PlainZIP

Munger, MI · standard

ZIP Code 48747

Bay County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,494
19/sq mi
$81,458
Median income
$141,300
Median home value
22.6%
Bachelor's or higher

The verdict

Munger pairs an above-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

Top 36%
household income, US ZIPs
23th pct
home value, US ZIPs
19
people per sq mi
94%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48747 against every reporting US ZIP.

ZIP code 48747 is a sparsely populated ZIP (a standard USPS delivery area) in Munger, Bay County, Michigan, home to just 1,494 residents across 79.9 square miles, a density of 19 people per square mile, in the Detroit time zone.

ZIP 48747 lands in the middle-income range, with a median household income of $81,458 (11% above the Michigan average), while per-capita income is $36,062. The poverty rate stands at 7.7% and the unemployment rate at 4.1%. On housing, the median home value is $141,300 (36% below the state average) with median rent at $1,147 per month, and 94.0% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 22.6% of adults hold a bachelor's degree or higher, the median age is 45.2, and the average commute is 31 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Bay County, so you can benchmark 48747 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48747, Munger, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,494

Population

79.9

Area (sq mi)

19

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48747?

45.2

Median Age

50.0%

Male

50.0%

Female

0.9%

Foreign-Born

White 91.9%
African American 0.1%
Asian 0.6%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.1%
Hispanic or Latino 4.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$81,458

Median Household Income

+11% vs state

$36,062

Per Capita Income

7.7%

Poverty Rate

4.1%

Unemployment Rate

30.9 min

Mean Commute Time

How ZIP 48747 ranks nationally

Munger, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$81,458 Top 36% higher than 64% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.4%
Bachelor's Degree or Higher 22.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

653

Total Housing Units

615

Occupied Units

38

Vacant Units

2.51

Avg Household Size

Occupancy Type

Owner 94.0%
Renter 6.0%

$141,300

Median Home Value

-36% vs state

$1,147

Median Rent

1953

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+29.7%

YoY Change (2024)

206

HPI Index (2000 = 100)

+106%

Total Change Since 2000

Home values in ZIP 48747 have increased 29.7% over the past year (2024). Since 2000, this ZIP has seen +106% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.7% 124
2021 +11.1% 138
2022 +5.0% 145
2023 +10.0% 159
2024 +29.7% 206

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 17 business establishments in ZIP 48747, employing approximately 56 people with a combined annual payroll of $2,563,000.

17

Businesses

56

Employees

$2.6M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Wholesale trade 5 29.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48747 vs 48732 →

ZIP 48747 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48747 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48747 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48747 ranks the highest of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48732 Essexville, MI 11,483 6.0 mi
48708 Bay City, MI 27,262 5.0 mi
48757 Reese, MI 3,817 5.5 mi
48601 Saginaw, MI 38,406 10.5 mi

More ZIP Codes in Bay County

48706 standard
Bay City, MI
Pop: 40,596
48708 standard
Bay City, MI
Pop: 27,262
48732 standard
Essexville, MI
Pop: 11,483
48650 standard
Pinconning, MI
Pop: 7,253
48611 standard
Auburn, MI
Pop: 6,554
48631 standard
Kawkawlin, MI
Pop: 4,643

Related Areas

Bay County Munger, MI Michigan

Frequently Asked Questions

What county is ZIP code 48747 in? ▼
ZIP code 48747 (Munger) is located in Bay County, Michigan. Bay County contains multiple ZIP codes, see the full list at /counties/bay-mi.
What is the population of ZIP code 48747? ▼
ZIP code 48747 in Munger, MI has a population of 1,494 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48747? ▼
The median household income in ZIP 48747 is $81,458, which is 7% above the national average of $76,288.
What is the average home value in ZIP 48747? ▼
The median home value in ZIP 48747 is $141,300, which is 49% below the national average of $278,155.
What is the demographic makeup of ZIP 48747? ▼
The largest racial group in ZIP 48747 is White at 91.9%. Hispanic or Latino residents make up 4.6% of the population.
How many businesses are in ZIP code 48747? ▼
ZIP code 48747 has 17 business establishments employing approximately 56 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 48747? ▼
According to the FHFA House Price Index, home values in ZIP 48747 increased by 29.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 106%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48747? ▼
In ZIP code 48747, 56.4% of residents aged 25+ have a high school diploma or higher, and 22.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48747? ▼
The mean commute time for workers in ZIP code 48747 is 30.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48747? ▼
In ZIP code 48747, approximately 94.0% of occupied housing units are owner-occupied and 6.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48747? ▼
The poverty rate in ZIP code 48747 is 7.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.