Linwood, MI · standard
ZIP Code 48634
Bay County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,371
- 36/sq mi Moderate-density area
- $87,992
- Median income Above-median income area
- $167,400
- Median home value Near-median home value
- 23.6%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Linwood pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 29%
- household income, US ZIPs
- 33rd pct
- home value, US ZIPs
- 36
- people per sq mi
- 97%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48634 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 48634 (Linwood, MI) fell -11.0% from 2023 to 2024. The all-transactions index moved from 185.8 in 2023 to 165.4 in 2024 (2000 = 100).
ZIP code 48634 covers 120.4 square miles in Linwood, Bay County, Michigan (a standard USPS delivery area), with a modest 4,371 residents on file, a density of 36 people per square mile, in the Detroit time zone.
ZIP 48634 lands in the middle-income range, with a median household income of $87,992 (20% above the average Michigan ZIP), while per-capita income is $45,891. The poverty rate is 6.4%, with unemployment at 4.3%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $167,400 (24% below the average Michigan ZIP), and median rent is $751; owner occupancy is 97.2%.
Educational attainment sits below the national norm: 23.6% of adults hold a bachelor's degree or higher, the median age is 48.1, and the average commute is 27 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Bay County, so 48634 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 48634
Top 5 sectors by establishment count in Linwood, MI
Which industries have the most business establishments in ZIP 48634.
- Retail trade
Retail trade
18 establishments
- Construction
Construction
13 establishments
- Accommodation and food services
Accommodation and food services
8 establishments
- Wholesale trade 7
Wholesale trade
7 establishments
- Other services (except public administration) 6
Other services (except public administration)
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48634, Linwood, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,371
Population
120.4
Area (sq mi)
36
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48634?
48.1
Median Age
50.1%
Male
49.9%
Female
0.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$87,992
Median Household Income
+20% vs state ZIP avg
$45,891
Per Capita Income
6.4%
Poverty Rate
4.3%
Unemployment Rate
27.4 min
Mean Commute Time
How ZIP 48634 ranks among Michigan ZIPs
Linwood, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$87,992 Top 21% higher than 79% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,082housing units
2,082
Total Housing Units
1,917
Occupied Units
165
Vacant Units
2.26
Avg Household Size
Occupancy Type
$167,400
Median Home Value
-24% vs state ZIP avg
$751
Median Rent
1967
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-11.0%
YoY Change (2024)
165
HPI Index (2000 = 100)
+65%
Total Change Since 2000
Home values in ZIP 48634 have decreased 11.0% over the past year (2024). Since 2000, this ZIP has seen +65% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +0.7% | 112 |
| 2021 | +9.9% | 123 |
| 2022 | +10.8% | 136 |
| 2023 | +36.4% | 186 |
| 2024 | -11.0% | 165 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 71 business establishments in ZIP 48634, employing approximately 537 people with a combined annual payroll of $23,753,000.
71
Businesses
537
Employees
$23.8M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 18 | 25.4% |
| Construction | 13 | 18.3% |
| Accommodation and food services | 8 | 11.3% |
| Wholesale trade | 7 | 9.9% |
| Other services (except public administration) | 6 | 8.4% |
| Manufacturing | 3 | 4.2% |
| Finance and insurance | 3 | 4.2% |
| Professional, scientific, and technical services | 3 | 4.2% |
| Administrative and support and waste management and remediation services | 3 | 4.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 48634 vs 48631 →
ZIP 48634 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48650
Pinconning (48650)
7,253 residents
- 48611
Auburn (48611)
6,554 residents
- 48631
Kawkawlin (48631)
4,643 residents
- 48634
Linwood (48634)
4,371 residents
- 48652 1,548
Rhodes (48652)
1,548 residents
What this shows Among its immediate neighbors, ZIP 48634 ranks #4 by population - useful context the national average alone can't give.
ZIP 48634 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48634
Linwood (48634)
$87,992 median income
- 48611
Auburn (48611)
$87,963 median income
- 48631
Kawkawlin (48631)
$74,398 median income
- 48652
Rhodes (48652)
$69,766 median income
- 48650
Pinconning (48650)
$61,911 median income
What this shows By household income, ZIP 48634 ranks the highest of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 48634, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,371 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Bay County
Related Areas
Frequently Asked Questions
What county is ZIP code 48634 in?
ZIP code 48634 (Linwood) is located in Bay County, Michigan. Bay County contains multiple ZIP codes, see the full list at /counties/bay-mi.
What is the population of ZIP code 48634?
ZIP code 48634 in Linwood, MI has a population of 4,371 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48634?
The median household income in ZIP 48634 is $87,992, which is 15% above the national average of $76,288.
What is the average home value in ZIP 48634?
The median home value in ZIP 48634 is $167,400, which is 40% below the national average of $278,155.
What is the demographic makeup of ZIP 48634?
The largest racial group in ZIP 48634 is White at 93.9%. Hispanic or Latino residents make up 1.4% of the population.
How many businesses are in ZIP code 48634?
ZIP code 48634 has 71 business establishments employing approximately 537 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48634?
The top industries by establishment count in ZIP 48634 are: Retail trade (18), Construction (13), Accommodation and food services (8). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 48634?
According to the FHFA House Price Index, home values in ZIP 48634 decreased by 11.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 65%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48634?
In ZIP code 48634, 56.5% of residents aged 25+ have a high school diploma or higher, and 23.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48634?
The mean commute time for workers in ZIP code 48634 is 27.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48634?
In ZIP code 48634, approximately 97.2% of occupied housing units are owner-occupied and 2.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48634?
The poverty rate in ZIP code 48634 is 6.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 48634's numbers, next.
- See how ZIP 48634 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Linwood, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.