ZIP Code 48602
standardSource:
Saginaw · Saginaw County · Michigan
- Population
- 30,119
- Median income
- $46,984
- Median home value
- $73,600
- Bachelor's or higher
- 16.5%
- Land area
- 20.3 sq mi
1,485/sq mi
▼ 38% vs US
higher than 11% of US ZIPs
▼ 74% vs US
higher than 3% of US ZIPs
Median age 36.1
Detroit
ZIP code 48602 in Saginaw, Michigan has a population of 30,119. The median household income is $46,984, which is 38% below the national average. Median home value is $73,600, 74% below the US average. 16.5% of residents hold a bachelor's degree or higher.
ZIP code 48602 is classified by USPS as a standard delivery area and covers roughly 20.3 square miles in Saginaw, Saginaw County, Michigan. The area is home to 30,119 residents, producing a population density of 1,485 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 48602 against Michigan and the nation.
On the economic side, the median household income for ZIP 48602 sits at $46,984 (36% below the Michigan average), while per-capita income is $23,838. The poverty rate stands at 28.8% and the unemployment rate at 9.6%. On housing, the median home value is $73,600 (66% below the state average) with median rent at $933 per month, and 64.2% of occupied units are owner-occupied, a direct signal of whether 48602 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 16.5% of adults hold a bachelor's degree or higher, the median age is 36.1, and the average commute is 20 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Saginaw County, so you can benchmark 48602 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 48602
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 48602.
- Health care and social assistance
Health care and social assistance
94 establishments
- Retail trade
Retail trade
65 establishments
- Other services (except public administration)
Other services (except public administration)
59 establishments
- Accommodation and food services
Accommodation and food services
52 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
40 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 48602, Saginaw, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
30,119
Population
20.3
Area (sq mi)
1,485
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48602?
36.1
Median Age
49.5%
Male
50.5%
Female
1.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$46,984
Median Household Income
-36% vs state
$23,838
Per Capita Income
28.8%
Poverty Rate
9.6%
Unemployment Rate
19.8 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
12,301
Total Housing Units
10,827
Occupied Units
1,474
Vacant Units
2.43
Avg Household Size
Occupancy Type
$73,600
Median Home Value
-66% vs state
$933
Median Rent
1946
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+13.4%
YoY Change (2024)
152
HPI Index (2000 = 100)
+52%
Total Change Since 2000
Home values in ZIP 48602 have increased 13.4% over the past year (2024). Since 2000, this ZIP has seen +52% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.2% | 90 |
| 2021 | +18.6% | 107 |
| 2022 | +6.3% | 113 |
| 2023 | +18.2% | 134 |
| 2024 | +13.4% | 152 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 419 business establishments in ZIP 48602, employing approximately 13,542 people with a combined annual payroll of $898,744,000.
419
Businesses
13,542
Employees
$898.7M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 94 | 22.4% |
| Retail trade | 65 | 15.5% |
| Other services (except public administration) | 59 | 14.1% |
| Accommodation and food services | 52 | 12.4% |
| Professional, scientific, and technical services | 40 | 9.6% |
| Manufacturing | 18 | 4.3% |
| Administrative and support and waste management and remediation services | 18 | 4.3% |
| Construction | 17 | 4.1% |
| Finance and insurance | 17 | 4.1% |
| Wholesale trade | 9 | 2.1% |
| Information | 9 | 2.1% |
| Real estate and rental and leasing | 9 | 2.1% |
| Transportation and warehousing | 3 | 0.7% |
| Management of companies and enterprises | 3 | 0.7% |
| Arts, entertainment, and recreation | 3 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 48602 vs 48638 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 48638 | Saginaw, MI | 12,922 | 2.3 mi |
| 48607 | Saginaw, MI | 1,774 | 2.2 mi |
| 48604 | Saginaw, MI | 13,074 | 5.2 mi |
| 48724 | Carrollton, MI | 359 | 3.8 mi |
| 48601 | Saginaw, MI | 38,406 | 4.2 mi |
| 48603 | Saginaw, MI | 26,913 | 4.1 mi |
| 48609 | Saginaw, MI | 12,461 | 6.1 mi |
| 48710 | University Center, MI | 0 | 9.5 mi |
| 48722 | Bridgeport, MI | 3,123 | 8.3 mi |
| 48708 | Bay City, MI | 27,262 | 11.8 mi |
More ZIP Codes in Saginaw County
Related Areas
Frequently Asked Questions
What county is ZIP code 48602 in? ▼
What is the population of ZIP code 48602? ▼
What is the median household income in ZIP 48602? ▼
What is the average home value in ZIP 48602? ▼
What is the demographic makeup of ZIP 48602? ▼
How many businesses are in ZIP code 48602? ▼
What are the main industries in ZIP code 48602? ▼
How have home values changed in ZIP code 48602? ▼
What is the education level in ZIP code 48602? ▼
What is the average commute time in ZIP 48602? ▼
What percentage of residents own vs. rent in ZIP 48602? ▼
What is the poverty rate in ZIP code 48602? ▼
ZIP Code Research Guides
Official Data Resources for Saginaw, MI
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.