Residential delivery area · Michigan
ZIP Code 48832: Elwell, MI
ZIP code 48832 uses the postal name Elwell, Michigan and lies entirely in Gratiot County (Census 2020 ZIP-county file). About 1,300 people live there (Census Bureau, ACS 2020-2024). Median household income is $73,393 (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.
- ACS2020-24
- Census2020
- FHFA2021
- ZBP2023
- IRS2022
- Town
- Elwell · its only residential ZIP
- County
- Gratiot County
- Micro area
- Alma, MI
- House district
- MI-2 119th Congress
- State
- Michigan
- Time zone
- Eastern
- Land area
- 25.7 sq mi · 51 people per sq mi
Where is ZIP code 48832?
48832 centers on 43.412°, -84.777° and covers 25.7 square miles of land plus 0.0 of water. It borders 4 ZIP codes: 48877, 48801, 48889, 48883.
The map draws ZIP code areas only. For the streets inside 48832, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 48832 compare with the rest of Gratiot County?
| Measure | 48832 | In Gratiot County | In MI |
|---|---|---|---|
| People (ACS 2020-2024) | 1,307 | 13th of 20 | 773rd of 992 |
| Median household income | $73k | not ranked | not ranked |
| Median home value | $164k | 6th of 15 | 560th of 779 |
48832's median household income is not ranked: its 90% margin of error (±$19,742) is more than a quarter of the figure ($73,393). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 42% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 48832?
The 2020 Census counted 1,386 people in 48832; the ACS, which samples households over 2020-2024, estimates 1,307. Between the 2010 and 2020 censuses its population fell 0.5% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 1,307±225 (90% margin)
- 2020 Census count
- 1,386−0.5% since 2010 (1,393)
- Households
- 536
- Median age
- 44.0
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 48832?
Of the 1,307 people the ACS estimates in 48832, 19.4% are under 18 and 23.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (93.3%).
- Under 1819.4%
- 18 to 6457.4%
- 65 and older23.3%
- White, not Hispanic93.3%
- Other or two or more3.6%
- Hispanic or Latino3.1%
- Black, not Hispanic0.0%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 48832 earn?
Median household income is $73,393 (ACS 2020-2024). It is not measurably different from 2015-2019 ($69,900 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $73,393±$19,742
- Income per person
- $31,913
- Below the poverty line
- 9.1%
- Unemployed (of the labor force)
- 1.5%
- Adults 25+ with a bachelor's degree
- 19.0%
- Adjusted gross income per tax return, 2022
- $56,491660 returns; wages 78% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 48832?
- Median home value (owners' estimate)
- $163,700
- Median gross rent
- $879
- Homes owned by their occupants
- 92.4%
- Housing units
- 562
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 48832?
11 business establishments had a location in this ZIP code in 2023, 3 more than in 2018; the most are in administrative and support and waste management and remediation services (ZIP Code Business Patterns).
- Administrative and support and waste management and remediation services3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 48832?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 48877 | Riverdale | 1,962 | $65k | 3.3 mi |
| 48801 | Alma | 13,278 | $59k | 5.6 mi |
| 48889 | Sumner | 1,528 | $60k | 8.9 mi |
| 48883 | Shepherd | 7,292 | $65k | 10.5 mi |
| 48891 | Vestaburg | 2,915 | $51k | 6.9 mi (near) |
| 48896 | Winn | 226 | $136k | 9.8 mi (near) |
| 48880 | Saint Louis | 9,994 | $60k | 10.5 mi (near) |
| 48818 | Crystal | 2,554 | $56k | 11.4 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.