PlainZIP

Pinconning, MI · standard

ZIP Code 48650

Bay County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,253
29/sq mi
$61,911
Median income
$151,800
Median home value
17.7%
Bachelor's or higher

The verdict

Pinconning pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

33th pct
household income, US ZIPs
26th pct
home value, US ZIPs
29
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48650 against every reporting US ZIP.

ZIP code 48650 is a mid-sized community (a standard USPS delivery area) in Pinconning, Bay County, Michigan, home to 7,253 residents across 253.6 square miles, a density of 29 people per square mile, in the Detroit time zone.

ZIP 48650 reports a modest median household income of $61,911 (16% below the Michigan average), while per-capita income is $33,223. Poverty here runs at 14.1%, with unemployment measured at 5.9%. The typical home here is valued at $151,800 (31% below the state average); renters pay a median of $774 monthly, and 85.8% of units are owner-occupied.

Educational attainment sits below the national norm: 17.7% of adults hold a bachelor's degree or higher, the median age is 46.5, and the average commute is 27 minutes. Beyond these figures, 2 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Bay County, letting you compare 48650 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48650

Top 5 sectors by establishment count in Pinconning, MI

Which industries have the most business establishments in ZIP 48650.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48650, Pinconning, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,253

Population

253.6

Area (sq mi)

29

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48650?

46.5

Median Age

53.5%

Male

46.5%

Female

1.3%

Foreign-Born

White 92.9%
African American 0.0%
Asian 1.0%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.2%
Hispanic or Latino 2.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,911

Median Household Income

-16% vs state

$33,223

Per Capita Income

14.1%

Poverty Rate

5.9%

Unemployment Rate

26.8 min

Mean Commute Time

How ZIP 48650 ranks nationally

Pinconning, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$61,911 33rd percentile higher than 33% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.6%
Bachelor's Degree or Higher 17.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,022

Total Housing Units

2,725

Occupied Units

297

Vacant Units

2.38

Avg Household Size

Occupancy Type

Owner 85.8%
Renter 14.2%

$151,800

Median Home Value

-31% vs state

$774

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+13.5%

YoY Change (2024)

192

HPI Index (2000 = 100)

+92%

Total Change Since 2000

Home values in ZIP 48650 have increased 13.5% over the past year (2024). Since 2000, this ZIP has seen +92% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.3% 125
2021 +18.1% 147
2022 +10.2% 162
2023 +4.0% 169
2024 +13.5% 192

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 124 business establishments in ZIP 48650, employing approximately 1,243 people with a combined annual payroll of $46,368,000.

124

Businesses

1,243

Employees

$46.4M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Retail trade 31 25.0%
Accommodation and food services 14 11.3%
Health care and social assistance 12 9.7%
Other services (except public administration) 11 8.9%
Construction 9 7.3%
Manufacturing 9 7.3%
Administrative and support and waste management and remediation services 8 6.5%
Finance and insurance 7 5.7%
Information 6 4.8%
Professional, scientific, and technical services 6 4.8%
Agriculture, forestry, fishing and hunting 3 2.4%
Wholesale trade 3 2.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48650 vs 48634 →

ZIP 48650 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48650 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48650 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48650 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48634 Linwood, MI 4,371 7.1 mi
48658 Standish, MI 5,138 9.8 mi

More ZIP Codes in Bay County

48706 standard
Bay City, MI
Pop: 40,596
48708 standard
Bay City, MI
Pop: 27,262
48732 standard
Essexville, MI
Pop: 11,483
48611 standard
Auburn, MI
Pop: 6,554
48631 standard
Kawkawlin, MI
Pop: 4,643
48634 standard
Linwood, MI
Pop: 4,371

Related Areas

Bay County Pinconning, MI Michigan

Frequently Asked Questions

What county is ZIP code 48650 in? ▼
ZIP code 48650 (Pinconning) is located in Bay County, Michigan. Bay County contains multiple ZIP codes, see the full list at /counties/bay-mi.
What is the population of ZIP code 48650? ▼
ZIP code 48650 in Pinconning, MI has a population of 7,253 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48650? ▼
The median household income in ZIP 48650 is $61,911, which is 19% below the national average of $76,288.
What is the average home value in ZIP 48650? ▼
The median home value in ZIP 48650 is $151,800, which is 45% below the national average of $278,155.
What is the demographic makeup of ZIP 48650? ▼
The largest racial group in ZIP 48650 is White at 92.9%. Hispanic or Latino residents make up 2.7% of the population.
How many businesses are in ZIP code 48650? ▼
ZIP code 48650 has 124 business establishments employing approximately 1,243 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48650? ▼
The top industries by establishment count in ZIP 48650 are: Retail trade (31), Accommodation and food services (14), Health care and social assistance (12). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 48650? ▼
According to the FHFA House Price Index, home values in ZIP 48650 increased by 13.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 92%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48650? ▼
In ZIP code 48650, 57.6% of residents aged 25+ have a high school diploma or higher, and 17.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48650? ▼
The mean commute time for workers in ZIP code 48650 is 26.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48650? ▼
In ZIP code 48650, approximately 85.8% of occupied housing units are owner-occupied and 14.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48650? ▼
The poverty rate in ZIP code 48650 is 14.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.