PlainZIP

Vestaburg, MI · standard

ZIP Code 48891

Montcalm County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,985
27/sq mi
$51,429
Median income
$158,700
Median home value
14.8%
Bachelor's or higher

The verdict

Vestaburg pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

16th pct
household income, US ZIPs
29th pct
home value, US ZIPs
27
people per sq mi
90%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48891 against every reporting US ZIP.

ZIP code 48891 covers 111.0 square miles in Vestaburg, Montcalm County, Michigan (a standard USPS delivery area), with a modest 2,985 residents on file, a density of 27 people per square mile, in the Detroit time zone.

ZIP 48891 reports a modest median household income of $51,429 (30% below the Michigan average), while per-capita income is $23,121. 19.3% of residents live below the poverty line, and the unemployment rate reads 12.9%. Median home value sits at $158,700 (28% below the state average), median rent at $935 a month, and owner-occupancy at 89.6%.

Formal educational attainment runs low here: just 14.8% of adults hold a bachelor's degree or higher, the median age is 33.3, and the average commute is 40 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Montcalm County, so you can benchmark 48891 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48891

Top 5 sectors by establishment count in Vestaburg, MI

Which industries have the most business establishments in ZIP 48891.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48891, Vestaburg, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,985

Population

111.0

Area (sq mi)

27

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48891?

33.3

Median Age

51.6%

Male

48.4%

Female

2.4%

Foreign-Born

White 88.9%
African American 2.4%
Asian 0.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.4%
Hispanic or Latino 3.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$51,429

Median Household Income

-30% vs state

$23,121

Per Capita Income

19.3%

Poverty Rate

12.9%

Unemployment Rate

39.8 min

Mean Commute Time

How ZIP 48891 ranks nationally

Vestaburg, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$51,429 16th percentile higher than 16% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.4%
Bachelor's Degree or Higher 14.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,155

Total Housing Units

946

Occupied Units

209

Vacant Units

3.07

Avg Household Size

Occupancy Type

Owner 89.6%
Renter 10.4%

$158,700

Median Home Value

-28% vs state

$935

Median Rent

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+13.8%

YoY Change (2024)

234

HPI Index (2000 = 100)

+134%

Total Change Since 2000

Home values in ZIP 48891 have increased 13.8% over the past year (2024). Since 2000, this ZIP has seen +134% cumulative appreciation.

Year Annual Change HPI Index
2020 +11.1% 143
2021 +11.3% 159
2022 +15.0% 183
2023 +12.9% 206
2024 +13.8% 234

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 38 business establishments in ZIP 48891, employing approximately 185 people with a combined annual payroll of $8,933,000.

38

Businesses

185

Employees

$8.9M

Annual Payroll

5

Industry Sectors

Industry Establishments % of Total
Retail trade 7 18.4%
Other services (except public administration) 7 18.4%
Construction 4 10.5%
Accommodation and food services 4 10.5%
Wholesale trade 3 7.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48891 vs 48877 →

ZIP 48891 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48891 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48891 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48891 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48877 Riverdale, MI 2,392 3.6 mi
48829 Edmore, MI 3,254 5.4 mi
48896 Winn, MI 154 8.7 mi
48818 Crystal, MI 2,407 8.4 mi
48832 Elwell, MI 1,393 6.8 mi
48852 Mcbrides, MI 150 7.3 mi
48889 Sumner, MI 1,322 9.3 mi
49310 Blanchard, MI 3,016 10.9 mi

More ZIP Codes in Montcalm County

48838 standard
Greenville, MI
Pop: 17,863
49329 standard
Howard City, MI
Pop: 8,641
48888 standard
Stanton, MI
Pop: 6,366
48811 standard
Carson City, MI
Pop: 5,641
48850 standard
Lakeview, MI
Pop: 4,474
48884 standard
Sheridan, MI
Pop: 4,427

Related Areas

Montcalm County Vestaburg, MI Michigan

Frequently Asked Questions

What county is ZIP code 48891 in? ▼
ZIP code 48891 (Vestaburg) is located in Montcalm County, Michigan. Montcalm County contains multiple ZIP codes, see the full list at /counties/montcalm-mi.
What is the population of ZIP code 48891? ▼
ZIP code 48891 in Vestaburg, MI has a population of 2,985 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48891? ▼
The median household income in ZIP 48891 is $51,429, which is 33% below the national average of $76,288.
What is the average home value in ZIP 48891? ▼
The median home value in ZIP 48891 is $158,700, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 48891? ▼
The largest racial group in ZIP 48891 is White at 88.9%. Hispanic or Latino residents make up 3.2% of the population.
How many businesses are in ZIP code 48891? ▼
ZIP code 48891 has 38 business establishments employing approximately 185 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48891? ▼
The top industries by establishment count in ZIP 48891 are: Retail trade (7), Other services (except public administration) (7), Construction (4). There are 5 industry sectors represented in total.
How have home values changed in ZIP code 48891? ▼
According to the FHFA House Price Index, home values in ZIP 48891 increased by 13.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 134%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48891? ▼
In ZIP code 48891, 53.4% of residents aged 25+ have a high school diploma or higher, and 14.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48891? ▼
The mean commute time for workers in ZIP code 48891 is 39.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48891? ▼
In ZIP code 48891, approximately 89.6% of occupied housing units are owner-occupied and 10.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48891? ▼
The poverty rate in ZIP code 48891 is 19.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.