PlainZIP

Otisville, MI · standard

ZIP Code 48463

Genesee County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,627
51/sq mi
$72,500
Median income
$191,500
Median home value
16.7%
Bachelor's or higher

The verdict

Otisville pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 49%
household income, US ZIPs
41th pct
home value, US ZIPs
51
people per sq mi
92%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48463 against every reporting US ZIP.

ZIP code 48463 covers 90.5 square miles in Otisville, Genesee County, Michigan (a standard USPS delivery area), with a modest 4,627 residents on file, a density of 51 people per square mile, in the Detroit time zone.

ZIP 48463 lands in the middle-income range, with a median household income of $72,500 (1% below the Michigan average), while per-capita income is $35,146. The poverty rate stands at 6.8% and the unemployment rate at 4.1%. Median home value sits at $191,500 (13% below the state average), median rent at $797 a month, and owner-occupancy at 92.0%.

Educational attainment sits below the national norm: 16.7% of adults hold a bachelor's degree or higher, the median age is 45.9, and the average commute is 34 minutes. Beyond these figures, 7 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Genesee County, letting you compare 48463 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48463

Top 5 sectors by establishment count in Otisville, MI

Which industries have the most business establishments in ZIP 48463.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48463, Otisville, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,627

Population

90.5

Area (sq mi)

51

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48463?

45.9

Median Age

53.6%

Male

46.4%

Female

0.5%

Foreign-Born

White 94.8%
African American 0.8%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.8%
Hispanic or Latino 4.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$72,500

Median Household Income

-1% vs state

$35,146

Per Capita Income

6.8%

Poverty Rate

4.1%

Unemployment Rate

34.1 min

Mean Commute Time

How ZIP 48463 ranks nationally

Otisville, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$72,500 Top 49% higher than 51% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.1%
Bachelor's Degree or Higher 16.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,815

Total Housing Units

1,722

Occupied Units

93

Vacant Units

2.55

Avg Household Size

Occupancy Type

Owner 92.0%
Renter 8.0%

$191,500

Median Home Value

-13% vs state

$797

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-0.1%

YoY Change (2024)

166

HPI Index (2000 = 100)

+66%

Total Change Since 2000

Home values in ZIP 48463 have decreased 0.1% over the past year (2024). Since 2000, this ZIP has seen +66% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.7% 111
2021 +20.0% 134
2022 +19.9% 160
2023 +3.3% 166
2024 -0.1% 166

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 65 business establishments in ZIP 48463, employing approximately 362 people with a combined annual payroll of $13,919,000.

65

Businesses

362

Employees

$13.9M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Retail trade 14 21.5%
Other services (except public administration) 12 18.5%
Construction 9 13.8%
Health care and social assistance 8 12.3%
Accommodation and food services 5 7.7%
Administrative and support and waste management and remediation services 4 6.2%
Manufacturing 3 4.6%
Professional, scientific, and technical services 3 4.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48463 vs 48746 →

ZIP 48463 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48463 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48463 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48463 ranks #2 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48746 Millington, MI 8,528 6.9 mi
48423 Davison, MI 32,708 8.7 mi
48421 Columbiaville, MI 6,647 6.7 mi
48437 Genesee, MI 581 5.9 mi
48464 Otter Lake, MI 2,231 6.3 mi
48506 Flint, MI 30,019 8.4 mi
48509 Burton, MI 9,470 10.5 mi

More ZIP Codes in Genesee County

48439 standard
Grand Blanc, MI
Pop: 49,209
48430 standard
Fenton, MI
Pop: 36,738
48423 standard
Davison, MI
Pop: 32,708
48504 standard
Flint, MI
Pop: 30,926
48507 standard
Flint, MI
Pop: 30,607
48506 standard
Flint, MI
Pop: 30,019

Related Areas

Genesee County Otisville, MI Michigan

Frequently Asked Questions

What county is ZIP code 48463 in? ▼
ZIP code 48463 (Otisville) is located in Genesee County, Michigan. Genesee County contains multiple ZIP codes, see the full list at /counties/genesee-mi.
What is the population of ZIP code 48463? ▼
ZIP code 48463 in Otisville, MI has a population of 4,627 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48463? ▼
The median household income in ZIP 48463 is $72,500, which is 5% below the national average of $76,288.
What is the average home value in ZIP 48463? ▼
The median home value in ZIP 48463 is $191,500, which is 31% below the national average of $278,155.
What is the demographic makeup of ZIP 48463? ▼
The largest racial group in ZIP 48463 is White at 94.8%. Hispanic or Latino residents make up 4.1% of the population.
How many businesses are in ZIP code 48463? ▼
ZIP code 48463 has 65 business establishments employing approximately 362 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48463? ▼
The top industries by establishment count in ZIP 48463 are: Retail trade (14), Other services (except public administration) (12), Construction (9). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 48463? ▼
According to the FHFA House Price Index, home values in ZIP 48463 decreased by 0.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 66%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48463? ▼
In ZIP code 48463, 54.1% of residents aged 25+ have a high school diploma or higher, and 16.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48463? ▼
The mean commute time for workers in ZIP code 48463 is 34.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48463? ▼
In ZIP code 48463, approximately 92.0% of occupied housing units are owner-occupied and 8.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48463? ▼
The poverty rate in ZIP code 48463 is 6.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.