Frankenmuth, MI · standard
ZIP Code 48734
Saginaw County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,444
- 70/sq mi Moderate-density area
- $91,032
- Median income Above-median income area
- $305,100
- Median home value Above-median home value
- 49.2%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Frankenmuth pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 26%
- household income, US ZIPs
- Top 33%
- home value, US ZIPs
- 70
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48734 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 48734 (Frankenmuth, MI) rose +5.5% from 2023 to 2024. The all-transactions index moved from 170.8 in 2023 to 180.1 in 2024 (2000 = 100).
ZIP code 48734 is a mid-sized community (a standard USPS delivery area) in Frankenmuth, Saginaw County, Michigan, home to 7,444 residents across 105.7 square miles, a density of 70 people per square mile, in the Detroit time zone.
ZIP 48734 lands in the middle-income range, with a median household income of $91,032 (24% above the average Michigan ZIP), while per-capita income is $53,912. Both reported hardship measures are comparatively low in absolute terms: poverty is 4.9% and unemployment is 3.5%. Housing is both higher-cost and owner-heavy: median home value is $305,100 (39% above the average Michigan ZIP), while 76.9% of occupied homes are owner-occupied and median rent is $880.
A solid share of residents have a four-year degree: 49.2% of adults hold a bachelor's degree or higher, the median age is 50.2, and the average commute is 20 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Saginaw County, so 48734 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 48734
Top 5 sectors by establishment count in Frankenmuth, MI
Which industries have the most business establishments in ZIP 48734.
- Retail trade
Retail trade
57 establishments
- Accommodation and food services
Accommodation and food services
45 establishments
- Health care and social assistance
Health care and social assistance
33 establishments
- Other services (except public administration)
Other services (except public administration)
26 establishments
- Professional, scientific, and technical services 20
Professional, scientific, and technical services
20 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48734, Frankenmuth, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
7,444
Population
105.7
Area (sq mi)
70
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48734?
50.2
Median Age
49.8%
Male
50.2%
Female
2.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$91,032
Median Household Income
+24% vs state ZIP avg
$53,912
Per Capita Income
4.9%
Poverty Rate
3.5%
Unemployment Rate
19.8 min
Mean Commute Time
How ZIP 48734 ranks among Michigan ZIPs
Frankenmuth, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$91,032 Top 18% higher than 82% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,857housing units
3,857
Total Housing Units
3,480
Occupied Units
377
Vacant Units
2.16
Avg Household Size
Occupancy Type
$305,100
Median Home Value
+39% vs state ZIP avg
$880
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.5%
YoY Change (2024)
180
HPI Index (2000 = 100)
+80%
Total Change Since 2000
Home values in ZIP 48734 have increased 5.5% over the past year (2024). Since 2000, this ZIP has seen +80% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.3% | 132 |
| 2021 | +9.4% | 145 |
| 2022 | +9.3% | 158 |
| 2023 | +7.8% | 171 |
| 2024 | +5.5% | 180 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 275 business establishments in ZIP 48734, employing approximately 5,622 people with a combined annual payroll of $207,314,000.
275
Businesses
5,622
Employees
$207.3M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 57 | 20.7% |
| Accommodation and food services | 45 | 16.4% |
| Health care and social assistance | 33 | 12.0% |
| Other services (except public administration) | 26 | 9.4% |
| Professional, scientific, and technical services | 20 | 7.3% |
| Construction | 15 | 5.5% |
| Manufacturing | 14 | 5.1% |
| Finance and insurance | 14 | 5.1% |
| Administrative and support and waste management and remediation services | 12 | 4.4% |
| Arts, entertainment, and recreation | 10 | 3.6% |
| Wholesale trade | 8 | 2.9% |
| Information | 7 | 2.5% |
| Real estate and rental and leasing | 6 | 2.2% |
| Educational services | 4 | 1.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 48734 vs 48722 →
ZIP 48734 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48601
Saginaw (48601)
38,406 residents
- 48415 9,471
Birch Run (48415)
9,471 residents
- 48734 7,444
Frankenmuth (48734)
7,444 residents
- 48757 3,817
Reese (48757)
3,817 residents
- 48722 3,123
Bridgeport (48722)
3,123 residents
What this shows Among its immediate neighbors, ZIP 48734 ranks #3 by population - useful context the national average alone can't give.
ZIP 48734 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48734
Frankenmuth (48734)
$91,032 median income
- 48415
Birch Run (48415)
$79,067 median income
- 48757
Reese (48757)
$73,832 median income
- 48722
Bridgeport (48722)
$66,473 median income
- 48601
Saginaw (48601)
$38,900 median income
What this shows By household income, ZIP 48734 ranks the highest of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 48734, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (7,444 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Saginaw County
Related Areas
Frequently Asked Questions
What county is ZIP code 48734 in?
ZIP code 48734 (Frankenmuth) is located in Saginaw County, Michigan. Saginaw County contains multiple ZIP codes, see the full list at /counties/saginaw-mi.
What is the population of ZIP code 48734?
ZIP code 48734 in Frankenmuth, MI has a population of 7,444 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48734?
The median household income in ZIP 48734 is $91,032, which is 19% above the national average of $76,288.
What is the average home value in ZIP 48734?
The median home value in ZIP 48734 is $305,100, which is 10% above the national average of $278,155.
What is the demographic makeup of ZIP 48734?
The largest racial group in ZIP 48734 is White at 91.7%. Hispanic or Latino residents make up 4.3% of the population.
How many businesses are in ZIP code 48734?
ZIP code 48734 has 275 business establishments employing approximately 5,622 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48734?
The top industries by establishment count in ZIP 48734 are: Retail trade (57), Accommodation and food services (45), Health care and social assistance (33). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 48734?
According to the FHFA House Price Index, home values in ZIP 48734 increased by 5.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 80%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48734?
In ZIP code 48734, 72.4% of residents aged 25+ have a high school diploma or higher, and 49.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48734?
The mean commute time for workers in ZIP code 48734 is 19.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48734?
In ZIP code 48734, approximately 76.9% of occupied housing units are owner-occupied and 23.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48734?
The poverty rate in ZIP code 48734 is 4.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 48734's numbers, next.
- See how ZIP 48734 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Frankenmuth, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.