Shepherd, MI · standard

ZIP Code 48883

Isabella County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,122
23/sq mi Moderate-density area
$65,223
Median income Near-median income area
$160,300
Median home value Below-median home value
23.3%
Bachelor's or higher Near-average bachelor's attainment

National ZIP placement

Shepherd pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

39th pct
household income, US ZIPs
30th pct
home value, US ZIPs
23
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48883 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 48883 (Shepherd, MI) rose +7.7% from 2023 to 2024. The all-transactions index moved from 200.7 in 2023 to 216.1 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 48883 is a mid-sized community (a standard USPS delivery area) in Shepherd, Isabella County, Michigan, home to 7,122 residents across 304.4 square miles, a density of 23 people per square mile, in the Detroit time zone.

ZIP 48883 reports a modest median household income of $65,223 (11% below the average Michigan ZIP), while per-capita income is $30,355. The poverty rate is 12.7%, with unemployment at 6.0%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $160,300 (27% below the average Michigan ZIP), and median rent is $842; owner occupancy is 87.6%.

Educational attainment sits below the national norm: 23.3% of adults hold a bachelor's degree or higher, the median age is 40.3, and the average commute is 22 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 5 more in Isabella County, so 48883 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 48883

Top 5 sectors by establishment count in Shepherd, MI

Which industries have the most business establishments in ZIP 48883.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48883, Shepherd, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,122

Population

304.4

Area (sq mi)

23

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48883?

40.3

Median Age

49.3%

Male

50.7%

Female

1.5%

Foreign-Born

White 91.9%
African American 0.5%
Asian 0.3%
American Indian or Alaska Native 1.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.0%
Hispanic or Latino 3.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$65,223

Median Household Income

-11% vs state ZIP avg

$30,355

Per Capita Income

12.7%

Poverty Rate

6.0%

Unemployment Rate

22.4 min

Mean Commute Time

How ZIP 48883 ranks among Michigan ZIPs

Shepherd, MI household income vs. every Michigan ZIP code

Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$65,223 43rd percentile higher than 43% of 962 Michigan ZIPs

This ZIP $0 $200K+ every Michigan ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.9%
Bachelor's Degree or Higher 23.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,965

Total Housing Units

2,735

Occupied Units

230

Vacant Units

2.65

Avg Household Size

Occupancy Type

Owner 87.6%
Renter 12.4%

$160,300

Median Home Value

-27% vs state ZIP avg

$842

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.7%

YoY Change (2024)

216

HPI Index (2000 = 100)

+116%

Total Change Since 2000

Home values in ZIP 48883 have increased 7.7% over the past year (2024). Since 2000, this ZIP has seen +116% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.3% 145
2021 +9.3% 159
2022 +22.1% 194
2023 +3.7% 201
2024 +7.7% 216

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 92 business establishments in ZIP 48883, employing approximately 635 people with a combined annual payroll of $32,347,000.

92

Businesses

635

Employees

$32.3M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Construction 17 18.5%
Retail trade 15 16.3%
Health care and social assistance 13 14.1%
Other services (except public administration) 9 9.8%
Accommodation and food services 6 6.5%
Transportation and warehousing 5 5.4%
Real estate and rental and leasing 5 5.4%
Professional, scientific, and technical services 5 5.4%
Finance and insurance 4 4.3%
Administrative and support and waste management and remediation services 4 4.3%
Manufacturing 3 3.3%
Wholesale trade 3 3.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48883 vs 48880 →

ZIP 48883 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48883 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48883 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48883 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48880 Saint Louis, MI 10,669 7.7 mi
48858 Mount Pleasant, MI 50,025 8.2 mi
48832 Elwell, MI 1,393 10.4 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 48883, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (7,122 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Isabella County

Frequently Asked Questions

What county is ZIP code 48883 in?

ZIP code 48883 (Shepherd) is located in Isabella County, Michigan. Isabella County contains multiple ZIP codes, see the full list at /counties/isabella-mi.

What is the population of ZIP code 48883?

ZIP code 48883 in Shepherd, MI has a population of 7,122 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 48883?

The median household income in ZIP 48883 is $65,223, which is 15% below the national average of $76,288.

What is the average home value in ZIP 48883?

The median home value in ZIP 48883 is $160,300, which is 42% below the national average of $278,155.

What is the demographic makeup of ZIP 48883?

The largest racial group in ZIP 48883 is White at 91.9%. Hispanic or Latino residents make up 3.6% of the population.

How many businesses are in ZIP code 48883?

ZIP code 48883 has 92 business establishments employing approximately 635 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 48883?

The top industries by establishment count in ZIP 48883 are: Construction (17), Retail trade (15), Health care and social assistance (13). There are 12 industry sectors represented in total.

How have home values changed in ZIP code 48883?

According to the FHFA House Price Index, home values in ZIP 48883 increased by 7.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 116%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 48883?

In ZIP code 48883, 62.9% of residents aged 25+ have a high school diploma or higher, and 23.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 48883?

The mean commute time for workers in ZIP code 48883 is 22.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 48883?

In ZIP code 48883, approximately 87.6% of occupied housing units are owner-occupied and 12.4% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 48883?

The poverty rate in ZIP code 48883 is 12.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 48883's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

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What to do with ZIP 48883's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.