Horton, MI · standard
ZIP Code 49246
Jackson County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,255
- 37/sq mi Moderate-density area
- $81,908
- Median income Near-median income area
- $254,100
- Median home value Near-median home value
- 30.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Horton pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 36%
- household income, US ZIPs
- Top 42%
- home value, US ZIPs
- 37
- people per sq mi
- 94%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49246 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 49246 (Horton, MI) rose +26.8% from 2023 to 2024. The all-transactions index moved from 154.3 in 2023 to 195.7 in 2024 (2000 = 100).
ZIP code 49246 covers 88.5 square miles in Horton, Jackson County, Michigan (a standard USPS delivery area), with a modest 3,255 residents on file, a density of 37 people per square mile, in the Detroit time zone.
ZIP 49246 lands in the middle-income range, with a median household income of $81,908 (12% above the average Michigan ZIP), while per-capita income is $38,831. Both reported hardship measures are comparatively low in absolute terms: poverty is 6.9% and unemployment is 1.9%. Housing is both higher-cost and owner-heavy: median home value is $254,100 (16% above the average Michigan ZIP), while 94.3% of occupied homes are owner-occupied and median rent is $1,083.
A solid share of residents have a four-year degree: 30.9% of adults hold a bachelor's degree or higher, the median age is 33.8, and the average commute is 31 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Jackson County, so 49246 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 49246
Top 5 sectors by establishment count in Horton, MI
Which industries have the most business establishments in ZIP 49246.
- Construction
Construction
10 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
6 establishments
- Retail trade
Retail trade
4 establishments
- Accommodation and food services
Accommodation and food services
4 establishments
- Other services (except public administration)
Other services (except public administration)
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49246, Horton, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,255
Population
88.5
Area (sq mi)
37
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 49246?
33.8
Median Age
51.3%
Male
48.7%
Female
2.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$81,908
Median Household Income
+12% vs state ZIP avg
$38,831
Per Capita Income
6.9%
Poverty Rate
1.9%
Unemployment Rate
30.5 min
Mean Commute Time
How ZIP 49246 ranks among Michigan ZIPs
Horton, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$81,908 Top 28% higher than 72% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,390housing units
1,390
Total Housing Units
1,219
Occupied Units
171
Vacant Units
2.77
Avg Household Size
Occupancy Type
$254,100
Median Home Value
+16% vs state ZIP avg
$1,083
Median Rent
1977
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+26.8%
YoY Change (2024)
196
HPI Index (2000 = 100)
+96%
Total Change Since 2000
Home values in ZIP 49246 have increased 26.8% over the past year (2024). Since 2000, this ZIP has seen +96% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.0% | 131 |
| 2021 | +9.3% | 143 |
| 2022 | +4.1% | 149 |
| 2023 | +3.4% | 154 |
| 2024 | +26.8% | 196 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 43 business establishments in ZIP 49246, employing approximately 266 people with a combined annual payroll of $17,337,000.
43
Businesses
266
Employees
$17.3M
Annual Payroll
5
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 10 | 23.3% |
| Professional, scientific, and technical services | 6 | 13.9% |
| Retail trade | 4 | 9.3% |
| Accommodation and food services | 4 | 9.3% |
| Other services (except public administration) | 4 | 9.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 49246 vs 49241 →
ZIP 49246 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49203
Jackson (49203)
38,280 residents
- 49202
Jackson (49202)
20,661 residents
- 49250 6,182
Jonesville (49250)
6,182 residents
- 49283 4,362
Spring Arbor (49283)
4,362 residents
- 49249 3,408
Jerome (49249)
3,408 residents
- 49246 3,255
Horton (49246)
3,255 residents
- 49237 2,980
Concord (49237)
2,980 residents
- 49233 2,646
Cement City (49233)
2,646 residents
- 49241 2,579
Hanover (49241)
2,579 residents
What this shows Among its immediate neighbors, ZIP 49246 ranks #6 by population - useful context the national average alone can't give.
ZIP 49246 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49234
Clarklake (49234)
$110,313 median income
- 49283
Spring Arbor (49283)
$108,464 median income
- 49249
Jerome (49249)
$82,407 median income
- 49246
Horton (49246)
$81,908 median income
- 49241
Hanover (49241)
$81,742 median income
- 49233
Cement City (49233)
$81,250 median income
- 49237
Concord (49237)
$66,956 median income
- 49250
Jonesville (49250)
$65,744 median income
- 49203
Jackson (49203)
$56,201 median income
What this shows By household income, ZIP 49246 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 49241 | Hanover, MI | 2,579 | 5.0 mi |
| 49283 | Spring Arbor, MI | 4,362 | 6.0 mi |
| 49234 | Clarklake, MI | 2,579 | 7.2 mi |
| 49249 | Jerome, MI | 3,408 | 7.6 mi |
| 49282 | Somerset Center, MI | 372 | 8.0 mi |
| 49237 | Concord, MI | 2,980 | 8.1 mi |
| 49203 | Jackson, MI | 38,280 | 8.6 mi |
| 49233 | Cement City, MI | 2,646 | 8.7 mi |
| 49250 | Jonesville, MI | 6,182 | 9.4 mi |
| 49202 | Jackson, MI | 20,661 | 11.1 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 49246, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,255 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Jackson County
Related Areas
Frequently Asked Questions
What county is ZIP code 49246 in?
ZIP code 49246 (Horton) is located in Jackson County, Michigan. Jackson County contains multiple ZIP codes, see the full list at /counties/jackson-mi.
What is the population of ZIP code 49246?
ZIP code 49246 in Horton, MI has a population of 3,255 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49246?
The median household income in ZIP 49246 is $81,908, which is 7% above the national average of $76,288.
What is the average home value in ZIP 49246?
The median home value in ZIP 49246 is $254,100, which is 9% below the national average of $278,155.
What is the demographic makeup of ZIP 49246?
The largest racial group in ZIP 49246 is White at 91.5%. Hispanic or Latino residents make up 5.0% of the population.
How many businesses are in ZIP code 49246?
ZIP code 49246 has 43 business establishments employing approximately 266 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49246?
The top industries by establishment count in ZIP 49246 are: Construction (10), Professional, scientific, and technical services (6), Retail trade (4). There are 5 industry sectors represented in total.
How have home values changed in ZIP code 49246?
According to the FHFA House Price Index, home values in ZIP 49246 increased by 26.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 96%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49246?
In ZIP code 49246, 61.1% of residents aged 25+ have a high school diploma or higher, and 30.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49246?
The mean commute time for workers in ZIP code 49246 is 30.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49246?
In ZIP code 49246, approximately 94.3% of occupied housing units are owner-occupied and 5.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49246?
The poverty rate in ZIP code 49246 is 6.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 49246's numbers, next.
- See how ZIP 49246 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Horton, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.