PlainZIP

Mount Morris, MI · standard

ZIP Code 48458

Genesee County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

20,538
226/sq mi
$46,797
Median income
$95,600
Median home value
8.2%
Bachelor's or higher

The verdict

Mount Morris pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, homeowner-dominated area.

11th pct
household income, US ZIPs
8th pct
home value, US ZIPs
226
people per sq mi
67%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48458 against every reporting US ZIP.

ZIP code 48458 is a densely settled ZIP (a standard USPS delivery area) in Mount Morris, Genesee County, Michigan, with 20,538 residents across 90.9 square miles, a density of 226 people per square mile, in the Detroit time zone.

ZIP 48458 reports a modest median household income of $46,797 (36% below the Michigan average), while per-capita income is $28,226. Poverty here runs at 19.3%, with unemployment measured at 8.7%. Housing costs here run $95,600 for a typical home value (56% below the state average), with rent averaging $899 a month; 66.9% of homes are owner-occupied.

Formal educational attainment runs low here: just 8.2% of adults hold a bachelor's degree or higher, the median age is 38.2, and the average commute is 29 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 48458, plus 6 more within Genesee County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48458

Top 5 sectors by establishment count in Mount Morris, MI

Which industries have the most business establishments in ZIP 48458.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48458, Mount Morris, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

20,538

Population

90.9

Area (sq mi)

226

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48458?

38.2

Median Age

49.3%

Male

50.7%

Female

1.9%

Foreign-Born

White 68.7%
African American 21.2%
Asian 0.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.7%
Hispanic or Latino 7.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$46,797

Median Household Income

-36% vs state

$28,226

Per Capita Income

19.3%

Poverty Rate

8.7%

Unemployment Rate

29.1 min

Mean Commute Time

How ZIP 48458 ranks nationally

Mount Morris, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$46,797 11th percentile higher than 11% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.7%
Bachelor's Degree or Higher 8.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,016

Total Housing Units

8,108

Occupied Units

908

Vacant Units

2.40

Avg Household Size

Occupancy Type

Owner 66.9%
Renter 33.1%

$95,600

Median Home Value

-56% vs state

$899

Median Rent

1965

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.6%

YoY Change (2024)

160

HPI Index (2000 = 100)

+60%

Total Change Since 2000

Home values in ZIP 48458 have increased 9.6% over the past year (2024). Since 2000, this ZIP has seen +60% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.9% 108
2021 +21.1% 131
2022 +5.7% 138
2023 +5.5% 146
2024 +9.6% 160

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 195 business establishments in ZIP 48458, employing approximately 1,666 people with a combined annual payroll of $65,783,000.

195

Businesses

1,666

Employees

$65.8M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Retail trade 48 24.6%
Other services (except public administration) 36 18.5%
Health care and social assistance 23 11.8%
Accommodation and food services 17 8.7%
Construction 16 8.2%
Administrative and support and waste management and remediation services 11 5.6%
Real estate and rental and leasing 10 5.1%
Manufacturing 9 4.6%
Transportation and warehousing 8 4.1%
Wholesale trade 5 2.6%
Professional, scientific, and technical services 5 2.6%
Arts, entertainment, and recreation 3 1.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48458 vs 48505 →

ZIP 48458 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48458 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48458 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48458 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48505 Flint, MI 25,710 3.6 mi
48437 Genesee, MI 581 3.4 mi
48420 Clio, MI 22,078 4.3 mi
48502 Flint, MI 1,164 7.5 mi
48506 Flint, MI 30,019 4.8 mi
48503 Flint, MI 25,168 7.6 mi
48504 Flint, MI 30,926 5.6 mi
48529 Burton, MI 10,271 10.4 mi
48509 Burton, MI 9,470 7.7 mi
48551 Flint, MI 0 9.9 mi

More ZIP Codes in Genesee County

48439 standard
Grand Blanc, MI
Pop: 49,209
48430 standard
Fenton, MI
Pop: 36,738
48423 standard
Davison, MI
Pop: 32,708
48504 standard
Flint, MI
Pop: 30,926
48507 standard
Flint, MI
Pop: 30,607
48506 standard
Flint, MI
Pop: 30,019

Related Areas

Genesee County Mount Morris, MI Michigan

Frequently Asked Questions

What county is ZIP code 48458 in? ▼
ZIP code 48458 (Mount Morris) is located in Genesee County, Michigan. Genesee County contains multiple ZIP codes, see the full list at /counties/genesee-mi.
What is the population of ZIP code 48458? ▼
ZIP code 48458 in Mount Morris, MI has a population of 20,538 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48458? ▼
The median household income in ZIP 48458 is $46,797, which is 39% below the national average of $76,288.
What is the average home value in ZIP 48458? ▼
The median home value in ZIP 48458 is $95,600, which is 66% below the national average of $278,155.
What is the demographic makeup of ZIP 48458? ▼
The largest racial group in ZIP 48458 is White at 68.7%. Hispanic or Latino residents make up 7.2% of the population.
How many businesses are in ZIP code 48458? ▼
ZIP code 48458 has 195 business establishments employing approximately 1,666 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48458? ▼
The top industries by establishment count in ZIP 48458 are: Retail trade (48), Other services (except public administration) (36), Health care and social assistance (23). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 48458? ▼
According to the FHFA House Price Index, home values in ZIP 48458 increased by 9.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 60%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48458? ▼
In ZIP code 48458, 53.7% of residents aged 25+ have a high school diploma or higher, and 8.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48458? ▼
The mean commute time for workers in ZIP code 48458 is 29.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48458? ▼
In ZIP code 48458, approximately 66.9% of occupied housing units are owner-occupied and 33.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48458? ▼
The poverty rate in ZIP code 48458 is 19.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.