ZIP Code 48659

standard

Source:

Sterling · Arenac County · Michigan

Population
2,850

14/sq mi

Median income
$58,750

▼ 23% vs US

higher than 27% of US ZIPs

Median home value
$146,200

▼ 47% vs US

higher than 24% of US ZIPs

Bachelor's or higher
13.6%

Median age 39.6

Land area
206.5 sq mi

Detroit

ZIP code 48659 in Sterling, Michigan has a population of 2,850. The median household income is $58,750, which is 23% below the national average. Median home value is $146,200, 47% below the US average. 13.6% of residents hold a bachelor's degree or higher.

ZIP code 48659 is classified by USPS as a standard delivery area and covers roughly 206.5 square miles in Sterling, Arenac County, Michigan. The area is home to 2,850 residents, producing a population density of 14 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 48659 against Michigan and the nation.

On the economic side, the median household income for ZIP 48659 sits at $58,750 (20% below the Michigan average), while per-capita income is $28,446. The poverty rate stands at 17.2% and the unemployment rate at 4.0%. On housing, the median home value is $146,200 (33% below the state average) with median rent at $853 per month, and 88.9% of occupied units are owner-occupied, a direct signal of whether 48659 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 13.6% of adults hold a bachelor's degree or higher, the median age is 39.6, and the average commute is 28 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Arenac County, so you can benchmark 48659 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 48659

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 48659.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 48659, Sterling, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,850

Population

206.5

Area (sq mi)

14

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48659?

39.6

Median Age

51.7%

Male

48.3%

Female

0.2%

Foreign-Born

White 94.5%
African American 0.4%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.1%
Hispanic or Latino 0.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$58,750

Median Household Income

-20% vs state

$28,446

Per Capita Income

17.2%

Poverty Rate

4.0%

Unemployment Rate

27.9 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 49.3%
Bachelor's Degree or Higher 13.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,279

Total Housing Units

993

Occupied Units

286

Vacant Units

2.54

Avg Household Size

Occupancy Type

Owner 88.9%
Renter 11.1%

$146,200

Median Home Value

-33% vs state

$853

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+20.3%

YoY Change (2024)

156

HPI Index (2000 = 100)

+56%

Total Change Since 2000

Home values in ZIP 48659 have increased 20.3% over the past year (2024). Since 2000, this ZIP has seen +56% cumulative appreciation.

Year Annual Change HPI Index
2018 -9.8% 112
2019 +11.4% 125
2020 -2.7% 122
2021 +20.3% 146
2024 156

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 38 business establishments in ZIP 48659, employing approximately 342 people with a combined annual payroll of $16,286,000.

38

Businesses

342

Employees

$16.3M

Annual Payroll

6

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 8 21.1%
Health care and social assistance 7 18.4%
Construction 4 10.5%
Manufacturing 4 10.5%
Retail trade 4 10.5%
Administrative and support and waste management and remediation services 4 10.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48659 vs 48610 →

ZIP Code City Population Distance
48610 Alger, MI 3,083 7.5 mi
48658 Standish, MI 5,138 8.2 mi
48613 Bentley, MI 1,158 9.8 mi

More ZIP Codes in Arenac County

Frequently Asked Questions

What county is ZIP code 48659 in?
ZIP code 48659 (Sterling) is located in Arenac County, Michigan. Arenac County contains multiple ZIP codes, see the full list at /counties/arenac-mi.
What is the population of ZIP code 48659?
ZIP code 48659 in Sterling, MI has a population of 2,850 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48659?
The median household income in ZIP 48659 is $58,750, which is 23% below the national average of $76,288.
What is the average home value in ZIP 48659?
The median home value in ZIP 48659 is $146,200, which is 47% below the national average of $278,155.
What is the demographic makeup of ZIP 48659?
The largest racial group in ZIP 48659 is White at 94.5%. Hispanic or Latino residents make up 0.6% of the population.
How many businesses are in ZIP code 48659?
ZIP code 48659 has 38 business establishments employing approximately 342 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48659?
The top industries by establishment count in ZIP 48659 are: Accommodation and food services (8), Health care and social assistance (7), Construction (4). There are 6 industry sectors represented in total.
How have home values changed in ZIP code 48659?
According to the FHFA House Price Index, home values in ZIP 48659 increased by 20.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 56%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48659?
In ZIP code 48659, 49.3% of residents aged 25+ have a high school diploma or higher, and 13.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48659?
The mean commute time for workers in ZIP code 48659 is 27.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48659?
In ZIP code 48659, approximately 88.9% of occupied housing units are owner-occupied and 11.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48659?
The poverty rate in ZIP code 48659 is 17.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Sterling, MI

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.