Cement City, MI · standard

ZIP Code 49233

Hillsdale County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,646
48/sq mi Moderate-density area
$81,250
Median income Near-median income area
$229,600
Median home value Near-median home value
33.5%
Bachelor's or higher Above-average bachelor's attainment

National ZIP placement

Cement City pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 36%
household income, US ZIPs
Top 48%
home value, US ZIPs
48
people per sq mi
91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49233 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 49233 (Cement City, MI) rose +23.1% from 2023 to 2024. The all-transactions index moved from 165.9 in 2023 to 204.3 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 49233 covers 55.5 square miles in Cement City, Hillsdale County, Michigan (a standard USPS delivery area), with a modest 2,646 residents on file, a density of 48 people per square mile, in the Detroit time zone.

ZIP 49233 lands in the middle-income range, with a median household income of $81,250 (11% above the average Michigan ZIP), while per-capita income is $41,066. The poverty rate is 13.0%, with unemployment at 3.8%; those measures add context to the income figure. Median home value is $229,600 (5% above the average Michigan ZIP) and median rent is $1,012; 90.6% of occupied homes are owner-occupied.

A solid share of residents have a four-year degree: 33.5% of adults hold a bachelor's degree or higher, the median age is 46.3, and the average commute is 27 minutes. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Hillsdale County, so 49233 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 49233

Top 5 sectors by establishment count in Cement City, MI

Which industries have the most business establishments in ZIP 49233.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49233, Cement City, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,646

Population

55.5

Area (sq mi)

48

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49233?

46.3

Median Age

47.1%

Male

52.9%

Female

1.9%

Foreign-Born

White 93.3%
African American 0.1%
Asian 1.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.7%
Hispanic or Latino 3.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$81,250

Median Household Income

+11% vs state ZIP avg

$41,066

Per Capita Income

13.0%

Poverty Rate

3.8%

Unemployment Rate

27.3 min

Mean Commute Time

How ZIP 49233 ranks among Michigan ZIPs

Cement City, MI household income vs. every Michigan ZIP code

Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$81,250 Top 29% higher than 71% of 962 Michigan ZIPs

This ZIP $0 $200K+ every Michigan ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.1%
Bachelor's Degree or Higher 33.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,366

Total Housing Units

1,150

Occupied Units

216

Vacant Units

2.55

Avg Household Size

Occupancy Type

Owner 90.6%
Renter 9.4%

$229,600

Median Home Value

+5% vs state ZIP avg

$1,012

Median Rent

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+23.1%

YoY Change (2024)

204

HPI Index (2000 = 100)

+104%

Total Change Since 2000

Home values in ZIP 49233 have increased 23.1% over the past year (2024). Since 2000, this ZIP has seen +104% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.5% 131
2021 +8.6% 142
2022 +12.9% 160
2023 +3.4% 166
2024 +23.1% 204

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 44 business establishments in ZIP 49233, employing approximately 386 people with a combined annual payroll of $20,986,000.

44

Businesses

386

Employees

$21.0M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Construction 8 18.2%
Professional, scientific, and technical services 6 13.6%
Retail trade 5 11.4%
Administrative and support and waste management and remediation services 5 11.4%
Accommodation and food services 4 9.1%
Other services (except public administration) 4 9.1%
Health care and social assistance 3 6.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49233 vs 49234 →

ZIP 49233 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49233 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49233 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49233 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
49234 Clarklake, MI 2,579 3.9 mi
49282 Somerset Center, MI 372 2.7 mi
49220 Addison, MI 2,290 4.8 mi
49249 Jerome, MI 3,408 5.6 mi
49230 Brooklyn, MI 10,475 7.6 mi
49253 Manitou Beach, MI 3,166 8.1 mi
49262 North Adams, MI 1,280 8.8 mi
49246 Horton, MI 3,255 8.7 mi
49261 Napoleon, MI 290 9.3 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 49233, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (2,646 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Hillsdale County

Frequently Asked Questions

What county is ZIP code 49233 in?

ZIP code 49233 (Cement City) is located in Hillsdale County, Michigan. Hillsdale County contains multiple ZIP codes, see the full list at /counties/hillsdale-mi.

What is the population of ZIP code 49233?

ZIP code 49233 in Cement City, MI has a population of 2,646 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 49233?

The median household income in ZIP 49233 is $81,250, which is 7% above the national average of $76,288.

What is the average home value in ZIP 49233?

The median home value in ZIP 49233 is $229,600, which is 17% below the national average of $278,155.

What is the demographic makeup of ZIP 49233?

The largest racial group in ZIP 49233 is White at 93.3%. Hispanic or Latino residents make up 3.8% of the population.

How many businesses are in ZIP code 49233?

ZIP code 49233 has 44 business establishments employing approximately 386 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 49233?

The top industries by establishment count in ZIP 49233 are: Construction (8), Professional, scientific, and technical services (6), Retail trade (5). There are 7 industry sectors represented in total.

How have home values changed in ZIP code 49233?

According to the FHFA House Price Index, home values in ZIP 49233 increased by 23.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 104%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 49233?

In ZIP code 49233, 63.1% of residents aged 25+ have a high school diploma or higher, and 33.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 49233?

The mean commute time for workers in ZIP code 49233 is 27.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 49233?

In ZIP code 49233, approximately 90.6% of occupied housing units are owner-occupied and 9.4% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 49233?

The poverty rate in ZIP code 49233 is 13.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 49233's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

Take this with you

What to do with ZIP 49233's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.