ZIP Code 48846
standardSource:
Ionia · Ionia County · Michigan
- Population
- 20,269
- Median income
- $66,742
- Median home value
- $172,700
- Bachelor's or higher
- 12.5%
- Land area
- 280.7 sq mi
72/sq mi
▼ 13% vs US
higher than 41% of US ZIPs
▼ 38% vs US
higher than 35% of US ZIPs
Median age 39.2
Detroit
ZIP code 48846 in Ionia, Michigan has a population of 20,269. The median household income is $66,742, which is 13% below the national average. Median home value is $172,700, 38% below the US average. 12.5% of residents hold a bachelor's degree or higher.
ZIP code 48846 is classified by USPS as a standard delivery area and covers roughly 280.7 square miles in Ionia, Ionia County, Michigan. The area is home to 20,269 residents, producing a population density of 72 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 48846 against Michigan and the nation.
On the economic side, the median household income for ZIP 48846 sits at $66,742 (9% below the Michigan average), while per-capita income is $27,379. The poverty rate stands at 13.1% and the unemployment rate at 4.5%. On housing, the median home value is $172,700 (21% below the state average) with median rent at $885 per month, and 68.1% of occupied units are owner-occupied, a direct signal of whether 48846 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 12.5% of adults hold a bachelor's degree or higher, the median age is 39.2, and the average commute is 24 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Ionia County, so you can benchmark 48846 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 48846
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 48846.
- Retail trade
Retail trade
59 establishments
- Health care and social assistance
Health care and social assistance
51 establishments
- Other services (except public administration)
Other services (except public administration)
47 establishments
- Accommodation and food services
Accommodation and food services
32 establishments
- Finance and insurance
Finance and insurance
24 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 48846, Ionia, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
20,269
Population
280.7
Area (sq mi)
72
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48846?
39.2
Median Age
59.7%
Male
40.3%
Female
1.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$66,742
Median Household Income
-9% vs state
$27,379
Per Capita Income
13.1%
Poverty Rate
4.5%
Unemployment Rate
23.5 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
7,484
Total Housing Units
7,081
Occupied Units
403
Vacant Units
2.60
Avg Household Size
Occupancy Type
$172,700
Median Home Value
-21% vs state
$885
Median Rent
1962
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.3%
YoY Change (2024)
222
HPI Index (2000 = 100)
+122%
Total Change Since 2000
Home values in ZIP 48846 have increased 7.3% over the past year (2024). Since 2000, this ZIP has seen +122% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.0% | 142 |
| 2021 | +13.6% | 161 |
| 2022 | +13.5% | 183 |
| 2023 | +13.1% | 207 |
| 2024 | +7.3% | 222 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 300 business establishments in ZIP 48846, employing approximately 5,384 people with a combined annual payroll of $223,461,000.
300
Businesses
5,384
Employees
$223.5M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 59 | 19.7% |
| Health care and social assistance | 51 | 17.0% |
| Other services (except public administration) | 47 | 15.7% |
| Accommodation and food services | 32 | 10.7% |
| Finance and insurance | 24 | 8.0% |
| Construction | 22 | 7.3% |
| Professional, scientific, and technical services | 13 | 4.3% |
| Administrative and support and waste management and remediation services | 13 | 4.3% |
| Real estate and rental and leasing | 11 | 3.7% |
| Manufacturing | 8 | 2.7% |
| Arts, entertainment, and recreation | 8 | 2.7% |
| Wholesale trade | 4 | 1.3% |
| Transportation and warehousing | 3 | 1.0% |
| Information | 3 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 48846 vs 48865 →
More ZIP Codes in Ionia County
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Frequently Asked Questions
What county is ZIP code 48846 in? ▼
What is the population of ZIP code 48846? ▼
What is the median household income in ZIP 48846? ▼
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What is the demographic makeup of ZIP 48846? ▼
How many businesses are in ZIP code 48846? ▼
What are the main industries in ZIP code 48846? ▼
How have home values changed in ZIP code 48846? ▼
What is the education level in ZIP code 48846? ▼
What is the average commute time in ZIP 48846? ▼
What percentage of residents own vs. rent in ZIP 48846? ▼
What is the poverty rate in ZIP code 48846? ▼
ZIP Code Research Guides
Official Data Resources for Ionia, MI
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.