PlainZIP

Saginaw, MI · standard

ZIP Code 48607

Saginaw County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,774
767/sq mi
$37,973
Median income
$73,800
Median home value
23.5%
Bachelor's or higher

The verdict

Saginaw pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.

5th pct
household income, US ZIPs
3th pct
home value, US ZIPs
767
people per sq mi
44%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48607 against every reporting US ZIP.

ZIP code 48607 covers 2.3 square miles in Saginaw, Saginaw County, Michigan (a standard USPS delivery area), with a modest 1,774 residents on file, a density of 767 people per square mile, in the Detroit time zone.

ZIP 48607 sits on the lower end of the income spectrum: median household income is $37,973 (48% below the Michigan average), while per-capita income is $25,602. The poverty rate stands at 27.3% and the unemployment rate at 11.2%. On housing, the median home value is $73,800 (66% below the state average) with median rent at $989 per month, and 43.7% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 23.5% of adults hold a bachelor's degree or higher, the median age is 32.2, and the average commute is -. A geography-based comparison follows: 9 ZIP codes within about 10 miles of 48607, plus 6 more within Saginaw County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48607

Top 5 sectors by establishment count in Saginaw, MI

Which industries have the most business establishments in ZIP 48607.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48607, Saginaw, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,774

Population

2.3

Area (sq mi)

767

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48607?

32.2

Median Age

58.1%

Male

41.9%

Female

4.3%

Foreign-Born

White 30.5%
African American 39.7%
Asian 1.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 25.1%
Hispanic or Latino 8.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$37,973

Median Household Income

-48% vs state

$25,602

Per Capita Income

27.3%

Poverty Rate

11.2%

Unemployment Rate

How ZIP 48607 ranks nationally

Saginaw, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$37,973 5th percentile higher than 5% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 46.6%
Bachelor's Degree or Higher 23.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

948

Total Housing Units

654

Occupied Units

294

Vacant Units

2.26

Avg Household Size

Occupancy Type

Owner 43.7%
Renter 56.3%

$73,800

Median Home Value

-66% vs state

$989

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 103 business establishments in ZIP 48607, employing approximately 1,939 people with a combined annual payroll of $132,235,000.

103

Businesses

1,939

Employees

$132.2M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 20 19.4%
Health care and social assistance 18 17.5%
Retail trade 11 10.7%
Professional, scientific, and technical services 11 10.7%
Information 7 6.8%
Finance and insurance 7 6.8%
Construction 6 5.8%
Accommodation and food services 6 5.8%
Transportation and warehousing 5 4.8%
Administrative and support and waste management and remediation services 5 4.8%
Arts, entertainment, and recreation 3 2.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48607 vs 48724 →

ZIP 48607 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48607 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48607 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48607 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48724 Carrollton, MI 359 2.0 mi
48602 Saginaw, MI 30,119 2.2 mi
48601 Saginaw, MI 38,406 2.8 mi
48604 Saginaw, MI 13,074 4.6 mi
48638 Saginaw, MI 12,922 4.4 mi
48603 Saginaw, MI 26,913 5.3 mi
48722 Bridgeport, MI 3,123 7.4 mi
48710 University Center, MI 0 9.0 mi
48708 Bay City, MI 27,262 10.0 mi

More ZIP Codes in Saginaw County

48601 standard
Saginaw, MI
Pop: 38,406
48602 standard
Saginaw, MI
Pop: 30,119
48603 standard
Saginaw, MI
Pop: 26,913
48623 standard
Freeland, MI
Pop: 13,993
48604 standard
Saginaw, MI
Pop: 13,074
48638 standard
Saginaw, MI
Pop: 12,922

Related Areas

Saginaw County Saginaw, MI Michigan

Frequently Asked Questions

What county is ZIP code 48607 in? ▼
ZIP code 48607 (Saginaw) is located in Saginaw County, Michigan. Saginaw County contains multiple ZIP codes, see the full list at /counties/saginaw-mi.
What is the population of ZIP code 48607? ▼
ZIP code 48607 in Saginaw, MI has a population of 1,774 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48607? ▼
The median household income in ZIP 48607 is $37,973, which is 50% below the national average of $76,288.
What is the average home value in ZIP 48607? ▼
The median home value in ZIP 48607 is $73,800, which is 73% below the national average of $278,155.
What is the demographic makeup of ZIP 48607? ▼
The largest racial group in ZIP 48607 is African American at 39.7%. Hispanic or Latino residents make up 8.9% of the population.
How many businesses are in ZIP code 48607? ▼
ZIP code 48607 has 103 business establishments employing approximately 1,939 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48607? ▼
The top industries by establishment count in ZIP 48607 are: Other services (except public administration) (20), Health care and social assistance (18), Retail trade (11). There are 11 industry sectors represented in total.
What is the education level in ZIP code 48607? ▼
In ZIP code 48607, 46.6% of residents aged 25+ have a high school diploma or higher, and 23.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 48607? ▼
In ZIP code 48607, approximately 43.7% of occupied housing units are owner-occupied and 56.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48607? ▼
The poverty rate in ZIP code 48607 is 27.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.