Birch Run, MI · standard
ZIP Code 48415
Saginaw County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 9,471
- 56/sq mi Moderate-density area
- $79,067
- Median income Near-median income area
- $210,200
- Median home value Near-median home value
- 24.0%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Birch Run pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 39%
- household income, US ZIPs
- 46th pct
- home value, US ZIPs
- 56
- people per sq mi
- 88%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48415 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 48415 (Birch Run, MI) rose +4.7% from 2023 to 2024. The all-transactions index moved from 178.5 in 2023 to 186.9 in 2024 (2000 = 100).
ZIP code 48415 is a mid-sized community (a standard USPS delivery area) in Birch Run, Saginaw County, Michigan, home to 9,471 residents across 169.1 square miles, a density of 56 people per square mile, in the Detroit time zone.
ZIP 48415 lands in the middle-income range, with a median household income of $79,067 (8% above the average Michigan ZIP), while per-capita income is $44,447. Both reported hardship measures are comparatively low in absolute terms: poverty is 7.6% and unemployment is 3.8%. Median home value is $210,200 (4% below the average Michigan ZIP) and median rent is $992; 88.3% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 24.0% of adults hold a bachelor's degree or higher, the median age is 46.7, and the average commute is 25 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Saginaw County, so 48415 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 48415
Top 5 sectors by establishment count in Birch Run, MI
Which industries have the most business establishments in ZIP 48415.
- Retail trade
Retail trade
110 establishments
- Accommodation and food services 39
Accommodation and food services
39 establishments
- Construction 21
Construction
21 establishments
- Health care and social assistance 15
Health care and social assistance
15 establishments
- Other services (except public administration) 14
Other services (except public administration)
14 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48415, Birch Run, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
9,471
Population
169.1
Area (sq mi)
56
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48415?
46.7
Median Age
48.4%
Male
51.6%
Female
0.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$79,067
Median Household Income
+8% vs state ZIP avg
$44,447
Per Capita Income
7.6%
Poverty Rate
3.8%
Unemployment Rate
25.4 min
Mean Commute Time
How ZIP 48415 ranks among Michigan ZIPs
Birch Run, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$79,067 Top 32% higher than 68% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,000housing units
4,000
Total Housing Units
3,618
Occupied Units
382
Vacant Units
2.46
Avg Household Size
Occupancy Type
$210,200
Median Home Value
-4% vs state ZIP avg
$992
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.7%
YoY Change (2024)
187
HPI Index (2000 = 100)
+87%
Total Change Since 2000
Home values in ZIP 48415 have increased 4.7% over the past year (2024). Since 2000, this ZIP has seen +87% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.8% | 130 |
| 2021 | +16.5% | 151 |
| 2022 | -0.5% | 151 |
| 2023 | +18.5% | 178 |
| 2024 | +4.7% | 187 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 242 business establishments in ZIP 48415, employing approximately 3,408 people with a combined annual payroll of $118,638,000.
242
Businesses
3,408
Employees
$118.6M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 110 | 45.5% |
| Accommodation and food services | 39 | 16.1% |
| Construction | 21 | 8.7% |
| Health care and social assistance | 15 | 6.2% |
| Other services (except public administration) | 14 | 5.8% |
| Administrative and support and waste management and remediation services | 10 | 4.1% |
| Transportation and warehousing | 6 | 2.5% |
| Finance and insurance | 5 | 2.1% |
| Real estate and rental and leasing | 4 | 1.6% |
| Professional, scientific, and technical services | 4 | 1.6% |
| Arts, entertainment, and recreation | 4 | 1.6% |
| Wholesale trade | 3 | 1.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 48415 vs 48722 →
ZIP 48415 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48601
Saginaw (48601)
38,406 residents
- 48420
Clio (48420)
22,078 residents
- 48458
Mount Morris (48458)
20,538 residents
- 48415 9,471
Birch Run (48415)
9,471 residents
- 48457 8,436
Montrose (48457)
8,436 residents
- 48734 7,444
Frankenmuth (48734)
7,444 residents
- 48722 3,123
Bridgeport (48722)
3,123 residents
- 48417 2,983
Burt (48417)
2,983 residents
What this shows Among its immediate neighbors, ZIP 48415 ranks #4 by population - useful context the national average alone can't give.
ZIP 48415 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48734
Frankenmuth (48734)
$91,032 median income
- 48415
Birch Run (48415)
$79,067 median income
- 48417
Burt (48417)
$72,422 median income
- 48457
Montrose (48457)
$71,090 median income
- 48722
Bridgeport (48722)
$66,473 median income
- 48420
Clio (48420)
$66,063 median income
- 48458
Mount Morris (48458)
$46,797 median income
- 48601
Saginaw (48601)
$38,900 median income
What this shows By household income, ZIP 48415 ranks #2 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 48415, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (9,471 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Saginaw County
Related Areas
Frequently Asked Questions
What county is ZIP code 48415 in?
ZIP code 48415 (Birch Run) is located in Saginaw County, Michigan. Saginaw County contains multiple ZIP codes, see the full list at /counties/saginaw-mi.
What is the population of ZIP code 48415?
ZIP code 48415 in Birch Run, MI has a population of 9,471 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48415?
The median household income in ZIP 48415 is $79,067, which is 4% above the national average of $76,288.
What is the average home value in ZIP 48415?
The median home value in ZIP 48415 is $210,200, which is 24% below the national average of $278,155.
What is the demographic makeup of ZIP 48415?
The largest racial group in ZIP 48415 is White at 93.7%. Hispanic or Latino residents make up 5.3% of the population.
How many businesses are in ZIP code 48415?
ZIP code 48415 has 242 business establishments employing approximately 3,408 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48415?
The top industries by establishment count in ZIP 48415 are: Retail trade (110), Accommodation and food services (39), Construction (21). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 48415?
According to the FHFA House Price Index, home values in ZIP 48415 increased by 4.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 87%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48415?
In ZIP code 48415, 56.7% of residents aged 25+ have a high school diploma or higher, and 24.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48415?
The mean commute time for workers in ZIP code 48415 is 25.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48415?
In ZIP code 48415, approximately 88.3% of occupied housing units are owner-occupied and 11.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48415?
The poverty rate in ZIP code 48415 is 7.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 48415's numbers, next.
- See how ZIP 48415 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Birch Run, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.