Mount Morris, MI · standard
ZIP Code 48458
Genesee County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 20,538
- 226/sq mi High-density area
- $46,797
- Median income Below-median income area
- $95,600
- Median home value Below-median home value
- 8.2%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Mount Morris pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, homeowner-dominated area.
- 11th pct
- household income, US ZIPs
- 8th pct
- home value, US ZIPs
- 226
- people per sq mi
- 67%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48458 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 48458 (Mount Morris, MI) rose +9.6% from 2023 to 2024. The all-transactions index moved from 146.0 in 2023 to 160.0 in 2024 (2000 = 100).
ZIP code 48458 is a densely settled ZIP (a standard USPS delivery area) in Mount Morris, Genesee County, Michigan, with 20,538 residents across 90.9 square miles, a density of 226 people per square mile, in the Detroit time zone.
ZIP 48458 reports a modest median household income of $46,797 (36% below the average Michigan ZIP), while per-capita income is $28,226. The poverty rate is 19.3%, with unemployment at 8.7%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $95,600 (56% below the average Michigan ZIP), and median rent is $899; owner occupancy is 66.9%.
Formal educational attainment runs low here: just 8.2% of adults hold a bachelor's degree or higher, the median age is 38.2, and the average commute is 29 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Genesee County, so 48458 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 48458
Top 5 sectors by establishment count in Mount Morris, MI
Which industries have the most business establishments in ZIP 48458.
- Retail trade
Retail trade
48 establishments
- Other services (except public administration)
Other services (except public administration)
36 establishments
- Health care and social assistance
Health care and social assistance
23 establishments
- Accommodation and food services 17
Accommodation and food services
17 establishments
- Construction 16
Construction
16 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48458, Mount Morris, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
20,538
Population
90.9
Area (sq mi)
226
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48458?
38.2
Median Age
49.3%
Male
50.7%
Female
1.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$46,797
Median Household Income
-36% vs state ZIP avg
$28,226
Per Capita Income
19.3%
Poverty Rate
8.7%
Unemployment Rate
29.1 min
Mean Commute Time
How ZIP 48458 ranks among Michigan ZIPs
Mount Morris, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$46,797 9th percentile higher than 9% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
9,016housing units
9,016
Total Housing Units
8,108
Occupied Units
908
Vacant Units
2.40
Avg Household Size
Occupancy Type
$95,600
Median Home Value
-56% vs state ZIP avg
$899
Median Rent
1965
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+9.6%
YoY Change (2024)
160
HPI Index (2000 = 100)
+60%
Total Change Since 2000
Home values in ZIP 48458 have increased 9.6% over the past year (2024). Since 2000, this ZIP has seen +60% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.9% | 108 |
| 2021 | +21.1% | 131 |
| 2022 | +5.7% | 138 |
| 2023 | +5.5% | 146 |
| 2024 | +9.6% | 160 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 195 business establishments in ZIP 48458, employing approximately 1,666 people with a combined annual payroll of $65,783,000.
195
Businesses
1,666
Employees
$65.8M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 48 | 24.6% |
| Other services (except public administration) | 36 | 18.5% |
| Health care and social assistance | 23 | 11.8% |
| Accommodation and food services | 17 | 8.7% |
| Construction | 16 | 8.2% |
| Administrative and support and waste management and remediation services | 11 | 5.6% |
| Real estate and rental and leasing | 10 | 5.1% |
| Manufacturing | 9 | 4.6% |
| Transportation and warehousing | 8 | 4.1% |
| Wholesale trade | 5 | 2.6% |
| Professional, scientific, and technical services | 5 | 2.6% |
| Arts, entertainment, and recreation | 3 | 1.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 48458 vs 48505 →
ZIP 48458 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48504
Flint (48504)
30,926 residents
- 48506
Flint (48506)
30,019 residents
- 48505
Flint (48505)
25,710 residents
- 48503
Flint (48503)
25,168 residents
- 48420
Clio (48420)
22,078 residents
- 48458
Mount Morris (48458)
20,538 residents
- 48529 10,271
Burton (48529)
10,271 residents
- 48509 9,470
Burton (48509)
9,470 residents
- 48502 1,164
Flint (48502)
1,164 residents
What this shows Among its immediate neighbors, ZIP 48458 ranks #6 by population - useful context the national average alone can't give.
ZIP 48458 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48420
Clio (48420)
$66,063 median income
- 48509
Burton (48509)
$64,160 median income
- 48502
Flint (48502)
$50,000 median income
- 48506
Flint (48506)
$47,929 median income
- 48458
Mount Morris (48458)
$46,797 median income
- 48503
Flint (48503)
$44,411 median income
- 48529
Burton (48529)
$41,333 median income
- 48437
Genesee (48437)
$40,864 median income
- 48504
Flint (48504)
$38,719 median income
What this shows By household income, ZIP 48458 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 48505 | Flint, MI | 25,710 | 3.6 mi |
| 48437 | Genesee, MI | 581 | 3.4 mi |
| 48420 | Clio, MI | 22,078 | 4.3 mi |
| 48502 | Flint, MI | 1,164 | 7.5 mi |
| 48506 | Flint, MI | 30,019 | 4.8 mi |
| 48503 | Flint, MI | 25,168 | 7.6 mi |
| 48504 | Flint, MI | 30,926 | 5.6 mi |
| 48529 | Burton, MI | 10,271 | 10.4 mi |
| 48509 | Burton, MI | 9,470 | 7.7 mi |
| 48551 | Flint, MI | 0 | 9.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 48458, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (20,538 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Genesee County
Related Areas
Frequently Asked Questions
What county is ZIP code 48458 in?
ZIP code 48458 (Mount Morris) is located in Genesee County, Michigan. Genesee County contains multiple ZIP codes, see the full list at /counties/genesee-mi.
What is the population of ZIP code 48458?
ZIP code 48458 in Mount Morris, MI has a population of 20,538 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48458?
The median household income in ZIP 48458 is $46,797, which is 39% below the national average of $76,288.
What is the average home value in ZIP 48458?
The median home value in ZIP 48458 is $95,600, which is 66% below the national average of $278,155.
What is the demographic makeup of ZIP 48458?
The largest racial group in ZIP 48458 is White at 68.7%. Hispanic or Latino residents make up 7.2% of the population.
How many businesses are in ZIP code 48458?
ZIP code 48458 has 195 business establishments employing approximately 1,666 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48458?
The top industries by establishment count in ZIP 48458 are: Retail trade (48), Other services (except public administration) (36), Health care and social assistance (23). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 48458?
According to the FHFA House Price Index, home values in ZIP 48458 increased by 9.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 60%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48458?
In ZIP code 48458, 53.7% of residents aged 25+ have a high school diploma or higher, and 8.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48458?
The mean commute time for workers in ZIP code 48458 is 29.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48458?
In ZIP code 48458, approximately 66.9% of occupied housing units are owner-occupied and 33.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48458?
The poverty rate in ZIP code 48458 is 19.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 48458's numbers, next.
- See how ZIP 48458 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Mount Morris, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.