Allendale, MI · standard

ZIP Code 49401

Ottawa County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

20,735
312/sq mi High-density area
$74,880
Median income Near-median income area
$321,500
Median home value Above-median home value
40.8%
Bachelor's or higher Above-average bachelor's attainment

National ZIP placement

Allendale pairs an above-median household income with above-median home values, in a low-density, mixed-tenure area.

Top 45%
household income, US ZIPs
Top 30%
home value, US ZIPs
312
people per sq mi
57%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49401 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 49401 (Allendale, MI) rose +5.4% from 2023 to 2024. The all-transactions index moved from 227.2 in 2023 to 239.4 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 49401 is a densely settled ZIP (a standard USPS delivery area) in Allendale, Ottawa County, Michigan, with 20,735 residents across 66.5 square miles, a density of 312 people per square mile, in the Detroit time zone.

ZIP 49401 lands in the middle-income range, with a median household income of $74,880 (2% above the average Michigan ZIP), while per-capita income is $28,337. The poverty rate is 26.3%, so the area-level income figures should not be treated as typical household experience. Median home value is $321,500 (46% above the average Michigan ZIP) and median rent is $1,114; 57.3% of occupied homes are owner-occupied.

A solid share of residents have a four-year degree: 40.8% of adults hold a bachelor's degree or higher, the median age is 21.8, and the average commute is 21 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Ottawa County, so 49401 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 49401

Top 5 sectors by establishment count in Allendale, MI

Which industries have the most business establishments in ZIP 49401.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49401, Allendale, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

20,735

Population

66.5

Area (sq mi)

312

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49401?

21.8

Median Age

46.6%

Male

53.4%

Female

2.5%

Foreign-Born

White 89.4%
African American 2.6%
Asian 1.5%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.4%
Hispanic or Latino 4.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$74,880

Median Household Income

+2% vs state ZIP avg

$28,337

Per Capita Income

26.3%

Poverty Rate

7.2%

Unemployment Rate

21.3 min

Mean Commute Time

How ZIP 49401 ranks among Michigan ZIPs

Allendale, MI household income vs. every Michigan ZIP code

Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$74,880 Top 38% higher than 62% of 962 Michigan ZIPs

This ZIP $0 $200K+ every Michigan ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.6%
Bachelor's Degree or Higher 40.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,441

Total Housing Units

8,987

Occupied Units

454

Vacant Units

2.79

Avg Household Size

Occupancy Type

Owner 57.3%
Renter 42.7%

$321,500

Median Home Value

+46% vs state ZIP avg

$1,114

Median Rent

2003

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.4%

YoY Change (2024)

239

HPI Index (2000 = 100)

+139%

Total Change Since 2000

Home values in ZIP 49401 have increased 5.4% over the past year (2024). Since 2000, this ZIP has seen +139% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.9% 161
2021 +13.0% 182
2022 +12.4% 205
2023 +10.8% 227
2024 +5.4% 239

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 299 business establishments in ZIP 49401, employing approximately 3,794 people with a combined annual payroll of $152,821,000.

299

Businesses

3,794

Employees

$152.8M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Construction 61 20.4%
Retail trade 33 11.0%
Accommodation and food services 33 11.0%
Other services (except public administration) 29 9.7%
Health care and social assistance 27 9.0%
Professional, scientific, and technical services 26 8.7%
Manufacturing 19 6.3%
Real estate and rental and leasing 16 5.3%
Finance and insurance 14 4.7%
Administrative and support and waste management and remediation services 12 4.0%
Wholesale trade 11 3.7%
Information 7 2.3%
Transportation and warehousing 6 2.0%
Educational services 4 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49401 vs 49404 →

ZIP 49401 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49401 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49401 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49401 ranks #7 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
49404 Coopersville, MI 8,269 6.2 mi
49435 Marne, MI 3,549 6.2 mi
49428 Jenison, MI 25,420 6.5 mi
49426 Hudsonville, MI 33,244 8.3 mi
49464 Zeeland, MI 27,481 9.2 mi
49448 Nunica, MI 3,410 10.3 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 49401, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (20,735 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Ottawa County

Frequently Asked Questions

What county is ZIP code 49401 in?

ZIP code 49401 (Allendale) is located in Ottawa County, Michigan. Ottawa County contains multiple ZIP codes, see the full list at /counties/ottawa-mi.

What is the population of ZIP code 49401?

ZIP code 49401 in Allendale, MI has a population of 20,735 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 49401?

The median household income in ZIP 49401 is $74,880, which is 2% below the national average of $76,288.

What is the average home value in ZIP 49401?

The median home value in ZIP 49401 is $321,500, which is 16% above the national average of $278,155.

What is the demographic makeup of ZIP 49401?

The largest racial group in ZIP 49401 is White at 89.4%. Hispanic or Latino residents make up 4.7% of the population.

How many businesses are in ZIP code 49401?

ZIP code 49401 has 299 business establishments employing approximately 3,794 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 49401?

The top industries by establishment count in ZIP 49401 are: Construction (61), Retail trade (33), Accommodation and food services (33). There are 14 industry sectors represented in total.

How have home values changed in ZIP code 49401?

According to the FHFA House Price Index, home values in ZIP 49401 increased by 5.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 139%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 49401?

In ZIP code 49401, 65.6% of residents aged 25+ have a high school diploma or higher, and 40.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 49401?

The mean commute time for workers in ZIP code 49401 is 21.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 49401?

In ZIP code 49401, approximately 57.3% of occupied housing units are owner-occupied and 42.7% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 49401?

The poverty rate in ZIP code 49401 is 26.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 49401's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

Take this with you

What to do with ZIP 49401's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.