ZIP Code 48634
standardSource:
Linwood · Bay County · Michigan
- Population
- 4,371
- Median income
- $87,992
- Median home value
- $167,400
- Bachelor's or higher
- 23.6%
- Land area
- 120.4 sq mi
36/sq mi
▲ 15% vs US
higher than 71% of US ZIPs
▼ 40% vs US
higher than 33% of US ZIPs
Median age 48.1
Detroit
ZIP code 48634 in Linwood, Michigan has a population of 4,371. The median household income is $87,992, which is 15% above the national average. Median home value is $167,400, 40% below the US average. 23.6% of residents hold a bachelor's degree or higher.
ZIP code 48634 is classified by USPS as a standard delivery area and covers roughly 120.4 square miles in Linwood, Bay County, Michigan. The area is home to 4,371 residents, producing a population density of 36 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 48634 against Michigan and the nation.
On the economic side, the median household income for ZIP 48634 sits at $87,992 (20% above the Michigan average), while per-capita income is $45,891. The poverty rate stands at 6.4% and the unemployment rate at 4.3%. On housing, the median home value is $167,400 (24% below the state average) with median rent at $751 per month, and 97.2% of occupied units are owner-occupied, a direct signal of whether 48634 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 23.6% of adults hold a bachelor's degree or higher, the median age is 48.1, and the average commute is 27 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Bay County, so you can benchmark 48634 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 48634
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 48634.
- Retail trade
Retail trade
18 establishments
- Construction
Construction
13 establishments
- Accommodation and food services
Accommodation and food services
8 establishments
- Wholesale trade 7
Wholesale trade
7 establishments
- Other services (except public administration) 6
Other services (except public administration)
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 48634, Linwood, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
4,371
Population
120.4
Area (sq mi)
36
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48634?
48.1
Median Age
50.1%
Male
49.9%
Female
0.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$87,992
Median Household Income
+20% vs state
$45,891
Per Capita Income
6.4%
Poverty Rate
4.3%
Unemployment Rate
27.4 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
2,082
Total Housing Units
1,917
Occupied Units
165
Vacant Units
2.26
Avg Household Size
Occupancy Type
$167,400
Median Home Value
-24% vs state
$751
Median Rent
1967
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-11.0%
YoY Change (2024)
165
HPI Index (2000 = 100)
+65%
Total Change Since 2000
Home values in ZIP 48634 have decreased 11.0% over the past year (2024). Since 2000, this ZIP has seen +65% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +0.7% | 112 |
| 2021 | +9.9% | 123 |
| 2022 | +10.8% | 136 |
| 2023 | +36.4% | 186 |
| 2024 | -11.0% | 165 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 71 business establishments in ZIP 48634, employing approximately 537 people with a combined annual payroll of $23,753,000.
71
Businesses
537
Employees
$23.8M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 18 | 25.4% |
| Construction | 13 | 18.3% |
| Accommodation and food services | 8 | 11.3% |
| Wholesale trade | 7 | 9.9% |
| Other services (except public administration) | 6 | 8.4% |
| Manufacturing | 3 | 4.2% |
| Finance and insurance | 3 | 4.2% |
| Professional, scientific, and technical services | 3 | 4.2% |
| Administrative and support and waste management and remediation services | 3 | 4.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 48634 vs 48631 →
More ZIP Codes in Bay County
Related Areas
Frequently Asked Questions
What county is ZIP code 48634 in? ▼
What is the population of ZIP code 48634? ▼
What is the median household income in ZIP 48634? ▼
What is the average home value in ZIP 48634? ▼
What is the demographic makeup of ZIP 48634? ▼
How many businesses are in ZIP code 48634? ▼
What are the main industries in ZIP code 48634? ▼
How have home values changed in ZIP code 48634? ▼
What is the education level in ZIP code 48634? ▼
What is the average commute time in ZIP 48634? ▼
What percentage of residents own vs. rent in ZIP 48634? ▼
What is the poverty rate in ZIP code 48634? ▼
ZIP Code Research Guides
Official Data Resources for Linwood, MI
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.