Fenton, MI · standard

ZIP Code 48430

Genesee County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

36,738
171/sq mi
$100,193
Median income
$326,400
Median home value
39.9%
Bachelor's or higher

The verdict

Fenton pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 19%
household income, US ZIPs
Top 30%
home value, US ZIPs
171
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48430 against every reporting US ZIP.

ZIP code 48430 is a densely settled ZIP (a standard USPS delivery area) in Fenton, Genesee County, Michigan, with 36,738 residents across 215.0 square miles, a density of 171 people per square mile, in the Detroit time zone.

ZIP 48430 lands in the middle-income range, with a median household income of $100,193 (37% above the Michigan average), while per-capita income is $55,946. 5.9% of residents live below the poverty line, and the unemployment rate reads 4.8%. On housing, the median home value is $326,400 (49% above the state average) with median rent at $1,379 per month, and 81.4% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 39.9% of adults hold a bachelor's degree or higher, the median age is 42.7, and the average commute is 32 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Genesee County, so you can benchmark 48430 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48430

Top 5 sectors by establishment count in Fenton, MI

Which industries have the most business establishments in ZIP 48430.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48430, Fenton, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

36,738

Population

215.0

Area (sq mi)

171

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48430?

42.7

Median Age

47.4%

Male

52.6%

Female

2.4%

Foreign-Born

White 91.3%
African American 1.2%
Asian 1.8%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.1%
Hispanic or Latino 3.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$100,193

Median Household Income

+37% vs state

$55,946

Per Capita Income

5.9%

Poverty Rate

4.8%

Unemployment Rate

31.6 min

Mean Commute Time

How ZIP 48430 ranks nationally

Fenton, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$100,193 Top 19% higher than 81% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.9%
Bachelor's Degree or Higher 39.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

16,617

Total Housing Units

15,839

Occupied Units

778

Vacant Units

2.47

Avg Household Size

Occupancy Type

Owner 81.4%
Renter 18.6%

$326,400

Median Home Value

+49% vs state

$1,379

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.3%

YoY Change (2024)

193

HPI Index (2000 = 100)

+93%

Total Change Since 2000

Home values in ZIP 48430 have increased 6.3% over the past year (2024). Since 2000, this ZIP has seen +93% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.3% 138
2021 +10.8% 153
2022 +12.3% 172
2023 +5.7% 182
2024 +6.3% 193

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 973 business establishments in ZIP 48430, employing approximately 12,235 people with a combined annual payroll of $595,460,000.

973

Businesses

12,235

Employees

$595.5M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 151 15.5%
Construction 123 12.6%
Other services (except public administration) 102 10.5%
Health care and social assistance 97 10.0%
Accommodation and food services 88 9.0%
Professional, scientific, and technical services 75 7.7%
Manufacturing 58 6.0%
Administrative and support and waste management and remediation services 57 5.9%
Finance and insurance 55 5.7%
Real estate and rental and leasing 49 5.0%
Wholesale trade 43 4.4%
Arts, entertainment, and recreation 24 2.5%
Transportation and warehousing 21 2.2%
Educational services 13 1.3%
Information 9 0.9%
Management of companies and enterprises 4 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48430 vs 48451 →

ZIP 48430 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48430 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48430 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48430 ranks #2 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48451 Linden, MI 14,767 4.9 mi
48353 Hartland, MI 6,481 7.8 mi
48442 Holly, MI 20,669 7.4 mi
48357 Highland, MI 8,170 8.7 mi
48436 Gaines, MI 3,764 10.0 mi

More ZIP Codes in Genesee County

Frequently Asked Questions

What county is ZIP code 48430 in?
ZIP code 48430 (Fenton) is located in Genesee County, Michigan. Genesee County contains multiple ZIP codes, see the full list at /counties/genesee-mi.
What is the population of ZIP code 48430?
ZIP code 48430 in Fenton, MI has a population of 36,738 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48430?
The median household income in ZIP 48430 is $100,193, which is 31% above the national average of $76,288.
What is the average home value in ZIP 48430?
The median home value in ZIP 48430 is $326,400, which is 17% above the national average of $278,155.
What is the demographic makeup of ZIP 48430?
The largest racial group in ZIP 48430 is White at 91.3%. Hispanic or Latino residents make up 3.0% of the population.
How many businesses are in ZIP code 48430?
ZIP code 48430 has 973 business establishments employing approximately 12,235 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48430?
The top industries by establishment count in ZIP 48430 are: Retail trade (151), Construction (123), Other services (except public administration) (102). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 48430?
According to the FHFA House Price Index, home values in ZIP 48430 increased by 6.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 93%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48430?
In ZIP code 48430, 63.9% of residents aged 25+ have a high school diploma or higher, and 39.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48430?
The mean commute time for workers in ZIP code 48430 is 31.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48430?
In ZIP code 48430, approximately 81.4% of occupied housing units are owner-occupied and 18.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48430?
The poverty rate in ZIP code 48430 is 5.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.