Montrose, MI · standard

ZIP Code 48457

Genesee County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,436
74/sq mi Moderate-density area
$71,090
Median income Near-median income area
$175,900
Median home value Near-median home value
15.3%
Bachelor's or higher Below-average bachelor's attainment

National ZIP placement

Montrose pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

48th pct
household income, US ZIPs
37th pct
home value, US ZIPs
74
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48457 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 48457 (Montrose, MI) rose +6.3% from 2023 to 2024. The all-transactions index moved from 176.4 in 2023 to 187.5 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 48457 is a mid-sized community (a standard USPS delivery area) in Montrose, Genesee County, Michigan, home to 8,436 residents across 113.7 square miles, a density of 74 people per square mile, in the Detroit time zone.

ZIP 48457 lands in the middle-income range, with a median household income of $71,090 (3% below the average Michigan ZIP), while per-capita income is $33,279. The poverty rate is 16.7%, with unemployment at 4.0%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $175,900 (20% below the average Michigan ZIP), and median rent is $859; owner occupancy is 83.6%.

Educational attainment sits below the national norm: 15.3% of adults hold a bachelor's degree or higher, the median age is 41.7, and the average commute is 28 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Genesee County, so 48457 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 48457

Top 5 sectors by establishment count in Montrose, MI

Which industries have the most business establishments in ZIP 48457.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48457, Montrose, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

8,436

Population

113.7

Area (sq mi)

74

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48457?

41.7

Median Age

52.3%

Male

47.7%

Female

0.4%

Foreign-Born

White 92.4%
African American 2.9%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.6%
Hispanic or Latino 2.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$71,090

Median Household Income

-3% vs state ZIP avg

$33,279

Per Capita Income

16.7%

Poverty Rate

4.0%

Unemployment Rate

27.8 min

Mean Commute Time

How ZIP 48457 ranks among Michigan ZIPs

Montrose, MI household income vs. every Michigan ZIP code

Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$71,090 Top 46% higher than 54% of 962 Michigan ZIPs

This ZIP $0 $200K+ every Michigan ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.3%
Bachelor's Degree or Higher 15.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,475

Total Housing Units

3,362

Occupied Units

113

Vacant Units

2.56

Avg Household Size

Occupancy Type

Owner 83.6%
Renter 16.4%

$175,900

Median Home Value

-20% vs state ZIP avg

$859

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.3%

YoY Change (2024)

187

HPI Index (2000 = 100)

+87%

Total Change Since 2000

Home values in ZIP 48457 have increased 6.3% over the past year (2024). Since 2000, this ZIP has seen +87% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.7% 125
2021 +15.2% 144
2022 +15.0% 165
2023 +6.8% 176
2024 +6.3% 187

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 107 business establishments in ZIP 48457, employing approximately 788 people with a combined annual payroll of $31,377,000.

107

Businesses

788

Employees

$31.4M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Construction 23 21.5%
Health care and social assistance 18 16.8%
Retail trade 15 14.0%
Other services (except public administration) 13 12.2%
Administrative and support and waste management and remediation services 11 10.3%
Professional, scientific, and technical services 7 6.5%
Accommodation and food services 4 3.7%
Transportation and warehousing 3 2.8%
Real estate and rental and leasing 3 2.8%
Arts, entertainment, and recreation 3 2.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48457 vs 48417 →

ZIP 48457 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48457 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48457 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48457 ranks #5 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48417 Burt, MI 2,983 5.3 mi
48433 Flushing, MI 26,497 8.0 mi
48460 New Lothrop, MI 2,330 6.3 mi
48415 Birch Run, MI 9,471 7.4 mi
48504 Flint, MI 30,926 11.7 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 48457, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (8,436 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Genesee County

Frequently Asked Questions

What county is ZIP code 48457 in?

ZIP code 48457 (Montrose) is located in Genesee County, Michigan. Genesee County contains multiple ZIP codes, see the full list at /counties/genesee-mi.

What is the population of ZIP code 48457?

ZIP code 48457 in Montrose, MI has a population of 8,436 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 48457?

The median household income in ZIP 48457 is $71,090, which is 7% below the national average of $76,288.

What is the average home value in ZIP 48457?

The median home value in ZIP 48457 is $175,900, which is 37% below the national average of $278,155.

What is the demographic makeup of ZIP 48457?

The largest racial group in ZIP 48457 is White at 92.4%. Hispanic or Latino residents make up 2.2% of the population.

How many businesses are in ZIP code 48457?

ZIP code 48457 has 107 business establishments employing approximately 788 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 48457?

The top industries by establishment count in ZIP 48457 are: Construction (23), Health care and social assistance (18), Retail trade (15). There are 10 industry sectors represented in total.

How have home values changed in ZIP code 48457?

According to the FHFA House Price Index, home values in ZIP 48457 increased by 6.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 87%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 48457?

In ZIP code 48457, 53.3% of residents aged 25+ have a high school diploma or higher, and 15.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 48457?

The mean commute time for workers in ZIP code 48457 is 27.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 48457?

In ZIP code 48457, approximately 83.6% of occupied housing units are owner-occupied and 16.4% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 48457?

The poverty rate in ZIP code 48457 is 16.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 48457's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.