ZIP Code 48845

ZIP code 48845 is classified by USPS as a standard delivery area and covers roughly 63.5 square miles in Hubbardston, Montcalm County, Michigan. The area is home to 1,003 residents, producing a population density of 16 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 48845 against Michigan and the nation.

On the economic side, the median household income for ZIP 48845 sits at $86,042 (17% above the Michigan average), while per-capita income is $30,890. The poverty rate stands at 8.6% and the unemployment rate at 6.8%. On housing, the median home value is $172,500 (21% below the state average) with median rent at $800 per month, and 94.2% of occupied units are owner-occupied, a direct signal of whether 48845 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 8.7% of adults hold a bachelor's degree or higher, the median age is 40.1, and the average commute is 31 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Montcalm County, so you can benchmark 48845 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →