PlainZIP

Palms, MI · standard

ZIP Code 48465

Sanilac County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

629
6/sq mi
$73,750
Median income
$200,600
Median home value
13.7%
Bachelor's or higher

The verdict

Palms pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 47%
household income, US ZIPs
44th pct
home value, US ZIPs
6
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48465 against every reporting US ZIP.

ZIP code 48465 is a sparsely populated ZIP (a standard USPS delivery area) in Palms, Sanilac County, Michigan, home to just 629 residents across 106.6 square miles, a density of 6 people per square mile, in the Detroit time zone.

ZIP 48465 lands in the middle-income range, with a median household income of $73,750 (1% above the Michigan average), while per-capita income is $50,240. 8.8% of residents live below the poverty line, and the unemployment rate reads 0.4%. On housing, the median home value is $200,600 (9% below the state average) with median rent at $675 per month, and 84.4% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 13.7% of adults hold a bachelor's degree or higher, the median age is 53.1, and the average commute is 33 minutes. To put 48465 in local context, 4 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Sanilac County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48465, Palms, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

629

Population

106.6

Area (sq mi)

6

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48465?

53.1

Median Age

50.0%

Male

50.0%

Female

0.7%

Foreign-Born

White 97.8%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.1%
Hispanic or Latino 2.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$73,750

Median Household Income

+1% vs state

$50,240

Per Capita Income

8.8%

Poverty Rate

0.4%

Unemployment Rate

32.9 min

Mean Commute Time

How ZIP 48465 ranks nationally

Palms, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$73,750 Top 47% higher than 53% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.9%
Bachelor's Degree or Higher 13.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

366

Total Housing Units

205

Occupied Units

161

Vacant Units

2.23

Avg Household Size

Occupancy Type

Owner 84.4%
Renter 15.6%

$200,600

Median Home Value

-9% vs state

$675

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 8 business establishments in ZIP 48465, employing approximately 34 people with a combined annual payroll of $1,937,000.

8

Businesses

34

Employees

$1.9M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Construction 4 50.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48465 vs 48427 →

ZIP 48465 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48465 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48465 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48465 ranks the highest of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48427 Deckerville, MI 2,879 5.4 mi
48456 Minden City, MI 858 4.6 mi
48434 Forestville, MI 104 5.8 mi
48470 Ruth, MI 784 8.5 mi

More ZIP Codes in Sanilac County

48422 standard
Croswell, MI
Pop: 6,400
48471 standard
Sandusky, MI
Pop: 5,745
48453 standard
Marlette, MI
Pop: 5,146
48416 standard
Brown City, MI
Pop: 5,002
48450 standard
Lexington, MI
Pop: 4,780
48427 standard
Deckerville, MI
Pop: 2,879

Related Areas

Sanilac County Palms, MI Michigan

Frequently Asked Questions

What county is ZIP code 48465 in? ▼
ZIP code 48465 (Palms) is located in Sanilac County, Michigan. Sanilac County contains multiple ZIP codes, see the full list at /counties/sanilac-mi.
What is the population of ZIP code 48465? ▼
ZIP code 48465 in Palms, MI has a population of 629 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48465? ▼
The median household income in ZIP 48465 is $73,750, which is 3% below the national average of $76,288.
What is the average home value in ZIP 48465? ▼
The median home value in ZIP 48465 is $200,600, which is 28% below the national average of $278,155.
What is the demographic makeup of ZIP 48465? ▼
The largest racial group in ZIP 48465 is White at 97.8%. Hispanic or Latino residents make up 2.0% of the population.
How many businesses are in ZIP code 48465? ▼
ZIP code 48465 has 8 business establishments employing approximately 34 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 48465? ▼
In ZIP code 48465, 62.9% of residents aged 25+ have a high school diploma or higher, and 13.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48465? ▼
The mean commute time for workers in ZIP code 48465 is 32.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48465? ▼
In ZIP code 48465, approximately 84.4% of occupied housing units are owner-occupied and 15.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48465? ▼
The poverty rate in ZIP code 48465 is 8.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.