ZIP Code 48420

standard

Source:

Clio · Genesee County · Michigan

Population
22,078

132/sq mi

Median income
$66,063

▼ 13% vs US

higher than 40% of US ZIPs

Median home value
$192,400

▼ 31% vs US

higher than 41% of US ZIPs

Bachelor's or higher
17.3%

Median age 45.4

Land area
167.3 sq mi

Detroit

ZIP code 48420 in Clio, Michigan has a population of 22,078. The median household income is $66,063, which is 13% below the national average. Median home value is $192,400, 31% below the US average. 17.3% of residents hold a bachelor's degree or higher.

ZIP code 48420 is classified by USPS as a standard delivery area and covers roughly 167.3 square miles in Clio, Genesee County, Michigan. The area is home to 22,078 residents, producing a population density of 132 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 48420 against Michigan and the nation.

On the economic side, the median household income for ZIP 48420 sits at $66,063 (10% below the Michigan average), while per-capita income is $34,795. The poverty rate stands at 13.1% and the unemployment rate at 7.0%. On housing, the median home value is $192,400 (12% below the state average) with median rent at $829 per month, and 82.0% of occupied units are owner-occupied, a direct signal of whether 48420 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 17.3% of adults hold a bachelor's degree or higher, the median age is 45.4, and the average commute is 30 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Genesee County, so you can benchmark 48420 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 48420

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 48420.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 48420, Clio, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

22,078

Population

167.3

Area (sq mi)

132

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48420?

45.4

Median Age

49.7%

Male

50.3%

Female

1.9%

Foreign-Born

White 92.0%
African American 3.5%
Asian 0.4%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.4%
Hispanic or Latino 3.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$66,063

Median Household Income

-10% vs state

$34,795

Per Capita Income

13.1%

Poverty Rate

7.0%

Unemployment Rate

30.1 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.0%
Bachelor's Degree or Higher 17.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,107

Total Housing Units

8,835

Occupied Units

272

Vacant Units

2.36

Avg Household Size

Occupancy Type

Owner 82.0%
Renter 18.0%

$192,400

Median Home Value

-12% vs state

$829

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.2%

YoY Change (2024)

173

HPI Index (2000 = 100)

+73%

Total Change Since 2000

Home values in ZIP 48420 have increased 6.2% over the past year (2024). Since 2000, this ZIP has seen +73% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.4% 124
2021 +12.8% 140
2022 +11.7% 156
2023 +4.7% 163
2024 +6.2% 173

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 341 business establishments in ZIP 48420, employing approximately 3,844 people with a combined annual payroll of $142,640,000.

341

Businesses

3,844

Employees

$142.6M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 73 21.4%
Health care and social assistance 50 14.7%
Other services (except public administration) 41 12.0%
Construction 39 11.4%
Accommodation and food services 34 10.0%
Finance and insurance 17 5.0%
Administrative and support and waste management and remediation services 15 4.4%
Professional, scientific, and technical services 12 3.5%
Arts, entertainment, and recreation 11 3.2%
Transportation and warehousing 10 2.9%
Manufacturing 9 2.6%
Wholesale trade 8 2.4%
Information 7 2.0%
Real estate and rental and leasing 7 2.0%
Educational services 4 1.2%
Management of companies and enterprises 3 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48420 vs 48458 →

ZIP Code City Population Distance
48458 Mount Morris, MI 20,538 4.3 mi
48505 Flint, MI 25,710 7.7 mi
48504 Flint, MI 30,926 8.6 mi
48437 Genesee, MI 581 6.8 mi
48415 Birch Run, MI 9,471 7.7 mi
48506 Flint, MI 30,019 9.0 mi

More ZIP Codes in Genesee County

Frequently Asked Questions

What county is ZIP code 48420 in?
ZIP code 48420 (Clio) is located in Genesee County, Michigan. Genesee County contains multiple ZIP codes, see the full list at /counties/genesee-mi.
What is the population of ZIP code 48420?
ZIP code 48420 in Clio, MI has a population of 22,078 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48420?
The median household income in ZIP 48420 is $66,063, which is 13% below the national average of $76,288.
What is the average home value in ZIP 48420?
The median home value in ZIP 48420 is $192,400, which is 31% below the national average of $278,155.
What is the demographic makeup of ZIP 48420?
The largest racial group in ZIP 48420 is White at 92.0%. Hispanic or Latino residents make up 3.6% of the population.
How many businesses are in ZIP code 48420?
ZIP code 48420 has 341 business establishments employing approximately 3,844 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48420?
The top industries by establishment count in ZIP 48420 are: Retail trade (73), Health care and social assistance (50), Other services (except public administration) (41). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 48420?
According to the FHFA House Price Index, home values in ZIP 48420 increased by 6.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 73%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48420?
In ZIP code 48420, 59.0% of residents aged 25+ have a high school diploma or higher, and 17.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48420?
The mean commute time for workers in ZIP code 48420 is 30.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48420?
In ZIP code 48420, approximately 82.0% of occupied housing units are owner-occupied and 18.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48420?
The poverty rate in ZIP code 48420 is 13.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Clio, MI

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.