Belding, MI · standard
ZIP Code 48809
Ionia County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 11,015
- 52/sq mi Moderate-density area
- $71,071
- Median income Near-median income area
- $210,400
- Median home value Near-median home value
- 17.2%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Belding pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 48th pct
- household income, US ZIPs
- 46th pct
- home value, US ZIPs
- 52
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48809 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 48809 (Belding, MI) rose +12.6% from 2023 to 2024. The all-transactions index moved from 205.2 in 2023 to 230.9 in 2024 (2000 = 100).
ZIP code 48809 is a mid-sized community (a standard USPS delivery area) in Belding, Ionia County, Michigan, home to 11,015 residents across 212.6 square miles, a density of 52 people per square mile, in the Detroit time zone.
ZIP 48809 lands in the middle-income range, with a median household income of $71,071 (3% below the average Michigan ZIP), while per-capita income is $35,833. The poverty rate is 9.8%, with unemployment at 5.2%; those measures add context to the income figure. Median home value is $210,400 (4% below the average Michigan ZIP) and median rent is $888; 77.1% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 17.2% of adults hold a bachelor's degree or higher, the median age is 41.1, and the average commute is 32 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Ionia County, so 48809 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 48809
Top 5 sectors by establishment count in Belding, MI
Which industries have the most business establishments in ZIP 48809.
- Construction
Construction
27 establishments
- Manufacturing
Manufacturing
27 establishments
- Retail trade
Retail trade
20 establishments
- Other services (except public administration)
Other services (except public administration)
20 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
17 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48809, Belding, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
11,015
Population
212.6
Area (sq mi)
52
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48809?
41.1
Median Age
50.0%
Male
50.0%
Female
1.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$71,071
Median Household Income
-3% vs state ZIP avg
$35,833
Per Capita Income
9.8%
Poverty Rate
5.2%
Unemployment Rate
31.7 min
Mean Commute Time
How ZIP 48809 ranks among Michigan ZIPs
Belding, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$71,071 Top 46% higher than 54% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,528housing units
4,528
Total Housing Units
4,172
Occupied Units
356
Vacant Units
2.61
Avg Household Size
Occupancy Type
$210,400
Median Home Value
-4% vs state ZIP avg
$888
Median Rent
1967
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+12.6%
YoY Change (2024)
231
HPI Index (2000 = 100)
+131%
Total Change Since 2000
Home values in ZIP 48809 have increased 12.6% over the past year (2024). Since 2000, this ZIP has seen +131% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.7% | 148 |
| 2021 | +12.9% | 167 |
| 2022 | +17.9% | 197 |
| 2023 | +4.1% | 205 |
| 2024 | +12.6% | 231 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 171 business establishments in ZIP 48809, employing approximately 2,049 people with a combined annual payroll of $109,691,000.
171
Businesses
2,049
Employees
$109.7M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 27 | 15.8% |
| Manufacturing | 27 | 15.8% |
| Retail trade | 20 | 11.7% |
| Other services (except public administration) | 20 | 11.7% |
| Administrative and support and waste management and remediation services | 17 | 9.9% |
| Accommodation and food services | 17 | 9.9% |
| Health care and social assistance | 12 | 7.0% |
| Finance and insurance | 7 | 4.1% |
| Professional, scientific, and technical services | 6 | 3.5% |
| Transportation and warehousing | 4 | 2.3% |
| Wholesale trade | 3 | 1.8% |
| Educational services | 3 | 1.8% |
| Arts, entertainment, and recreation | 3 | 1.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 48809 vs 48838 →
ZIP 48809 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48838
Greenville (48838)
17,863 residents
- 49331
Lowell (49331)
16,627 residents
- 48809
Belding (48809)
11,015 residents
- 48881 5,501
Saranac (48881)
5,501 residents
What this shows Among its immediate neighbors, ZIP 48809 ranks #3 by population - useful context the national average alone can't give.
ZIP 48809 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49331
Lowell (49331)
$91,800 median income
- 48881
Saranac (48881)
$78,607 median income
- 48809
Belding (48809)
$71,071 median income
- 48838
Greenville (48838)
$70,176 median income
What this shows By household income, ZIP 48809 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 48809, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (11,015 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Ionia County
Related Areas
Frequently Asked Questions
What county is ZIP code 48809 in?
ZIP code 48809 (Belding) is located in Ionia County, Michigan. Ionia County contains multiple ZIP codes, see the full list at /counties/ionia-mi.
What is the population of ZIP code 48809?
ZIP code 48809 in Belding, MI has a population of 11,015 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48809?
The median household income in ZIP 48809 is $71,071, which is 7% below the national average of $76,288.
What is the average home value in ZIP 48809?
The median home value in ZIP 48809 is $210,400, which is 24% below the national average of $278,155.
What is the demographic makeup of ZIP 48809?
The largest racial group in ZIP 48809 is White at 90.2%. Hispanic or Latino residents make up 5.0% of the population.
How many businesses are in ZIP code 48809?
ZIP code 48809 has 171 business establishments employing approximately 2,049 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48809?
The top industries by establishment count in ZIP 48809 are: Construction (27), Manufacturing (27), Retail trade (20). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 48809?
According to the FHFA House Price Index, home values in ZIP 48809 increased by 12.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 131%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48809?
In ZIP code 48809, 50.0% of residents aged 25+ have a high school diploma or higher, and 17.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48809?
The mean commute time for workers in ZIP code 48809 is 31.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48809?
In ZIP code 48809, approximately 77.1% of occupied housing units are owner-occupied and 22.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48809?
The poverty rate in ZIP code 48809 is 9.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 48809's numbers, next.
- See how ZIP 48809 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Belding, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.