PlainZIP

Hubbardston, MI · standard

ZIP Code 48845

Montcalm County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,003
16/sq mi
$86,042
Median income
$172,500
Median home value
8.7%
Bachelor's or higher

The verdict

Hubbardston pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 31%
household income, US ZIPs
35th pct
home value, US ZIPs
16
people per sq mi
94%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48845 against every reporting US ZIP.

ZIP code 48845 is a sparsely populated ZIP (a standard USPS delivery area) in Hubbardston, Montcalm County, Michigan, home to just 1,003 residents across 63.5 square miles, a density of 16 people per square mile, in the Detroit time zone.

ZIP 48845 lands in the middle-income range, with a median household income of $86,042 (17% above the Michigan average), while per-capita income is $30,890. The poverty rate stands at 8.6% and the unemployment rate at 6.8%. On housing, the median home value is $172,500 (21% below the state average) with median rent at $800 per month, and 94.2% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 8.7% of adults hold a bachelor's degree or higher, the median age is 40.1, and the average commute is 31 minutes. To put 48845 in local context, 7 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Montcalm County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48845, Hubbardston, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,003

Population

63.5

Area (sq mi)

16

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48845?

40.1

Median Age

53.0%

Male

47.0%

Female

1.5%

Foreign-Born

White 93.9%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 1.1%
Two or More Ethnicities 4.7%
Hispanic or Latino 2.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$86,042

Median Household Income

+17% vs state

$30,890

Per Capita Income

8.6%

Poverty Rate

6.8%

Unemployment Rate

31.3 min

Mean Commute Time

How ZIP 48845 ranks nationally

Hubbardston, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$86,042 Top 31% higher than 69% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.3%
Bachelor's Degree or Higher 8.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

414

Total Housing Units

361

Occupied Units

53

Vacant Units

3.32

Avg Household Size

Occupancy Type

Owner 94.2%
Renter 5.8%

$172,500

Median Home Value

-21% vs state

$800

Median Rent

1949

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 7 business establishments in ZIP 48845, employing approximately 50 people with a combined annual payroll of $2,113,000.

7

Businesses

50

Employees

$2.1M

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48845 vs 48811 →

ZIP 48845 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48845 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48845 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48845 ranks #3 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48811 Carson City, MI 5,641 5.3 mi
48873 Pewamo, MI 1,615 7.5 mi
48860 Muir, MI 1,334 4.8 mi
48870 Palo, MI 148 6.9 mi
48835 Fowler, MI 2,680 7.3 mi
48856 Middleton, MI 966 8.7 mi
48851 Lyons, MI 2,365 11.3 mi

More ZIP Codes in Montcalm County

48838 standard
Greenville, MI
Pop: 17,863
49329 standard
Howard City, MI
Pop: 8,641
48888 standard
Stanton, MI
Pop: 6,366
48811 standard
Carson City, MI
Pop: 5,641
48850 standard
Lakeview, MI
Pop: 4,474
48884 standard
Sheridan, MI
Pop: 4,427

Related Areas

Montcalm County Hubbardston, MI Michigan

Frequently Asked Questions

What county is ZIP code 48845 in? ▼
ZIP code 48845 (Hubbardston) is located in Montcalm County, Michigan. Montcalm County contains multiple ZIP codes, see the full list at /counties/montcalm-mi.
What is the population of ZIP code 48845? ▼
ZIP code 48845 in Hubbardston, MI has a population of 1,003 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48845? ▼
The median household income in ZIP 48845 is $86,042, which is 13% above the national average of $76,288.
What is the average home value in ZIP 48845? ▼
The median home value in ZIP 48845 is $172,500, which is 38% below the national average of $278,155.
What is the demographic makeup of ZIP 48845? ▼
The largest racial group in ZIP 48845 is White at 93.9%. Hispanic or Latino residents make up 2.0% of the population.
How many businesses are in ZIP code 48845? ▼
ZIP code 48845 has 7 business establishments employing approximately 50 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 48845? ▼
In ZIP code 48845, 54.3% of residents aged 25+ have a high school diploma or higher, and 8.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48845? ▼
The mean commute time for workers in ZIP code 48845 is 31.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48845? ▼
In ZIP code 48845, approximately 94.2% of occupied housing units are owner-occupied and 5.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48845? ▼
The poverty rate in ZIP code 48845 is 8.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.