PlainZIP

Carson City, MI · standard

ZIP Code 48811

Montcalm County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,641
35/sq mi
$70,625
Median income
$170,800
Median home value
11.1%
Bachelor's or higher

The verdict

Carson City pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

48th pct
household income, US ZIPs
35th pct
home value, US ZIPs
35
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48811 against every reporting US ZIP.

ZIP code 48811 is a mid-sized community (a standard USPS delivery area) in Carson City, Montcalm County, Michigan, home to 5,641 residents across 162.6 square miles, a density of 35 people per square mile, in the Detroit time zone.

ZIP 48811 lands in the middle-income range, with a median household income of $70,625 (4% below the Michigan average), while per-capita income is $22,419. The poverty rate stands at 12.1% and the unemployment rate at 3.2%. Median home value sits at $170,800 (22% below the state average), median rent at $703 a month, and owner-occupancy at 80.1%.

Formal educational attainment runs low here: just 11.1% of adults hold a bachelor's degree or higher, the median age is 40.1, and the average commute is 23 minutes. Beyond these figures, 6 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Montcalm County, letting you compare 48811 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48811

Top 5 sectors by establishment count in Carson City, MI

Which industries have the most business establishments in ZIP 48811.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48811, Carson City, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,641

Population

162.6

Area (sq mi)

35

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48811?

40.1

Median Age

65.3%

Male

34.7%

Female

1.2%

Foreign-Born

White 79.6%
African American 11.3%
Asian 0.1%
American Indian or Alaska Native 0.8%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.5%
Hispanic or Latino 3.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,625

Median Household Income

-4% vs state

$22,419

Per Capita Income

12.1%

Poverty Rate

3.2%

Unemployment Rate

23.2 min

Mean Commute Time

How ZIP 48811 ranks nationally

Carson City, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$70,625 48th percentile higher than 48% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.9%
Bachelor's Degree or Higher 11.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,015

Total Housing Units

1,926

Occupied Units

89

Vacant Units

2.74

Avg Household Size

Occupancy Type

Owner 80.1%
Renter 19.9%

$170,800

Median Home Value

-22% vs state

$703

Median Rent

1964

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+19.1%

YoY Change (2024)

199

HPI Index (2000 = 100)

+99%

Total Change Since 2000

Home values in ZIP 48811 have increased 19.1% over the past year (2024). Since 2000, this ZIP has seen +99% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.6% 130
2021 +14.5% 148
2022 +10.6% 164
2023 +1.7% 167
2024 +19.1% 199

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 82 business establishments in ZIP 48811, employing approximately 923 people with a combined annual payroll of $52,456,000.

82

Businesses

923

Employees

$52.5M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Retail trade 18 21.9%
Construction 10 12.2%
Health care and social assistance 9 11.0%
Other services (except public administration) 9 11.0%
Accommodation and food services 7 8.5%
Finance and insurance 6 7.3%
Administrative and support and waste management and remediation services 5 6.1%
Manufacturing 4 4.9%
Transportation and warehousing 4 4.9%
Professional, scientific, and technical services 4 4.9%
Wholesale trade 3 3.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48811 vs 48845 →

ZIP 48811 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48811 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48811 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48811 ranks #3 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48845 Hubbardston, MI 1,003 5.3 mi
48818 Crystal, MI 2,407 6.8 mi
48856 Middleton, MI 966 6.1 mi
48889 Sumner, MI 1,322 8.2 mi
48860 Muir, MI 1,334 9.3 mi
48870 Palo, MI 148 8.2 mi

More ZIP Codes in Montcalm County

48838 standard
Greenville, MI
Pop: 17,863
49329 standard
Howard City, MI
Pop: 8,641
48888 standard
Stanton, MI
Pop: 6,366
48850 standard
Lakeview, MI
Pop: 4,474
48884 standard
Sheridan, MI
Pop: 4,427
48829 standard
Edmore, MI
Pop: 3,254

Related Areas

Montcalm County Carson City, MI Michigan

Frequently Asked Questions

What county is ZIP code 48811 in? ▼
ZIP code 48811 (Carson City) is located in Montcalm County, Michigan. Montcalm County contains multiple ZIP codes, see the full list at /counties/montcalm-mi.
What is the population of ZIP code 48811? ▼
ZIP code 48811 in Carson City, MI has a population of 5,641 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48811? ▼
The median household income in ZIP 48811 is $70,625, which is 7% below the national average of $76,288.
What is the average home value in ZIP 48811? ▼
The median home value in ZIP 48811 is $170,800, which is 39% below the national average of $278,155.
What is the demographic makeup of ZIP 48811? ▼
The largest racial group in ZIP 48811 is White at 79.6%. Hispanic or Latino residents make up 3.5% of the population.
How many businesses are in ZIP code 48811? ▼
ZIP code 48811 has 82 business establishments employing approximately 923 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48811? ▼
The top industries by establishment count in ZIP 48811 are: Retail trade (18), Construction (10), Health care and social assistance (9). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 48811? ▼
According to the FHFA House Price Index, home values in ZIP 48811 increased by 19.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 99%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48811? ▼
In ZIP code 48811, 55.9% of residents aged 25+ have a high school diploma or higher, and 11.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48811? ▼
The mean commute time for workers in ZIP code 48811 is 23.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48811? ▼
In ZIP code 48811, approximately 80.1% of occupied housing units are owner-occupied and 19.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48811? ▼
The poverty rate in ZIP code 48811 is 12.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.