Sumner, MI · standard
ZIP Code 48889
Gratiot County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,322
- 17/sq mi Moderate-density area
- $60,200
- Median income Below-median income area
- $157,900
- Median home value Below-median home value
- 11.4%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Sumner pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 29th pct
- household income, US ZIPs
- 29th pct
- home value, US ZIPs
- 17
- people per sq mi
- 84%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48889 against every reporting US ZIP.
ZIP code 48889 is a sparsely populated ZIP (a standard USPS delivery area) in Sumner, Gratiot County, Michigan, home to just 1,322 residents across 76.4 square miles, a density of 17 people per square mile, in the Detroit time zone.
ZIP 48889 reports a modest median household income of $60,200 (18% below the average Michigan ZIP), while per-capita income is $41,922. The poverty rate is 11.2%, with unemployment at 7.0%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $157,900 (28% below the average Michigan ZIP), and median rent is $1,115; owner occupancy is 83.8%.
Formal educational attainment runs low here: just 11.4% of adults hold a bachelor's degree or higher, the median age is 47.7, and the average commute is 23 minutes. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Gratiot County, so 48889 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48889, Sumner, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,322
Population
76.4
Area (sq mi)
17
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48889?
47.7
Median Age
45.5%
Male
54.5%
Female
1.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$60,200
Median Household Income
-18% vs state ZIP avg
$41,922
Per Capita Income
11.2%
Poverty Rate
7.0%
Unemployment Rate
23.4 min
Mean Commute Time
How ZIP 48889 ranks among Michigan ZIPs
Sumner, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$60,200 29th percentile higher than 29% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
644housing units
644
Total Housing Units
612
Occupied Units
32
Vacant Units
2.46
Avg Household Size
Occupancy Type
$157,900
Median Home Value
-28% vs state ZIP avg
$1,115
Median Rent
1974
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+18.8%
YoY Change (2021)
164
HPI Index (2000 = 100)
+64%
Total Change Since 2000
Home values in ZIP 48889 have increased 18.8% over the past year (2021). Since 2000, this ZIP has seen +64% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2017 | +8.4% | 120 |
| 2018 | +5.1% | 126 |
| 2019 | +4.5% | 132 |
| 2020 | +5.1% | 138 |
| 2021 | +18.8% | 164 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2021. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 15 business establishments in ZIP 48889, employing approximately 65 people with a combined annual payroll of $3,488,000.
15
Businesses
65
Employees
$3.5M
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 3 | 20.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 48889 vs 48818 →
ZIP 48889 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48801
Alma (48801)
12,923 residents
- 48811
Carson City (48811)
5,641 residents
- 48891 2,985
Vestaburg (48891)
2,985 residents
- 48818 2,407
Crystal (48818)
2,407 residents
- 48877 2,392
Riverdale (48877)
2,392 residents
- 48871 1,952
Perrinton (48871)
1,952 residents
- 48832 1,393
Elwell (48832)
1,393 residents
- 48889 1,322
Sumner (48889)
1,322 residents
- 48856 966
Middleton (48856)
966 residents
What this shows Among its immediate neighbors, ZIP 48889 ranks #8 by population - useful context the national average alone can't give.
ZIP 48889 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48856
Middleton (48856)
$91,413 median income
- 48871
Perrinton (48871)
$84,803 median income
- 48832
Elwell (48832)
$73,393 median income
- 48811
Carson City (48811)
$70,625 median income
- 48877
Riverdale (48877)
$64,653 median income
- 48889
Sumner (48889)
$60,200 median income
- 48801
Alma (48801)
$58,750 median income
- 48818
Crystal (48818)
$55,924 median income
- 48891
Vestaburg (48891)
$51,429 median income
What this shows By household income, ZIP 48889 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 48889, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,322 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Gratiot County
Related Areas
Frequently Asked Questions
What county is ZIP code 48889 in?
ZIP code 48889 (Sumner) is located in Gratiot County, Michigan. Gratiot County contains multiple ZIP codes, see the full list at /counties/gratiot-mi.
What is the population of ZIP code 48889?
ZIP code 48889 in Sumner, MI has a population of 1,322 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48889?
The median household income in ZIP 48889 is $60,200, which is 21% below the national average of $76,288.
What is the average home value in ZIP 48889?
The median home value in ZIP 48889 is $157,900, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 48889?
The largest racial group in ZIP 48889 is White at 97.3%. Hispanic or Latino residents make up 1.2% of the population.
How many businesses are in ZIP code 48889?
ZIP code 48889 has 15 business establishments employing approximately 65 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 48889?
According to the FHFA House Price Index, home values in ZIP 48889 increased by 18.8% in 2021. Since 2000, home values in this ZIP have appreciated by approximately 64%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48889?
In ZIP code 48889, 61.1% of residents aged 25+ have a high school diploma or higher, and 11.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48889?
The mean commute time for workers in ZIP code 48889 is 23.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48889?
In ZIP code 48889, approximately 83.8% of occupied housing units are owner-occupied and 16.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48889?
The poverty rate in ZIP code 48889 is 11.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 48889's numbers, next.
- See how ZIP 48889 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Sumner, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.