ZIP Code 48631
standardSource:
Kawkawlin · Bay County · Michigan
- Population
- 4,643
- Median income
- $74,398
- Median home value
- $172,200
- Bachelor's or higher
- 16.5%
- Land area
- 85.8 sq mi
54/sq mi
▼ 2% vs US
higher than 54% of US ZIPs
▼ 38% vs US
higher than 35% of US ZIPs
Median age 50.7
Detroit
ZIP code 48631 in Kawkawlin, Michigan has a population of 4,643. The median household income is $74,398, which is 2% below the national average. Median home value is $172,200, 38% below the US average. 16.5% of residents hold a bachelor's degree or higher.
ZIP code 48631 is classified by USPS as a standard delivery area and covers roughly 85.8 square miles in Kawkawlin, Bay County, Michigan. The area is home to 4,643 residents, producing a population density of 54 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 48631 against Michigan and the nation.
On the economic side, the median household income for ZIP 48631 sits at $74,398 (1% above the Michigan average), while per-capita income is $44,552. The poverty rate stands at 8.3% and the unemployment rate at 1.6%. On housing, the median home value is $172,200 (22% below the state average) with median rent at $820 per month, and 77.6% of occupied units are owner-occupied, a direct signal of whether 48631 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 16.5% of adults hold a bachelor's degree or higher, the median age is 50.7, and the average commute is —. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Bay County, so you can benchmark 48631 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 48631
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 48631.
- Construction
Construction
15 establishments
- Other services (except public administration)
Other services (except public administration)
14 establishments
- Retail trade
Retail trade
13 establishments
- Wholesale trade
Wholesale trade
9 establishments
- Accommodation and food services
Accommodation and food services
9 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 48631, Kawkawlin, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
4,643
Population
85.8
Area (sq mi)
54
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48631?
50.7
Median Age
52.2%
Male
47.8%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$74,398
Median Household Income
+1% vs state
$44,552
Per Capita Income
8.3%
Poverty Rate
1.6%
Unemployment Rate
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,840
Total Housing Units
1,698
Occupied Units
142
Vacant Units
2.14
Avg Household Size
Occupancy Type
$172,200
Median Home Value
-22% vs state
$820
Median Rent
1973
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.5%
YoY Change (2024)
197
HPI Index (2000 = 100)
+97%
Total Change Since 2000
Home values in ZIP 48631 have increased 6.5% over the past year (2024). Since 2000, this ZIP has seen +97% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.8% | 139 |
| 2021 | +11.5% | 155 |
| 2022 | +13.5% | 176 |
| 2023 | +4.8% | 185 |
| 2024 | +6.5% | 197 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 84 business establishments in ZIP 48631, employing approximately 785 people with a combined annual payroll of $38,968,000.
84
Businesses
785
Employees
$39.0M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 15 | 17.9% |
| Other services (except public administration) | 14 | 16.7% |
| Retail trade | 13 | 15.5% |
| Wholesale trade | 9 | 10.7% |
| Accommodation and food services | 9 | 10.7% |
| Transportation and warehousing | 6 | 7.1% |
| Manufacturing | 4 | 4.8% |
| Administrative and support and waste management and remediation services | 4 | 4.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 48631 vs 48634 →
More ZIP Codes in Bay County
Related Areas
Frequently Asked Questions
What county is ZIP code 48631 in? ▼
What is the population of ZIP code 48631? ▼
What is the median household income in ZIP 48631? ▼
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What is the demographic makeup of ZIP 48631? ▼
How many businesses are in ZIP code 48631? ▼
What are the main industries in ZIP code 48631? ▼
How have home values changed in ZIP code 48631? ▼
What is the education level in ZIP code 48631? ▼
What percentage of residents own vs. rent in ZIP 48631? ▼
What is the poverty rate in ZIP code 48631? ▼
ZIP Code Research Guides
Official Data Resources for Kawkawlin, MI
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.