PlainZIP

Midland, MI · standard

ZIP Code 48642

Midland County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

32,277
109/sq mi
$77,847
Median income
$207,400
Median home value
40.4%
Bachelor's or higher

The verdict

Midland pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 41%
household income, US ZIPs
45th pct
home value, US ZIPs
109
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48642 against every reporting US ZIP.

ZIP code 48642 is a densely settled ZIP (a standard USPS delivery area) in Midland, Midland County, Michigan, with 32,277 residents across 296.1 square miles, a density of 109 people per square mile, in the Detroit time zone.

ZIP 48642 lands in the middle-income range, with a median household income of $77,847 (6% above the Michigan average), while per-capita income is $44,959. The poverty rate stands at 9.2% and the unemployment rate at 3.3%. Housing costs here run $207,400 for a typical home value (6% below the state average), with rent averaging $1,139 a month; 74.7% of homes are owner-occupied.

A solid share of residents have a four-year degree: 40.4% of adults hold a bachelor's degree or higher, the median age is 40.6, and the average commute is 21 minutes. Beyond these figures, 5 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Midland County, letting you compare 48642 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48642

Top 5 sectors by establishment count in Midland, MI

Which industries have the most business establishments in ZIP 48642.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48642, Midland, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

32,277

Population

296.1

Area (sq mi)

109

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48642?

40.6

Median Age

51.1%

Male

48.9%

Female

4.3%

Foreign-Born

White 89.4%
African American 1.5%
Asian 3.4%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.5%
Hispanic or Latino 4.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$77,847

Median Household Income

+6% vs state

$44,959

Per Capita Income

9.2%

Poverty Rate

3.3%

Unemployment Rate

20.9 min

Mean Commute Time

How ZIP 48642 ranks nationally

Midland, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$77,847 Top 41% higher than 59% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.9%
Bachelor's Degree or Higher 40.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

14,752

Total Housing Units

14,107

Occupied Units

645

Vacant Units

2.37

Avg Household Size

Occupancy Type

Owner 74.7%
Renter 25.3%

$207,400

Median Home Value

-6% vs state

$1,139

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.5%

YoY Change (2024)

187

HPI Index (2000 = 100)

+87%

Total Change Since 2000

Home values in ZIP 48642 have increased 6.5% over the past year (2024). Since 2000, this ZIP has seen +87% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.5% 125
2021 +12.3% 141
2022 +13.8% 160
2023 +9.5% 176
2024 +6.5% 187

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 557 business establishments in ZIP 48642, employing approximately 8,821 people with a combined annual payroll of $445,923,000.

557

Businesses

8,821

Employees

$445.9M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 79 14.2%
Health care and social assistance 75 13.5%
Construction 69 12.4%
Other services (except public administration) 64 11.5%
Professional, scientific, and technical services 52 9.3%
Accommodation and food services 47 8.4%
Administrative and support and waste management and remediation services 37 6.6%
Manufacturing 32 5.8%
Real estate and rental and leasing 22 4.0%
Wholesale trade 19 3.4%
Arts, entertainment, and recreation 13 2.3%
Information 12 2.1%
Finance and insurance 12 2.1%
Transportation and warehousing 11 2.0%
Educational services 6 1.1%
Management of companies and enterprises 4 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48642 vs 48667 →

ZIP 48642 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48642 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48642 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48642 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48667 Midland, MI 0 7.2 mi
48652 Rhodes, MI 1,548 10.4 mi
48628 Hope, MI 1,938 7.3 mi
48611 Auburn, MI 6,554 8.5 mi
48640 Midland, MI 32,690 9.9 mi

More ZIP Codes in Midland County

48640 standard
Midland, MI
Pop: 32,690
48880 standard
Saint Louis, MI
Pop: 10,669
48657 standard
Sanford, MI
Pop: 7,981
48618 standard
Coleman, MI
Pop: 5,393
48628 standard
Hope, MI
Pop: 1,938
48667 standard
Midland, MI
Pop: -

Related Areas

Midland County Midland, MI Michigan

Frequently Asked Questions

What county is ZIP code 48642 in? ▼
ZIP code 48642 (Midland) is located in Midland County, Michigan. Midland County contains multiple ZIP codes, see the full list at /counties/midland-mi.
What is the population of ZIP code 48642? ▼
ZIP code 48642 in Midland, MI has a population of 32,277 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48642? ▼
The median household income in ZIP 48642 is $77,847, which is 2% above the national average of $76,288.
What is the average home value in ZIP 48642? ▼
The median home value in ZIP 48642 is $207,400, which is 25% below the national average of $278,155.
What is the demographic makeup of ZIP 48642? ▼
The largest racial group in ZIP 48642 is White at 89.4%. Hispanic or Latino residents make up 4.3% of the population.
How many businesses are in ZIP code 48642? ▼
ZIP code 48642 has 557 business establishments employing approximately 8,821 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48642? ▼
The top industries by establishment count in ZIP 48642 are: Retail trade (79), Health care and social assistance (75), Construction (69). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 48642? ▼
According to the FHFA House Price Index, home values in ZIP 48642 increased by 6.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 87%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48642? ▼
In ZIP code 48642, 65.9% of residents aged 25+ have a high school diploma or higher, and 40.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48642? ▼
The mean commute time for workers in ZIP code 48642 is 20.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48642? ▼
In ZIP code 48642, approximately 74.7% of occupied housing units are owner-occupied and 25.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48642? ▼
The poverty rate in ZIP code 48642 is 9.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.