Vestaburg, MI · standard
ZIP Code 48891
Montcalm County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,985
- 27/sq mi Moderate-density area
- $51,429
- Median income Below-median income area
- $158,700
- Median home value Below-median home value
- 14.8%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Vestaburg pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 16th pct
- household income, US ZIPs
- 29th pct
- home value, US ZIPs
- 27
- people per sq mi
- 90%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48891 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 48891 (Vestaburg, MI) rose +13.8% from 2023 to 2024. The all-transactions index moved from 206.1 in 2023 to 234.5 in 2024 (2000 = 100).
ZIP code 48891 covers 111.0 square miles in Vestaburg, Montcalm County, Michigan (a standard USPS delivery area), with a modest 2,985 residents on file, a density of 27 people per square mile, in the Detroit time zone.
ZIP 48891 reports a modest median household income of $51,429 (30% below the average Michigan ZIP), while per-capita income is $23,121. Unemployment is 12.9%, an important qualifier alongside the household-income figure. Home values sit below the statewide ZIP benchmark: the median is $158,700 (28% below the average Michigan ZIP), and median rent is $935; owner occupancy is 89.6%.
Formal educational attainment runs low here: just 14.8% of adults hold a bachelor's degree or higher, the median age is 33.3, and the average commute is 40 minutes. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Montcalm County, so 48891 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 48891
Top 5 sectors by establishment count in Vestaburg, MI
Which industries have the most business establishments in ZIP 48891.
- Retail trade
Retail trade
7 establishments
- Other services (except public administration)
Other services (except public administration)
7 establishments
- Construction
Construction
4 establishments
- Accommodation and food services
Accommodation and food services
4 establishments
- Wholesale trade
Wholesale trade
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48891, Vestaburg, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,985
Population
111.0
Area (sq mi)
27
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48891?
33.3
Median Age
51.6%
Male
48.4%
Female
2.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$51,429
Median Household Income
-30% vs state ZIP avg
$23,121
Per Capita Income
19.3%
Poverty Rate
12.9%
Unemployment Rate
39.8 min
Mean Commute Time
How ZIP 48891 ranks among Michigan ZIPs
Vestaburg, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$51,429 14th percentile higher than 14% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,155housing units
1,155
Total Housing Units
946
Occupied Units
209
Vacant Units
3.07
Avg Household Size
Occupancy Type
$158,700
Median Home Value
-28% vs state ZIP avg
$935
Median Rent
1980
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+13.8%
YoY Change (2024)
234
HPI Index (2000 = 100)
+134%
Total Change Since 2000
Home values in ZIP 48891 have increased 13.8% over the past year (2024). Since 2000, this ZIP has seen +134% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +11.1% | 143 |
| 2021 | +11.3% | 159 |
| 2022 | +15.0% | 183 |
| 2023 | +12.9% | 206 |
| 2024 | +13.8% | 234 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 38 business establishments in ZIP 48891, employing approximately 185 people with a combined annual payroll of $8,933,000.
38
Businesses
185
Employees
$8.9M
Annual Payroll
5
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 7 | 18.4% |
| Other services (except public administration) | 7 | 18.4% |
| Construction | 4 | 10.5% |
| Accommodation and food services | 4 | 10.5% |
| Wholesale trade | 3 | 7.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 48891 vs 48877 →
ZIP 48891 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48829
Edmore (48829)
3,254 residents
- 49310
Blanchard (49310)
3,016 residents
- 48891
Vestaburg (48891)
2,985 residents
- 48818
Crystal (48818)
2,407 residents
- 48877
Riverdale (48877)
2,392 residents
- 48832
Elwell (48832)
1,393 residents
- 48889
Sumner (48889)
1,322 residents
- 48896 154
Winn (48896)
154 residents
- 48852 150
Mcbrides (48852)
150 residents
What this shows Among its immediate neighbors, ZIP 48891 ranks #3 by population - useful context the national average alone can't give.
ZIP 48891 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48896
Winn (48896)
$136,136 median income
- 48832
Elwell (48832)
$73,393 median income
- 48877
Riverdale (48877)
$64,653 median income
- 49310
Blanchard (49310)
$64,420 median income
- 48829
Edmore (48829)
$63,750 median income
- 48889
Sumner (48889)
$60,200 median income
- 48818
Crystal (48818)
$55,924 median income
- 48891 $51,429
Vestaburg (48891)
$51,429 median income
- 48852 $41,875
Mcbrides (48852)
$41,875 median income
What this shows By household income, ZIP 48891 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 48891, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,985 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Montcalm County
Related Areas
Frequently Asked Questions
What county is ZIP code 48891 in?
ZIP code 48891 (Vestaburg) is located in Montcalm County, Michigan. Montcalm County contains multiple ZIP codes, see the full list at /counties/montcalm-mi.
What is the population of ZIP code 48891?
ZIP code 48891 in Vestaburg, MI has a population of 2,985 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48891?
The median household income in ZIP 48891 is $51,429, which is 33% below the national average of $76,288.
What is the average home value in ZIP 48891?
The median home value in ZIP 48891 is $158,700, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 48891?
The largest racial group in ZIP 48891 is White at 88.9%. Hispanic or Latino residents make up 3.2% of the population.
How many businesses are in ZIP code 48891?
ZIP code 48891 has 38 business establishments employing approximately 185 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48891?
The top industries by establishment count in ZIP 48891 are: Retail trade (7), Other services (except public administration) (7), Construction (4). There are 5 industry sectors represented in total.
How have home values changed in ZIP code 48891?
According to the FHFA House Price Index, home values in ZIP 48891 increased by 13.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 134%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48891?
In ZIP code 48891, 53.4% of residents aged 25+ have a high school diploma or higher, and 14.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48891?
The mean commute time for workers in ZIP code 48891 is 39.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48891?
In ZIP code 48891, approximately 89.6% of occupied housing units are owner-occupied and 10.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48891?
The poverty rate in ZIP code 48891 is 19.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 48891's numbers, next.
- See how ZIP 48891 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Vestaburg, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.