ZIP Code 48607

standard

Source:

Saginaw · Saginaw County · Michigan

Population
1,774

767/sq mi

Median income
$37,973

▼ 50% vs US

higher than 5% of US ZIPs

Median home value
$73,800

▼ 73% vs US

higher than 3% of US ZIPs

Bachelor's or higher
23.5%

Median age 32.2

Land area
2.3 sq mi

Detroit

ZIP code 48607 in Saginaw, Michigan has a population of 1,774. The median household income is $37,973, which is 50% below the national average. Median home value is $73,800, 73% below the US average. 23.5% of residents hold a bachelor's degree or higher.

ZIP code 48607 is classified by USPS as a standard delivery area and covers roughly 2.3 square miles in Saginaw, Saginaw County, Michigan. The area is home to 1,774 residents, producing a population density of 767 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 48607 against Michigan and the nation.

On the economic side, the median household income for ZIP 48607 sits at $37,973 (48% below the Michigan average), while per-capita income is $25,602. The poverty rate stands at 27.3% and the unemployment rate at 11.2%. On housing, the median home value is $73,800 (66% below the state average) with median rent at $989 per month, and 43.7% of occupied units are owner-occupied, a direct signal of whether 48607 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 23.5% of adults hold a bachelor's degree or higher, the median age is 32.2, and the average commute is . We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Saginaw County, so you can benchmark 48607 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 48607

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 48607.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 48607, Saginaw, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,774

Population

2.3

Area (sq mi)

767

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48607?

32.2

Median Age

58.1%

Male

41.9%

Female

4.3%

Foreign-Born

White 30.5%
African American 39.7%
Asian 1.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 25.1%
Hispanic or Latino 8.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$37,973

Median Household Income

-48% vs state

$25,602

Per Capita Income

27.3%

Poverty Rate

11.2%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 46.6%
Bachelor's Degree or Higher 23.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

948

Total Housing Units

654

Occupied Units

294

Vacant Units

2.26

Avg Household Size

Occupancy Type

Owner 43.7%
Renter 56.3%

$73,800

Median Home Value

-66% vs state

$989

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 103 business establishments in ZIP 48607, employing approximately 1,939 people with a combined annual payroll of $132,235,000.

103

Businesses

1,939

Employees

$132.2M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 20 19.4%
Health care and social assistance 18 17.5%
Retail trade 11 10.7%
Professional, scientific, and technical services 11 10.7%
Information 7 6.8%
Finance and insurance 7 6.8%
Construction 6 5.8%
Accommodation and food services 6 5.8%
Transportation and warehousing 5 4.8%
Administrative and support and waste management and remediation services 5 4.8%
Arts, entertainment, and recreation 3 2.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48607 vs 48724 →

ZIP Code City Population Distance
48724 Carrollton, MI 359 2.0 mi
48602 Saginaw, MI 30,119 2.2 mi
48601 Saginaw, MI 38,406 2.8 mi
48604 Saginaw, MI 13,074 4.6 mi
48638 Saginaw, MI 12,922 4.4 mi
48603 Saginaw, MI 26,913 5.3 mi
48722 Bridgeport, MI 3,123 7.4 mi
48710 University Center, MI 0 9.0 mi
48708 Bay City, MI 27,262 10.0 mi

More ZIP Codes in Saginaw County

Frequently Asked Questions

What county is ZIP code 48607 in?
ZIP code 48607 (Saginaw) is located in Saginaw County, Michigan. Saginaw County contains multiple ZIP codes, see the full list at /counties/saginaw-mi.
What is the population of ZIP code 48607?
ZIP code 48607 in Saginaw, MI has a population of 1,774 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48607?
The median household income in ZIP 48607 is $37,973, which is 50% below the national average of $76,288.
What is the average home value in ZIP 48607?
The median home value in ZIP 48607 is $73,800, which is 73% below the national average of $278,155.
What is the demographic makeup of ZIP 48607?
The largest racial group in ZIP 48607 is African American at 39.7%. Hispanic or Latino residents make up 8.9% of the population.
How many businesses are in ZIP code 48607?
ZIP code 48607 has 103 business establishments employing approximately 1,939 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48607?
The top industries by establishment count in ZIP 48607 are: Other services (except public administration) (20), Health care and social assistance (18), Retail trade (11). There are 11 industry sectors represented in total.
What is the education level in ZIP code 48607?
In ZIP code 48607, 46.6% of residents aged 25+ have a high school diploma or higher, and 23.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 48607?
In ZIP code 48607, approximately 43.7% of occupied housing units are owner-occupied and 56.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48607?
The poverty rate in ZIP code 48607 is 27.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Saginaw, MI

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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