Frankenmuth, MI · standard

ZIP Code 48734

Saginaw County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,444
70/sq mi
$91,032
Median income
$305,100
Median home value
49.2%
Bachelor's or higher

The verdict

Frankenmuth pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 26%
household income, US ZIPs
Top 33%
home value, US ZIPs
70
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48734 against every reporting US ZIP.

ZIP code 48734 is a mid-sized community (a standard USPS delivery area) in Frankenmuth, Saginaw County, Michigan, home to 7,444 residents across 105.7 square miles, a density of 70 people per square mile, in the Detroit time zone.

ZIP 48734 lands in the middle-income range, with a median household income of $91,032 (24% above the Michigan average), while per-capita income is $53,912. Local economic indicators show a 4.9% poverty rate alongside 3.5% unemployment. Median home value sits at $305,100 (39% above the state average), median rent at $880 a month, and owner-occupancy at 76.9%.

A solid share of residents have a four-year degree: 49.2% of adults hold a bachelor's degree or higher, the median age is 50.2, and the average commute is 20 minutes. Beyond these figures, 4 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Saginaw County, letting you compare 48734 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48734

Top 5 sectors by establishment count in Frankenmuth, MI

Which industries have the most business establishments in ZIP 48734.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48734, Frankenmuth, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,444

Population

105.7

Area (sq mi)

70

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48734?

50.2

Median Age

49.8%

Male

50.2%

Female

2.2%

Foreign-Born

White 91.7%
African American 2.9%
Asian 0.3%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.0%
Hispanic or Latino 4.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$91,032

Median Household Income

+24% vs state

$53,912

Per Capita Income

4.9%

Poverty Rate

3.5%

Unemployment Rate

19.8 min

Mean Commute Time

How ZIP 48734 ranks nationally

Frankenmuth, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$91,032 Top 26% higher than 74% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 72.4%
Bachelor's Degree or Higher 49.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,857

Total Housing Units

3,480

Occupied Units

377

Vacant Units

2.16

Avg Household Size

Occupancy Type

Owner 76.9%
Renter 23.1%

$305,100

Median Home Value

+39% vs state

$880

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.5%

YoY Change (2024)

180

HPI Index (2000 = 100)

+80%

Total Change Since 2000

Home values in ZIP 48734 have increased 5.5% over the past year (2024). Since 2000, this ZIP has seen +80% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.3% 132
2021 +9.4% 145
2022 +9.3% 158
2023 +7.8% 171
2024 +5.5% 180

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 275 business establishments in ZIP 48734, employing approximately 5,622 people with a combined annual payroll of $207,314,000.

275

Businesses

5,622

Employees

$207.3M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 57 20.7%
Accommodation and food services 45 16.4%
Health care and social assistance 33 12.0%
Other services (except public administration) 26 9.4%
Professional, scientific, and technical services 20 7.3%
Construction 15 5.5%
Manufacturing 14 5.1%
Finance and insurance 14 5.1%
Administrative and support and waste management and remediation services 12 4.4%
Arts, entertainment, and recreation 10 3.6%
Wholesale trade 8 2.9%
Information 7 2.5%
Real estate and rental and leasing 6 2.2%
Educational services 4 1.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48734 vs 48722 →

ZIP 48734 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48734 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48734 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48734 ranks the highest of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48722 Bridgeport, MI 3,123 4.9 mi
48415 Birch Run, MI 9,471 6.4 mi
48757 Reese, MI 3,817 8.6 mi
48601 Saginaw, MI 38,406 8.3 mi

More ZIP Codes in Saginaw County

Frequently Asked Questions

What county is ZIP code 48734 in?
ZIP code 48734 (Frankenmuth) is located in Saginaw County, Michigan. Saginaw County contains multiple ZIP codes, see the full list at /counties/saginaw-mi.
What is the population of ZIP code 48734?
ZIP code 48734 in Frankenmuth, MI has a population of 7,444 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48734?
The median household income in ZIP 48734 is $91,032, which is 19% above the national average of $76,288.
What is the average home value in ZIP 48734?
The median home value in ZIP 48734 is $305,100, which is 10% above the national average of $278,155.
What is the demographic makeup of ZIP 48734?
The largest racial group in ZIP 48734 is White at 91.7%. Hispanic or Latino residents make up 4.3% of the population.
How many businesses are in ZIP code 48734?
ZIP code 48734 has 275 business establishments employing approximately 5,622 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48734?
The top industries by establishment count in ZIP 48734 are: Retail trade (57), Accommodation and food services (45), Health care and social assistance (33). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 48734?
According to the FHFA House Price Index, home values in ZIP 48734 increased by 5.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 80%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48734?
In ZIP code 48734, 72.4% of residents aged 25+ have a high school diploma or higher, and 49.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48734?
The mean commute time for workers in ZIP code 48734 is 19.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48734?
In ZIP code 48734, approximately 76.9% of occupied housing units are owner-occupied and 23.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48734?
The poverty rate in ZIP code 48734 is 4.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.