Fenton, MI · standard
ZIP Code 48430
Genesee County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 36,738
- 171/sq mi High-density area
- $100,193
- Median income Above-median income area
- $326,400
- Median home value Above-median home value
- 39.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Fenton pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.
- Top 19%
- household income, US ZIPs
- Top 30%
- home value, US ZIPs
- 171
- people per sq mi
- 81%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48430 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 48430 (Fenton, MI) rose +6.3% from 2023 to 2024. The all-transactions index moved from 181.9 in 2023 to 193.3 in 2024 (2000 = 100).
ZIP code 48430 is a densely settled ZIP (a standard USPS delivery area) in Fenton, Genesee County, Michigan, with 36,738 residents across 215.0 square miles, a density of 171 people per square mile, in the Detroit time zone.
ZIP 48430 lands in the middle-income range, with a median household income of $100,193 (37% above the average Michigan ZIP), while per-capita income is $55,946. The poverty rate is 5.9%, with unemployment at 4.8%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $326,400 (49% above the average Michigan ZIP), while 81.4% of occupied homes are owner-occupied and median rent is $1,379.
A solid share of residents have a four-year degree: 39.9% of adults hold a bachelor's degree or higher, the median age is 42.7, and the average commute is 32 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Genesee County, so 48430 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 48430
Top 5 sectors by establishment count in Fenton, MI
Which industries have the most business establishments in ZIP 48430.
- Retail trade
Retail trade
151 establishments
- Construction
Construction
123 establishments
- Other services (except public administration)
Other services (except public administration)
102 establishments
- Health care and social assistance
Health care and social assistance
97 establishments
- Accommodation and food services
Accommodation and food services
88 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48430, Fenton, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
36,738
Population
215.0
Area (sq mi)
171
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48430?
42.7
Median Age
47.4%
Male
52.6%
Female
2.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$100,193
Median Household Income
+37% vs state ZIP avg
$55,946
Per Capita Income
5.9%
Poverty Rate
4.8%
Unemployment Rate
31.6 min
Mean Commute Time
How ZIP 48430 ranks nationally
Fenton, MI household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$100,193 Top 19% higher than 81% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
16,617housing units
16,617
Total Housing Units
15,839
Occupied Units
778
Vacant Units
2.47
Avg Household Size
Occupancy Type
$326,400
Median Home Value
+49% vs state ZIP avg
$1,379
Median Rent
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.3%
YoY Change (2024)
193
HPI Index (2000 = 100)
+93%
Total Change Since 2000
Home values in ZIP 48430 have increased 6.3% over the past year (2024). Since 2000, this ZIP has seen +93% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.3% | 138 |
| 2021 | +10.8% | 153 |
| 2022 | +12.3% | 172 |
| 2023 | +5.7% | 182 |
| 2024 | +6.3% | 193 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 973 business establishments in ZIP 48430, employing approximately 12,235 people with a combined annual payroll of $595,460,000.
973
Businesses
12,235
Employees
$595.5M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 151 | 15.5% |
| Construction | 123 | 12.6% |
| Other services (except public administration) | 102 | 10.5% |
| Health care and social assistance | 97 | 10.0% |
| Accommodation and food services | 88 | 9.0% |
| Professional, scientific, and technical services | 75 | 7.7% |
| Manufacturing | 58 | 6.0% |
| Administrative and support and waste management and remediation services | 57 | 5.9% |
| Finance and insurance | 55 | 5.7% |
| Real estate and rental and leasing | 49 | 5.0% |
| Wholesale trade | 43 | 4.4% |
| Arts, entertainment, and recreation | 24 | 2.5% |
| Transportation and warehousing | 21 | 2.2% |
| Educational services | 13 | 1.3% |
| Information | 9 | 0.9% |
| Management of companies and enterprises | 4 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 48430 vs 48451 →
ZIP 48430 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48430
Fenton (48430)
36,738 residents
- 48442
Holly (48442)
20,669 residents
- 48451
Linden (48451)
14,767 residents
- 48357 8,170
Highland (48357)
8,170 residents
- 48353 6,481
Hartland (48353)
6,481 residents
- 48436 3,764
Gaines (48436)
3,764 residents
What this shows Among its immediate neighbors, ZIP 48430 ranks the most populous - useful context the national average alone can't give.
ZIP 48430 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48353
Hartland (48353)
$105,964 median income
- 48430
Fenton (48430)
$100,193 median income
- 48451
Linden (48451)
$99,943 median income
- 48357
Highland (48357)
$94,954 median income
- 48436
Gaines (48436)
$94,487 median income
- 48442
Holly (48442)
$86,575 median income
What this shows By household income, ZIP 48430 ranks #2 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 48430, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (36,738 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Genesee County
Related Areas
Frequently Asked Questions
What county is ZIP code 48430 in?
ZIP code 48430 (Fenton) is located in Genesee County, Michigan. Genesee County contains multiple ZIP codes, see the full list at /counties/genesee-mi.
What is the population of ZIP code 48430?
ZIP code 48430 in Fenton, MI has a population of 36,738 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48430?
The median household income in ZIP 48430 is $100,193, which is 31% above the national average of $76,288.
What is the average home value in ZIP 48430?
The median home value in ZIP 48430 is $326,400, which is 17% above the national average of $278,155.
What is the demographic makeup of ZIP 48430?
The largest racial group in ZIP 48430 is White at 91.3%. Hispanic or Latino residents make up 3.0% of the population.
How many businesses are in ZIP code 48430?
ZIP code 48430 has 973 business establishments employing approximately 12,235 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48430?
The top industries by establishment count in ZIP 48430 are: Retail trade (151), Construction (123), Other services (except public administration) (102). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 48430?
According to the FHFA House Price Index, home values in ZIP 48430 increased by 6.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 93%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48430?
In ZIP code 48430, 63.9% of residents aged 25+ have a high school diploma or higher, and 39.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48430?
The mean commute time for workers in ZIP code 48430 is 31.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48430?
In ZIP code 48430, approximately 81.4% of occupied housing units are owner-occupied and 18.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48430?
The poverty rate in ZIP code 48430 is 5.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 48430's numbers, next.
- See how ZIP 48430 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Fenton, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.