Saginaw, MI · standard
ZIP Code 48607
Saginaw County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,774
- 767/sq mi High-density area
- $37,973
- Median income Below-median income area
- $73,800
- Median home value Below-median home value
- 23.5%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Saginaw pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.
- 5th pct
- household income, US ZIPs
- 3rd pct
- home value, US ZIPs
- 767
- people per sq mi
- 44%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48607 against every reporting US ZIP.
ZIP code 48607 covers 2.3 square miles in Saginaw, Saginaw County, Michigan (a standard USPS delivery area), with a modest 1,774 residents on file, a density of 767 people per square mile, in the Detroit time zone.
ZIP 48607 sits on the lower end of the income spectrum: median household income is $37,973 (48% below the average Michigan ZIP), while per-capita income is $25,602. Economic pressure is pronounced: 27.3% of residents are below the poverty line and unemployment is 11.2%. Home values sit below the statewide ZIP benchmark: the median is $73,800 (66% below the average Michigan ZIP), and median rent is $989; owner occupancy is 43.7%.
Educational attainment sits below the national norm: 23.5% of adults hold a bachelor's degree or higher, the median age is 32.2, and the average commute is -. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Saginaw County, so 48607 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 48607
Top 5 sectors by establishment count in Saginaw, MI
Which industries have the most business establishments in ZIP 48607.
- Other services (except public administration)
Other services (except public administration)
20 establishments
- Health care and social assistance
Health care and social assistance
18 establishments
- Retail trade
Retail trade
11 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
11 establishments
- Information 7
Information
7 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48607, Saginaw, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,774
Population
2.3
Area (sq mi)
767
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48607?
32.2
Median Age
58.1%
Male
41.9%
Female
4.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$37,973
Median Household Income
-48% vs state ZIP avg
$25,602
Per Capita Income
27.3%
Poverty Rate
11.2%
Unemployment Rate
How ZIP 48607 ranks among Michigan ZIPs
Saginaw, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$37,973 2nd percentile higher than 2% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
948housing units
948
Total Housing Units
654
Occupied Units
294
Vacant Units
2.26
Avg Household Size
Occupancy Type
$73,800
Median Home Value
-66% vs state ZIP avg
$989
Median Rent
1938
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 103 business establishments in ZIP 48607, employing approximately 1,939 people with a combined annual payroll of $132,235,000.
103
Businesses
1,939
Employees
$132.2M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Other services (except public administration) | 20 | 19.4% |
| Health care and social assistance | 18 | 17.5% |
| Retail trade | 11 | 10.7% |
| Professional, scientific, and technical services | 11 | 10.7% |
| Information | 7 | 6.8% |
| Finance and insurance | 7 | 6.8% |
| Construction | 6 | 5.8% |
| Accommodation and food services | 6 | 5.8% |
| Transportation and warehousing | 5 | 4.8% |
| Administrative and support and waste management and remediation services | 5 | 4.8% |
| Arts, entertainment, and recreation | 3 | 2.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 48607 vs 48724 →
ZIP 48607 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48601
Saginaw (48601)
38,406 residents
- 48602
Saginaw (48602)
30,119 residents
- 48708
Bay City (48708)
27,262 residents
- 48603
Saginaw (48603)
26,913 residents
- 48604 13,074
Saginaw (48604)
13,074 residents
- 48638 12,922
Saginaw (48638)
12,922 residents
- 48722 3,123
Bridgeport (48722)
3,123 residents
- 48607 1,774
Saginaw (48607)
1,774 residents
- 48724 359
Carrollton (48724)
359 residents
What this shows Among its immediate neighbors, ZIP 48607 ranks #8 by population - useful context the national average alone can't give.
ZIP 48607 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48638
Saginaw (48638)
$69,459 median income
- 48722
Bridgeport (48722)
$66,473 median income
- 48603
Saginaw (48603)
$66,352 median income
- 48604
Saginaw (48604)
$53,042 median income
- 48708
Bay City (48708)
$50,518 median income
- 48602
Saginaw (48602)
$46,984 median income
- 48601
Saginaw (48601)
$38,900 median income
- 48607
Saginaw (48607)
$37,973 median income
- 48724
Carrollton (48724)
$34,512 median income
What this shows By household income, ZIP 48607 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 48724 | Carrollton, MI | 359 | 2.0 mi |
| 48602 | Saginaw, MI | 30,119 | 2.2 mi |
| 48601 | Saginaw, MI | 38,406 | 2.8 mi |
| 48604 | Saginaw, MI | 13,074 | 4.6 mi |
| 48638 | Saginaw, MI | 12,922 | 4.4 mi |
| 48603 | Saginaw, MI | 26,913 | 5.3 mi |
| 48722 | Bridgeport, MI | 3,123 | 7.4 mi |
| 48710 | University Center, MI | 0 | 9.0 mi |
| 48708 | Bay City, MI | 27,262 | 10.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 48607, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,774 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Saginaw County
Related Areas
Frequently Asked Questions
What county is ZIP code 48607 in?
ZIP code 48607 (Saginaw) is located in Saginaw County, Michigan. Saginaw County contains multiple ZIP codes, see the full list at /counties/saginaw-mi.
What is the population of ZIP code 48607?
ZIP code 48607 in Saginaw, MI has a population of 1,774 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48607?
The median household income in ZIP 48607 is $37,973, which is 50% below the national average of $76,288.
What is the average home value in ZIP 48607?
The median home value in ZIP 48607 is $73,800, which is 73% below the national average of $278,155.
What is the demographic makeup of ZIP 48607?
The largest racial group in ZIP 48607 is African American at 39.7%. Hispanic or Latino residents make up 8.9% of the population.
How many businesses are in ZIP code 48607?
ZIP code 48607 has 103 business establishments employing approximately 1,939 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48607?
The top industries by establishment count in ZIP 48607 are: Other services (except public administration) (20), Health care and social assistance (18), Retail trade (11). There are 11 industry sectors represented in total.
What is the education level in ZIP code 48607?
In ZIP code 48607, 46.6% of residents aged 25+ have a high school diploma or higher, and 23.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 48607?
In ZIP code 48607, approximately 43.7% of occupied housing units are owner-occupied and 56.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48607?
The poverty rate in ZIP code 48607 is 27.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 48607's numbers, next.
- See how ZIP 48607 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Saginaw, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.