PlainZIP

Birch Run, MI · standard

ZIP Code 48415

Saginaw County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,471
56/sq mi
$79,067
Median income
$210,200
Median home value
24.0%
Bachelor's or higher

The verdict

Birch Run pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 39%
household income, US ZIPs
46th pct
home value, US ZIPs
56
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48415 against every reporting US ZIP.

ZIP code 48415 is a mid-sized community (a standard USPS delivery area) in Birch Run, Saginaw County, Michigan, home to 9,471 residents across 169.1 square miles, a density of 56 people per square mile, in the Detroit time zone.

ZIP 48415 lands in the middle-income range, with a median household income of $79,067 (8% above the Michigan average), while per-capita income is $44,447. Poverty here runs at 7.6%, with unemployment measured at 3.8%. Housing costs here run $210,200 for a typical home value (4% below the state average), with rent averaging $992 a month; 88.3% of homes are owner-occupied.

Educational attainment sits below the national norm: 24.0% of adults hold a bachelor's degree or higher, the median age is 46.7, and the average commute is 25 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Saginaw County, so you can benchmark 48415 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48415

Top 5 sectors by establishment count in Birch Run, MI

Which industries have the most business establishments in ZIP 48415.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48415, Birch Run, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

9,471

Population

169.1

Area (sq mi)

56

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48415?

46.7

Median Age

48.4%

Male

51.6%

Female

0.9%

Foreign-Born

White 93.7%
African American 0.6%
Asian 0.0%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.2%
Hispanic or Latino 5.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$79,067

Median Household Income

+8% vs state

$44,447

Per Capita Income

7.6%

Poverty Rate

3.8%

Unemployment Rate

25.4 min

Mean Commute Time

How ZIP 48415 ranks nationally

Birch Run, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$79,067 Top 39% higher than 61% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.7%
Bachelor's Degree or Higher 24.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,000

Total Housing Units

3,618

Occupied Units

382

Vacant Units

2.46

Avg Household Size

Occupancy Type

Owner 88.3%
Renter 11.7%

$210,200

Median Home Value

-4% vs state

$992

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.7%

YoY Change (2024)

187

HPI Index (2000 = 100)

+87%

Total Change Since 2000

Home values in ZIP 48415 have increased 4.7% over the past year (2024). Since 2000, this ZIP has seen +87% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.8% 130
2021 +16.5% 151
2022 -0.5% 151
2023 +18.5% 178
2024 +4.7% 187

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 242 business establishments in ZIP 48415, employing approximately 3,408 people with a combined annual payroll of $118,638,000.

242

Businesses

3,408

Employees

$118.6M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Retail trade 110 45.5%
Accommodation and food services 39 16.1%
Construction 21 8.7%
Health care and social assistance 15 6.2%
Other services (except public administration) 14 5.8%
Administrative and support and waste management and remediation services 10 4.1%
Transportation and warehousing 6 2.5%
Finance and insurance 5 2.1%
Real estate and rental and leasing 4 1.6%
Professional, scientific, and technical services 4 1.6%
Arts, entertainment, and recreation 4 1.6%
Wholesale trade 3 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48415 vs 48722 →

ZIP 48415 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48415 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48415 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48415 ranks #2 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48722 Bridgeport, MI 3,123 5.7 mi
48734 Frankenmuth, MI 7,444 6.4 mi
48417 Burt, MI 2,983 6.8 mi
48457 Montrose, MI 8,436 7.4 mi
48420 Clio, MI 22,078 7.7 mi
48601 Saginaw, MI 38,406 10.3 mi
48458 Mount Morris, MI 20,538 11.9 mi

More ZIP Codes in Saginaw County

48601 standard
Saginaw, MI
Pop: 38,406
48602 standard
Saginaw, MI
Pop: 30,119
48603 standard
Saginaw, MI
Pop: 26,913
48623 standard
Freeland, MI
Pop: 13,993
48604 standard
Saginaw, MI
Pop: 13,074
48638 standard
Saginaw, MI
Pop: 12,922

Related Areas

Saginaw County Birch Run, MI Michigan

Frequently Asked Questions

What county is ZIP code 48415 in? ▼
ZIP code 48415 (Birch Run) is located in Saginaw County, Michigan. Saginaw County contains multiple ZIP codes, see the full list at /counties/saginaw-mi.
What is the population of ZIP code 48415? ▼
ZIP code 48415 in Birch Run, MI has a population of 9,471 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48415? ▼
The median household income in ZIP 48415 is $79,067, which is 4% above the national average of $76,288.
What is the average home value in ZIP 48415? ▼
The median home value in ZIP 48415 is $210,200, which is 24% below the national average of $278,155.
What is the demographic makeup of ZIP 48415? ▼
The largest racial group in ZIP 48415 is White at 93.7%. Hispanic or Latino residents make up 5.3% of the population.
How many businesses are in ZIP code 48415? ▼
ZIP code 48415 has 242 business establishments employing approximately 3,408 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48415? ▼
The top industries by establishment count in ZIP 48415 are: Retail trade (110), Accommodation and food services (39), Construction (21). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 48415? ▼
According to the FHFA House Price Index, home values in ZIP 48415 increased by 4.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 87%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48415? ▼
In ZIP code 48415, 56.7% of residents aged 25+ have a high school diploma or higher, and 24.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48415? ▼
The mean commute time for workers in ZIP code 48415 is 25.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48415? ▼
In ZIP code 48415, approximately 88.3% of occupied housing units are owner-occupied and 11.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48415? ▼
The poverty rate in ZIP code 48415 is 7.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.