ZIP Code 49045

standard

Source:

Decatur · Van Buren County · Michigan

Population
5,598

25/sq mi

Median income
$57,436

▼ 25% vs US

higher than 25% of US ZIPs

Median home value
$177,300

▼ 36% vs US

higher than 37% of US ZIPs

Bachelor's or higher
15.5%

Median age 45.7

Land area
224.8 sq mi

Detroit

ZIP code 49045 in Decatur, Michigan has a population of 5,598. The median household income is $57,436, which is 25% below the national average. Median home value is $177,300, 36% below the US average. 15.5% of residents hold a bachelor's degree or higher.

ZIP code 49045 is classified by USPS as a standard delivery area and covers roughly 224.8 square miles in Decatur, Van Buren County, Michigan. The area is home to 5,598 residents, producing a population density of 25 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 49045 against Michigan and the nation.

On the economic side, the median household income for ZIP 49045 sits at $57,436 (22% below the Michigan average), while per-capita income is $33,383. The poverty rate stands at 18.0% and the unemployment rate at 4.7%. On housing, the median home value is $177,300 (19% below the state average) with median rent at $838 per month, and 84.6% of occupied units are owner-occupied, a direct signal of whether 49045 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 15.5% of adults hold a bachelor's degree or higher, the median age is 45.7, and the average commute is 24 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Van Buren County, so you can benchmark 49045 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 49045

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 49045.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 49045, Decatur, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

5,598

Population

224.8

Area (sq mi)

25

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49045?

45.7

Median Age

51.0%

Male

49.0%

Female

4.3%

Foreign-Born

White 83.7%
African American 1.3%
Asian 0.1%
American Indian or Alaska Native 1.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.6%
Hispanic or Latino 12.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$57,436

Median Household Income

-22% vs state

$33,383

Per Capita Income

18.0%

Poverty Rate

4.7%

Unemployment Rate

24.3 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 48.2%
Bachelor's Degree or Higher 15.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,832

Total Housing Units

2,281

Occupied Units

551

Vacant Units

2.29

Avg Household Size

Occupancy Type

Owner 84.6%
Renter 15.4%

$177,300

Median Home Value

-19% vs state

$838

Median Rent

1966

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.6%

YoY Change (2024)

193

HPI Index (2000 = 100)

+93%

Total Change Since 2000

Home values in ZIP 49045 have increased 8.6% over the past year (2024). Since 2000, this ZIP has seen +93% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.9% 136
2021 +10.1% 150
2022 +12.1% 168
2023 +6.1% 178
2024 +8.6% 193

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 82 business establishments in ZIP 49045, employing approximately 773 people with a combined annual payroll of $40,962,000.

82

Businesses

773

Employees

$41.0M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Retail trade 15 18.3%
Health care and social assistance 15 18.3%
Construction 14 17.1%
Other services (except public administration) 9 11.0%
Accommodation and food services 7 8.5%
Professional, scientific, and technical services 5 6.1%
Finance and insurance 4 4.9%
Manufacturing 3 3.7%
Wholesale trade 3 3.7%
Transportation and warehousing 3 3.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49045 vs 49064 →

ZIP Code City Population Distance
49064 Lawrence, MI 3,717 8.4 mi
49047 Dowagiac, MI 14,805 9.4 mi
49079 Paw Paw, MI 13,606 10.5 mi

More ZIP Codes in Van Buren County

Frequently Asked Questions

What county is ZIP code 49045 in?
ZIP code 49045 (Decatur) is located in Van Buren County, Michigan. Van Buren County contains multiple ZIP codes, see the full list at /counties/van-buren-mi.
What is the population of ZIP code 49045?
ZIP code 49045 in Decatur, MI has a population of 5,598 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49045?
The median household income in ZIP 49045 is $57,436, which is 25% below the national average of $76,288.
What is the average home value in ZIP 49045?
The median home value in ZIP 49045 is $177,300, which is 36% below the national average of $278,155.
What is the demographic makeup of ZIP 49045?
The largest racial group in ZIP 49045 is White at 83.7%. Hispanic or Latino residents make up 12.3% of the population.
How many businesses are in ZIP code 49045?
ZIP code 49045 has 82 business establishments employing approximately 773 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49045?
The top industries by establishment count in ZIP 49045 are: Retail trade (15), Health care and social assistance (15), Construction (14). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 49045?
According to the FHFA House Price Index, home values in ZIP 49045 increased by 8.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 93%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49045?
In ZIP code 49045, 48.2% of residents aged 25+ have a high school diploma or higher, and 15.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49045?
The mean commute time for workers in ZIP code 49045 is 24.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49045?
In ZIP code 49045, approximately 84.6% of occupied housing units are owner-occupied and 15.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49045?
The poverty rate in ZIP code 49045 is 18.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Decatur, MI

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.