Residential delivery area · Michigan
ZIP Code 48602: Saginaw, MI
ZIP code 48602 is in Saginaw, Michigan, entirely in Saginaw County (Census 2020 ZIP-county file). About 27,000 people live there (Census Bureau, ACS 2020-2024), the 3rd most populous of Saginaw's 7 residential ZIP codes. Median household income is $46,984 (Census Bureau, ACS 2020-2024). By Census place, 94% of its land lies in Saginaw; 6% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
Where is ZIP code 48602?
48602 centers on 43.420°, -83.974° and covers 7.8 square miles of land plus 0.3 of water. It borders 6 ZIP codes: 48638, 48607, 48603, 48601, 48604, 48609.
The map draws ZIP code areas only. For the streets inside 48602, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 48602 compare with the rest of Saginaw?
| Measure | 48602 | In Saginaw | In Saginaw County | In MI |
|---|---|---|---|---|
| People (ACS 2020-2024) | 27,127 | 3rd of 7 | 3rd of 27 | 112th of 992 |
| Median household income | $47k | 5th of 6 | 20th of 21 | 720th of 774 |
| Median home value | $74k | 5th of 6 | 20th of 21 | 766th of 779 |
Its median household income is higher than in 11% of U.S. residential ZIP codes, and it is denser than 90% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 48602?
The 2020 Census counted 27,613 people in 48602; the ACS, which samples households over 2020-2024, estimates 27,127. Between the 2010 and 2020 censuses its population fell 8.3% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 27,127
- 2020 Census count
- 27,613−8.3% since 2010 (30,119)
- Households
- 10,827
- Median age
- 36.1
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 48602?
Of the 27,127 people the ACS estimates in 48602, 24.7% are under 18 and 13.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (49.8%), then Black (not Hispanic) (26.5%).
- Under 1824.7%
- 18 to 6461.4%
- 65 and older13.8%
- White, not Hispanic49.8%
- Black, not Hispanic26.5%
- Hispanic or Latino17.9%
- Other or two or more5.6%
- Asian, not Hispanic0.2%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 48602 earn?
Median household income is $46,984 (ACS 2020-2024), the 20th highest of the 21 ranked ZIP codes in Saginaw County. It rose from $42,541 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $46,984
- Income per person
- $23,838
- Below the poverty line
- 28.8%
- Unemployed (of the labor force)
- 9.6%
- Adults 25+ with a bachelor's degree
- 16.5%
- Adjusted gross income per tax return, 2022
- $40,07811,830 returns; wages 77% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 48602?
FHFA's house price index for 48602, built from repeat sales and appraisals of the same homes, rose 144% from 2015 to 2025 and rose 66% from 2020 to 2025, and moved −1.6% in 2025.
- Median home value (owners' estimate)
- $73,600
- Median gross rent
- $933
- Homes owned by their occupants
- 64.2%
- Housing units
- 12,301
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 48602?
419 business establishments had a location in this ZIP code in 2023, 47 fewer than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).
- Health care and social assistance94
- Retail trade65
- Other services (except public administration)59
- Accommodation and food services52
- Professional, scientific, and technical services40
- Manufacturing18
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 48602?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 48638 | Saginaw | 12,875 | $70k | 2.2 mi |
| 48607 | Saginaw | 1,614 | $38k | 2.2 mi |
| 48603 | Saginaw | 27,757 | $66k | 3.8 mi |
| 48601 | Saginaw | 31,601 | $39k | 4.6 mi |
| 48604 | Saginaw | 11,011 | $53k | 5.5 mi |
| 48609 | Saginaw | 11,966 | $78k | 5.8 mi |
| 48724 | Carrollton | 1,229 | $35k | 3.6 mi (near) |
| 48722 | Bridgeport | 3,127 | $67k | 8.3 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.