ZIP Code 48616
standardSource:
Chesaning · Saginaw County · Michigan
- Population
- 7,513
- Median income
- $66,819
- Median home value
- $163,100
- Bachelor's or higher
- 13.4%
- Land area
- 208.7 sq mi
36/sq mi
▼ 12% vs US
higher than 42% of US ZIPs
▼ 41% vs US
higher than 31% of US ZIPs
Median age 45.7
Detroit
ZIP code 48616 in Chesaning, Michigan has a population of 7,513. The median household income is $66,819, which is 12% below the national average. Median home value is $163,100, 41% below the US average. 13.4% of residents hold a bachelor's degree or higher.
ZIP code 48616 is classified by USPS as a standard delivery area and covers roughly 208.7 square miles in Chesaning, Saginaw County, Michigan. The area is home to 7,513 residents, producing a population density of 36 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 48616 against Michigan and the nation.
On the economic side, the median household income for ZIP 48616 sits at $66,819 (9% below the Michigan average), while per-capita income is $34,629. The poverty rate stands at 10.6% and the unemployment rate at 3.5%. On housing, the median home value is $163,100 (26% below the state average) with median rent at $730 per month, and 84.7% of occupied units are owner-occupied, a direct signal of whether 48616 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 13.4% of adults hold a bachelor's degree or higher, the median age is 45.7, and the average commute is 25 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Saginaw County, so you can benchmark 48616 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 48616
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 48616.
- Retail trade
Retail trade
35 establishments
- Construction
Construction
20 establishments
- Accommodation and food services
Accommodation and food services
17 establishments
- Health care and social assistance
Health care and social assistance
15 establishments
- Other services (except public administration)
Other services (except public administration)
14 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 48616, Chesaning, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
7,513
Population
208.7
Area (sq mi)
36
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48616?
45.7
Median Age
51.2%
Male
48.8%
Female
0.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$66,819
Median Household Income
-9% vs state
$34,629
Per Capita Income
10.6%
Poverty Rate
3.5%
Unemployment Rate
25.0 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
3,221
Total Housing Units
3,047
Occupied Units
174
Vacant Units
2.46
Avg Household Size
Occupancy Type
$163,100
Median Home Value
-26% vs state
$730
Median Rent
1971
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.2%
YoY Change (2024)
183
HPI Index (2000 = 100)
+83%
Total Change Since 2000
Home values in ZIP 48616 have increased 10.2% over the past year (2024). Since 2000, this ZIP has seen +83% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.7% | 115 |
| 2021 | +14.2% | 131 |
| 2022 | +22.3% | 160 |
| 2023 | +3.5% | 166 |
| 2024 | +10.2% | 183 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 149 business establishments in ZIP 48616, employing approximately 1,369 people with a combined annual payroll of $53,141,000.
149
Businesses
1,369
Employees
$53.1M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 35 | 23.5% |
| Construction | 20 | 13.4% |
| Accommodation and food services | 17 | 11.4% |
| Health care and social assistance | 15 | 10.1% |
| Other services (except public administration) | 14 | 9.4% |
| Finance and insurance | 11 | 7.4% |
| Professional, scientific, and technical services | 7 | 4.7% |
| Administrative and support and waste management and remediation services | 6 | 4.0% |
| Manufacturing | 5 | 3.4% |
| Wholesale trade | 5 | 3.4% |
| Arts, entertainment, and recreation | 5 | 3.4% |
| Real estate and rental and leasing | 4 | 2.7% |
| Transportation and warehousing | 3 | 2.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 48616 vs 48649 →
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Frequently Asked Questions
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How many businesses are in ZIP code 48616? ▼
What are the main industries in ZIP code 48616? ▼
How have home values changed in ZIP code 48616? ▼
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ZIP Code Research Guides
Official Data Resources for Chesaning, MI
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.