PlainZIP

Belding, MI · standard

ZIP Code 48809

Ionia County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

11,015
52/sq mi
$71,071
Median income
$210,400
Median home value
17.2%
Bachelor's or higher

The verdict

Belding pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

48th pct
household income, US ZIPs
46th pct
home value, US ZIPs
52
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48809 against every reporting US ZIP.

ZIP code 48809 is a mid-sized community (a standard USPS delivery area) in Belding, Ionia County, Michigan, home to 11,015 residents across 212.6 square miles, a density of 52 people per square mile, in the Detroit time zone.

ZIP 48809 lands in the middle-income range, with a median household income of $71,071 (3% below the Michigan average), while per-capita income is $35,833. Poverty here runs at 9.8%, with unemployment measured at 5.2%. Median home value sits at $210,400 (4% below the state average), median rent at $888 a month, and owner-occupancy at 77.1%.

Educational attainment sits below the national norm: 17.2% of adults hold a bachelor's degree or higher, the median age is 41.1, and the average commute is 32 minutes. To put 48809 in local context, 3 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Ionia County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48809

Top 5 sectors by establishment count in Belding, MI

Which industries have the most business establishments in ZIP 48809.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48809, Belding, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

11,015

Population

212.6

Area (sq mi)

52

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48809?

41.1

Median Age

50.0%

Male

50.0%

Female

1.5%

Foreign-Born

White 90.2%
African American 1.7%
Asian 0.5%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.0%
Hispanic or Latino 5.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$71,071

Median Household Income

-3% vs state

$35,833

Per Capita Income

9.8%

Poverty Rate

5.2%

Unemployment Rate

31.7 min

Mean Commute Time

How ZIP 48809 ranks nationally

Belding, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$71,071 48th percentile higher than 48% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.0%
Bachelor's Degree or Higher 17.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,528

Total Housing Units

4,172

Occupied Units

356

Vacant Units

2.61

Avg Household Size

Occupancy Type

Owner 77.1%
Renter 22.9%

$210,400

Median Home Value

-4% vs state

$888

Median Rent

1967

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+12.6%

YoY Change (2024)

231

HPI Index (2000 = 100)

+131%

Total Change Since 2000

Home values in ZIP 48809 have increased 12.6% over the past year (2024). Since 2000, this ZIP has seen +131% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.7% 148
2021 +12.9% 167
2022 +17.9% 197
2023 +4.1% 205
2024 +12.6% 231

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 171 business establishments in ZIP 48809, employing approximately 2,049 people with a combined annual payroll of $109,691,000.

171

Businesses

2,049

Employees

$109.7M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Construction 27 15.8%
Manufacturing 27 15.8%
Retail trade 20 11.7%
Other services (except public administration) 20 11.7%
Administrative and support and waste management and remediation services 17 9.9%
Accommodation and food services 17 9.9%
Health care and social assistance 12 7.0%
Finance and insurance 7 4.1%
Professional, scientific, and technical services 6 3.5%
Transportation and warehousing 4 2.3%
Wholesale trade 3 1.8%
Educational services 3 1.8%
Arts, entertainment, and recreation 3 1.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48809 vs 48838 →

ZIP 48809 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48809 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48809 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48809 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48838 Greenville, MI 17,863 8.2 mi
48881 Saranac, MI 5,501 9.6 mi
49331 Lowell, MI 16,627 9.2 mi

More ZIP Codes in Ionia County

48846 standard
Ionia, MI
Pop: 20,269
48875 standard
Portland, MI
Pop: 10,186
48849 standard
Lake Odessa, MI
Pop: 5,717
48881 standard
Saranac, MI
Pop: 5,501
48851 standard
Lyons, MI
Pop: 2,365
48815 standard
Clarksville, MI
Pop: 2,259

Related Areas

Ionia County Belding, MI Michigan

Frequently Asked Questions

What county is ZIP code 48809 in? ▼
ZIP code 48809 (Belding) is located in Ionia County, Michigan. Ionia County contains multiple ZIP codes, see the full list at /counties/ionia-mi.
What is the population of ZIP code 48809? ▼
ZIP code 48809 in Belding, MI has a population of 11,015 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48809? ▼
The median household income in ZIP 48809 is $71,071, which is 7% below the national average of $76,288.
What is the average home value in ZIP 48809? ▼
The median home value in ZIP 48809 is $210,400, which is 24% below the national average of $278,155.
What is the demographic makeup of ZIP 48809? ▼
The largest racial group in ZIP 48809 is White at 90.2%. Hispanic or Latino residents make up 5.0% of the population.
How many businesses are in ZIP code 48809? ▼
ZIP code 48809 has 171 business establishments employing approximately 2,049 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48809? ▼
The top industries by establishment count in ZIP 48809 are: Construction (27), Manufacturing (27), Retail trade (20). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 48809? ▼
According to the FHFA House Price Index, home values in ZIP 48809 increased by 12.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 131%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48809? ▼
In ZIP code 48809, 50.0% of residents aged 25+ have a high school diploma or higher, and 17.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48809? ▼
The mean commute time for workers in ZIP code 48809 is 31.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48809? ▼
In ZIP code 48809, approximately 77.1% of occupied housing units are owner-occupied and 22.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48809? ▼
The poverty rate in ZIP code 48809 is 9.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.