Residential delivery area · Michigan
ZIP Code 48632: Lake, MI
ZIP code 48632 uses the postal name Lake, Michigan and lies mostly in Clare County (63% of its land), reaching into Isabella County and Osceola County (Census 2020 ZIP-county file). About 5,300 people live there (Census Bureau, ACS 2020-2024). Median household income is $57,036 (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Lake · its only residential ZIP
- County
- Clare County (63%); Isabella County (32%); Osceola County (5%)
- House district
- MI-2 119th Congress
- State
- Michigan
- Time zone
- Eastern
- Land area
- 123.2 sq mi · 43 people per sq mi
Where is ZIP code 48632?
48632 centers on 43.850°, -85.023° and covers 123.2 square miles of land plus 4.6 of water. It borders 8 ZIP codes: 48622, 49679, 48633, 49305, 48893, 49340, 48625, 49665.
The map draws ZIP code areas only. For the streets inside 48632, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 48632 compare with the rest of Clare County?
| Measure | 48632 | In Clare County | In MI |
|---|---|---|---|
| People (ACS 2020-2024) | 5,268 | 6th of 8 | 471st of 992 |
| Median household income | $57k | 2nd of 7 | 626th of 774 |
| Median home value | $146k | 5th of 7 | 667th of 779 |
Its median household income is higher than in 24% of U.S. residential ZIP codes, and it is denser than 39% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 48632?
The 2020 Census counted 4,987 people in 48632; the ACS, which samples households over 2020-2024, estimates 5,268. Between the 2010 and 2020 censuses its population fell 2.7% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 5,268
- 2020 Census count
- 4,987−2.7% since 2010 (5,125)
- Households
- 2,019
- Median age
- 48.9
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 48632?
Of the 5,268 people the ACS estimates in 48632, 17.3% are under 18 and 23.9% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (90.4%).
- Under 1817.3%
- 18 to 6458.8%
- 65 and older23.9%
- White, not Hispanic90.4%
- Other or two or more4.0%
- Hispanic or Latino3.3%
- Black, not Hispanic1.4%
- Asian, not Hispanic0.9%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 48632 earn?
Median household income is $57,036 (ACS 2020-2024), the 2nd highest of the 7 ranked ZIP codes in Clare County. It rose from $43,912 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $57,036±$7,456
- Income per person
- $31,494
- Below the poverty line
- 17.3%
- Unemployed (of the labor force)
- 5.8%
- Adults 25+ with a bachelor's degree
- 13.9%
- Adjusted gross income per tax return, 2022
- $52,9462,350 returns; wages 57% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 48632?
FHFA's house price index for 48632, built from repeat sales and appraisals of the same homes, rose 150% from 2015 to 2025 and rose 104% from 2020 to 2025, and moved +33.1% in 2025.
- Median home value (owners' estimate)
- $146,400
- Median gross rent
- $907
- Homes owned by their occupants
- 91.9%
- Housing units
- 4,421
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 48632?
44 business establishments had a location in this ZIP code in 2023, 10 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade10
- Accommodation and food services9
- Construction7
- Other services (except public administration)6
- Professional, scientific, and technical services3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 48632?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 48622 | Farwell | 6,345 | $57k | 6.6 mi |
| 49679 | Sears | 1,375 | $62k | 7.0 mi |
| 48633 | Lake George | 95 | $48k | 8.1 mi |
| 49305 | Barryton | 2,378 | $52k | 9.3 mi |
| 48893 | Weidman | 5,921 | $73k | 11.4 mi |
| 49340 | Remus | 2,437 | $54k | 16.7 mi |
| 48625 | Harrison | 12,704 | $43k | 16.7 mi |
| 49665 | Marion | 3,983 | $54k | 18.1 mi |
| 49631 | Evart | 5,765 | $47k | 12.6 mi (near) |
| 49320 | Chippewa Lake | 157 | $64k | 14.8 mi (near) |
| 48617 | Clare | 9,403 | $58k | 15.2 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.