ZIP Code 48809

standard

Source:

Belding · Ionia County · Michigan

Population
11,015

52/sq mi

Median income
$71,071

▼ 7% vs US

higher than 48% of US ZIPs

Median home value
$210,400

▼ 24% vs US

higher than 46% of US ZIPs

Bachelor's or higher
17.2%

Median age 41.1

Land area
212.6 sq mi

Detroit

ZIP code 48809 in Belding, Michigan has a population of 11,015. The median household income is $71,071, which is 7% below the national average. Median home value is $210,400, 24% below the US average. 17.2% of residents hold a bachelor's degree or higher.

ZIP code 48809 is classified by USPS as a standard delivery area and covers roughly 212.6 square miles in Belding, Ionia County, Michigan. The area is home to 11,015 residents, producing a population density of 52 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 48809 against Michigan and the nation.

On the economic side, the median household income for ZIP 48809 sits at $71,071 (3% below the Michigan average), while per-capita income is $35,833. The poverty rate stands at 9.8% and the unemployment rate at 5.2%. On housing, the median home value is $210,400 (4% below the state average) with median rent at $888 per month, and 77.1% of occupied units are owner-occupied, a direct signal of whether 48809 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 17.2% of adults hold a bachelor's degree or higher, the median age is 41.1, and the average commute is 32 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Ionia County, so you can benchmark 48809 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 48809

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 48809.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 48809, Belding, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

11,015

Population

212.6

Area (sq mi)

52

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48809?

41.1

Median Age

50.0%

Male

50.0%

Female

1.5%

Foreign-Born

White 90.2%
African American 1.7%
Asian 0.5%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.0%
Hispanic or Latino 5.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$71,071

Median Household Income

-3% vs state

$35,833

Per Capita Income

9.8%

Poverty Rate

5.2%

Unemployment Rate

31.7 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.0%
Bachelor's Degree or Higher 17.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,528

Total Housing Units

4,172

Occupied Units

356

Vacant Units

2.61

Avg Household Size

Occupancy Type

Owner 77.1%
Renter 22.9%

$210,400

Median Home Value

-4% vs state

$888

Median Rent

1967

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+12.6%

YoY Change (2024)

231

HPI Index (2000 = 100)

+131%

Total Change Since 2000

Home values in ZIP 48809 have increased 12.6% over the past year (2024). Since 2000, this ZIP has seen +131% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.7% 148
2021 +12.9% 167
2022 +17.9% 197
2023 +4.1% 205
2024 +12.6% 231

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 171 business establishments in ZIP 48809, employing approximately 2,049 people with a combined annual payroll of $109,691,000.

171

Businesses

2,049

Employees

$109.7M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Construction 27 15.8%
Manufacturing 27 15.8%
Retail trade 20 11.7%
Other services (except public administration) 20 11.7%
Administrative and support and waste management and remediation services 17 9.9%
Accommodation and food services 17 9.9%
Health care and social assistance 12 7.0%
Finance and insurance 7 4.1%
Professional, scientific, and technical services 6 3.5%
Transportation and warehousing 4 2.3%
Wholesale trade 3 1.8%
Educational services 3 1.8%
Arts, entertainment, and recreation 3 1.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48809 vs 48838 →

ZIP Code City Population Distance
48838 Greenville, MI 17,863 8.2 mi
48881 Saranac, MI 5,501 9.6 mi
49331 Lowell, MI 16,627 9.2 mi

More ZIP Codes in Ionia County

Frequently Asked Questions

What county is ZIP code 48809 in?
ZIP code 48809 (Belding) is located in Ionia County, Michigan. Ionia County contains multiple ZIP codes, see the full list at /counties/ionia-mi.
What is the population of ZIP code 48809?
ZIP code 48809 in Belding, MI has a population of 11,015 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48809?
The median household income in ZIP 48809 is $71,071, which is 7% below the national average of $76,288.
What is the average home value in ZIP 48809?
The median home value in ZIP 48809 is $210,400, which is 24% below the national average of $278,155.
What is the demographic makeup of ZIP 48809?
The largest racial group in ZIP 48809 is White at 90.2%. Hispanic or Latino residents make up 5.0% of the population.
How many businesses are in ZIP code 48809?
ZIP code 48809 has 171 business establishments employing approximately 2,049 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48809?
The top industries by establishment count in ZIP 48809 are: Construction (27), Manufacturing (27), Retail trade (20). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 48809?
According to the FHFA House Price Index, home values in ZIP 48809 increased by 12.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 131%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48809?
In ZIP code 48809, 50.0% of residents aged 25+ have a high school diploma or higher, and 17.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48809?
The mean commute time for workers in ZIP code 48809 is 31.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48809?
In ZIP code 48809, approximately 77.1% of occupied housing units are owner-occupied and 22.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48809?
The poverty rate in ZIP code 48809 is 9.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Belding, MI

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.