PlainZIP

Elwell, MI · standard

ZIP Code 48832

Gratiot County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,393
21/sq mi
$73,393
Median income
$163,700
Median home value
19.0%
Bachelor's or higher

The verdict

Elwell pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 48%
household income, US ZIPs
32th pct
home value, US ZIPs
21
people per sq mi
92%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48832 against every reporting US ZIP.

ZIP code 48832 is a sparsely populated ZIP (a standard USPS delivery area) in Elwell, Gratiot County, Michigan, home to just 1,393 residents across 67.3 square miles, a density of 21 people per square mile, in the Detroit time zone.

ZIP 48832 lands in the middle-income range, with a median household income of $73,393 (0% above the Michigan average), while per-capita income is $31,913. 9.1% of residents live below the poverty line, and the unemployment rate reads 1.5%. On housing, the median home value is $163,700 (25% below the state average) with median rent at $879 per month, and 92.4% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 19.0% of adults hold a bachelor's degree or higher, the median age is 44, and the average commute is -. Beyond these figures, 7 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Gratiot County, letting you compare 48832 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48832, Elwell, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,393

Population

67.3

Area (sq mi)

21

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48832?

44.0

Median Age

50.2%

Male

49.8%

Female

0.0%

Foreign-Born

White 93.3%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.9%
Hispanic or Latino 3.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$73,393

Median Household Income

+0% vs state

$31,913

Per Capita Income

9.1%

Poverty Rate

1.5%

Unemployment Rate

How ZIP 48832 ranks nationally

Elwell, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$73,393 Top 48% higher than 52% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.2%
Bachelor's Degree or Higher 19.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

562

Total Housing Units

536

Occupied Units

26

Vacant Units

2.44

Avg Household Size

Occupancy Type

Owner 92.4%
Renter 7.6%

$163,700

Median Home Value

-25% vs state

$879

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 11 business establishments in ZIP 48832, employing approximately 41 people with a combined annual payroll of $1,687,000.

11

Businesses

41

Employees

$1.7M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Administrative and support and waste management and remediation services 3 27.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48832 vs 48877 →

ZIP 48832 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48832 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48832 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48832 ranks #2 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48877 Riverdale, MI 2,392 3.3 mi
48801 Alma, MI 12,923 5.7 mi
48889 Sumner, MI 1,322 8.5 mi
48891 Vestaburg, MI 2,985 6.8 mi
48896 Winn, MI 154 9.5 mi
48883 Shepherd, MI 7,122 10.4 mi
48818 Crystal, MI 2,407 11.1 mi

More ZIP Codes in Gratiot County

48801 standard
Alma, MI
Pop: 12,923
48847 standard
Ithaca, MI
Pop: 6,041
48615 standard
Breckenridge, MI
Pop: 3,058
48877 standard
Riverdale, MI
Pop: 2,392
48871 standard
Perrinton, MI
Pop: 1,952
48806 standard
Ashley, MI
Pop: 1,676

Related Areas

Gratiot County Elwell, MI Michigan

Frequently Asked Questions

What county is ZIP code 48832 in? ▼
ZIP code 48832 (Elwell) is located in Gratiot County, Michigan. Gratiot County contains multiple ZIP codes, see the full list at /counties/gratiot-mi.
What is the population of ZIP code 48832? ▼
ZIP code 48832 in Elwell, MI has a population of 1,393 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48832? ▼
The median household income in ZIP 48832 is $73,393, which is 4% below the national average of $76,288.
What is the average home value in ZIP 48832? ▼
The median home value in ZIP 48832 is $163,700, which is 41% below the national average of $278,155.
What is the demographic makeup of ZIP 48832? ▼
The largest racial group in ZIP 48832 is White at 93.3%. Hispanic or Latino residents make up 3.1% of the population.
How many businesses are in ZIP code 48832? ▼
ZIP code 48832 has 11 business establishments employing approximately 41 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 48832? ▼
In ZIP code 48832, 61.2% of residents aged 25+ have a high school diploma or higher, and 19.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 48832? ▼
In ZIP code 48832, approximately 92.4% of occupied housing units are owner-occupied and 7.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48832? ▼
The poverty rate in ZIP code 48832 is 9.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.