PlainZIP

Ubly, MI · standard

ZIP Code 48475

Huron County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,766
10/sq mi
$61,719
Median income
$161,200
Median home value
14.9%
Bachelor's or higher

The verdict

Ubly pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

32th pct
household income, US ZIPs
30th pct
home value, US ZIPs
10
people per sq mi
87%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48475 against every reporting US ZIP.

ZIP code 48475 covers 279.4 square miles in Ubly, Huron County, Michigan (a standard USPS delivery area), with a modest 2,766 residents on file, a density of 10 people per square mile, in the Detroit time zone.

ZIP 48475 reports a modest median household income of $61,719 (16% below the Michigan average), while per-capita income is $36,235. Local economic indicators show a 11.8% poverty rate alongside 4.8% unemployment. On housing, the median home value is $161,200 (27% below the state average) with median rent at $689 per month, and 86.6% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 14.9% of adults hold a bachelor's degree or higher, the median age is 45.7, and the average commute is 23 minutes. To put 48475 in local context, 1 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Huron County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48475

Top 5 sectors by establishment count in Ubly, MI

Which industries have the most business establishments in ZIP 48475.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48475, Ubly, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,766

Population

279.4

Area (sq mi)

10

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48475?

45.7

Median Age

51.7%

Male

48.3%

Female

0.4%

Foreign-Born

White 98.1%
African American 0.0%
Asian 0.1%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.8%
Hispanic or Latino 0.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,719

Median Household Income

-16% vs state

$36,235

Per Capita Income

11.8%

Poverty Rate

4.8%

Unemployment Rate

23.0 min

Mean Commute Time

How ZIP 48475 ranks nationally

Ubly, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$61,719 32nd percentile higher than 32% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.3%
Bachelor's Degree or Higher 14.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,076

Total Housing Units

987

Occupied Units

89

Vacant Units

2.26

Avg Household Size

Occupancy Type

Owner 86.6%
Renter 13.4%

$161,200

Median Home Value

-27% vs state

$689

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+13.4%

YoY Change (2024)

191

HPI Index (2000 = 100)

+91%

Total Change Since 2000

Home values in ZIP 48475 have increased 13.4% over the past year (2024). Since 2000, this ZIP has seen +91% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.7% 119
2021 +15.8% 137
2022 +20.1% 165
2023 +2.3% 169
2024 +13.4% 191

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 66 business establishments in ZIP 48475, employing approximately 1,008 people with a combined annual payroll of $46,573,000.

66

Businesses

1,008

Employees

$46.6M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Construction 10 15.2%
Manufacturing 9 13.6%
Transportation and warehousing 9 13.6%
Other services (except public administration) 9 13.6%
Health care and social assistance 7 10.6%
Accommodation and food services 5 7.6%
Wholesale trade 4 6.1%
Retail trade 4 6.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48475 vs 48413 →

ZIP Code City Population Distance
48413 Bad Axe, MI 7,551 9.5 mi

More ZIP Codes in Huron County

48413 standard
Bad Axe, MI
Pop: 7,551
48441 standard
Harbor Beach, MI
Pop: 4,085
48759 standard
Sebewaing, MI
Pop: 3,293
48755 standard
Pigeon, MI
Pop: 3,110
48725 standard
Caseville, MI
Pop: 2,464
48467 standard
Port Austin, MI
Pop: 2,337

Related Areas

Huron County Ubly, MI Michigan

Frequently Asked Questions

What county is ZIP code 48475 in? ▼
ZIP code 48475 (Ubly) is located in Huron County, Michigan. Huron County contains multiple ZIP codes, see the full list at /counties/huron-mi.
What is the population of ZIP code 48475? ▼
ZIP code 48475 in Ubly, MI has a population of 2,766 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48475? ▼
The median household income in ZIP 48475 is $61,719, which is 19% below the national average of $76,288.
What is the average home value in ZIP 48475? ▼
The median home value in ZIP 48475 is $161,200, which is 42% below the national average of $278,155.
What is the demographic makeup of ZIP 48475? ▼
The largest racial group in ZIP 48475 is White at 98.1%. Hispanic or Latino residents make up 0.7% of the population.
How many businesses are in ZIP code 48475? ▼
ZIP code 48475 has 66 business establishments employing approximately 1,008 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48475? ▼
The top industries by establishment count in ZIP 48475 are: Construction (10), Manufacturing (9), Transportation and warehousing (9). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 48475? ▼
According to the FHFA House Price Index, home values in ZIP 48475 increased by 13.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 91%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48475? ▼
In ZIP code 48475, 58.3% of residents aged 25+ have a high school diploma or higher, and 14.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48475? ▼
The mean commute time for workers in ZIP code 48475 is 23.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48475? ▼
In ZIP code 48475, approximately 86.6% of occupied housing units are owner-occupied and 13.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48475? ▼
The poverty rate in ZIP code 48475 is 11.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.