Concord, MI · standard
ZIP Code 49237
Jackson County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,980
- 30/sq mi Moderate-density area
- $66,956
- Median income Near-median income area
- $185,600
- Median home value Near-median home value
- 15.6%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Concord pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 42nd pct
- household income, US ZIPs
- 39th pct
- home value, US ZIPs
- 30
- people per sq mi
- 91%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49237 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 49237 (Concord, MI) rose +21.3% from 2023 to 2024. The all-transactions index moved from 183.5 in 2023 to 222.6 in 2024 (2000 = 100).
ZIP code 49237 covers 98.7 square miles in Concord, Jackson County, Michigan (a standard USPS delivery area), with a modest 2,980 residents on file, a density of 30 people per square mile, in the Detroit time zone.
ZIP 49237 reports a modest median household income of $66,956 (9% below the average Michigan ZIP), while per-capita income is $33,507. Both reported hardship measures are comparatively low in absolute terms: poverty is 7.1% and unemployment is 1.1%. Home values sit below the statewide ZIP benchmark: the median is $185,600 (15% below the average Michigan ZIP), and median rent is $767; owner occupancy is 91.3%.
Educational attainment sits below the national norm: 15.6% of adults hold a bachelor's degree or higher, the median age is 43.2, and the average commute is 24 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Jackson County, so 49237 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 49237
Top 5 sectors by establishment count in Concord, MI
Which industries have the most business establishments in ZIP 49237.
- Construction
Construction
11 establishments
- Manufacturing
Manufacturing
7 establishments
- Retail trade
Retail trade
5 establishments
- Accommodation and food services
Accommodation and food services
5 establishments
- Real estate and rental and leasing 3
Real estate and rental and leasing
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49237, Concord, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,980
Population
98.7
Area (sq mi)
30
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 49237?
43.2
Median Age
50.4%
Male
49.6%
Female
0.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$66,956
Median Household Income
-9% vs state ZIP avg
$33,507
Per Capita Income
7.1%
Poverty Rate
1.1%
Unemployment Rate
23.8 min
Mean Commute Time
How ZIP 49237 ranks among Michigan ZIPs
Concord, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$66,956 47th percentile higher than 47% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,318housing units
1,318
Total Housing Units
1,231
Occupied Units
87
Vacant Units
2.51
Avg Household Size
Occupancy Type
$185,600
Median Home Value
-15% vs state ZIP avg
$767
Median Rent
1968
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+21.3%
YoY Change (2024)
223
HPI Index (2000 = 100)
+123%
Total Change Since 2000
Home values in ZIP 49237 have increased 21.3% over the past year (2024). Since 2000, this ZIP has seen +123% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.0% | 133 |
| 2021 | +12.2% | 149 |
| 2022 | +21.7% | 181 |
| 2023 | +1.3% | 183 |
| 2024 | +21.3% | 223 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 48 business establishments in ZIP 49237, employing approximately 227 people with a combined annual payroll of $11,270,000.
48
Businesses
227
Employees
$11.3M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 11 | 22.9% |
| Manufacturing | 7 | 14.6% |
| Retail trade | 5 | 10.4% |
| Accommodation and food services | 5 | 10.4% |
| Real estate and rental and leasing | 3 | 6.3% |
| Health care and social assistance | 3 | 6.3% |
| Other services (except public administration) | 3 | 6.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 49237 vs 49241 →
ZIP 49237 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49224
Albion (49224)
14,224 residents
- 49269
Parma (49269)
5,998 residents
- 49283 4,362
Spring Arbor (49283)
4,362 residents
- 49246 3,255
Horton (49246)
3,255 residents
- 49237 2,980
Concord (49237)
2,980 residents
- 49252 2,605
Litchfield (49252)
2,605 residents
- 49241 2,579
Hanover (49241)
2,579 residents
What this shows Among its immediate neighbors, ZIP 49237 ranks #5 by population - useful context the national average alone can't give.
ZIP 49237 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49283
Spring Arbor (49283)
$108,464 median income
- 49269
Parma (49269)
$86,699 median income
- 49246
Horton (49246)
$81,908 median income
- 49241
Hanover (49241)
$81,742 median income
- 49237
Concord (49237)
$66,956 median income
- 49252
Litchfield (49252)
$55,762 median income
- 49224
Albion (49224)
$53,144 median income
What this shows By household income, ZIP 49237 ranks #5 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 49237, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,980 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Jackson County
Related Areas
Frequently Asked Questions
What county is ZIP code 49237 in?
ZIP code 49237 (Concord) is located in Jackson County, Michigan. Jackson County contains multiple ZIP codes, see the full list at /counties/jackson-mi.
What is the population of ZIP code 49237?
ZIP code 49237 in Concord, MI has a population of 2,980 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49237?
The median household income in ZIP 49237 is $66,956, which is 12% below the national average of $76,288.
What is the average home value in ZIP 49237?
The median home value in ZIP 49237 is $185,600, which is 33% below the national average of $278,155.
What is the demographic makeup of ZIP 49237?
The largest racial group in ZIP 49237 is White at 96.6%. Hispanic or Latino residents make up 1.0% of the population.
How many businesses are in ZIP code 49237?
ZIP code 49237 has 48 business establishments employing approximately 227 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49237?
The top industries by establishment count in ZIP 49237 are: Construction (11), Manufacturing (7), Retail trade (5). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 49237?
According to the FHFA House Price Index, home values in ZIP 49237 increased by 21.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 123%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49237?
In ZIP code 49237, 57.0% of residents aged 25+ have a high school diploma or higher, and 15.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49237?
The mean commute time for workers in ZIP code 49237 is 23.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49237?
In ZIP code 49237, approximately 91.3% of occupied housing units are owner-occupied and 8.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49237?
The poverty rate in ZIP code 49237 is 7.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 49237's numbers, next.
- See how ZIP 49237 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Concord, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.