West Olive, MI · standard

ZIP Code 49460

Ottawa County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,126
57/sq mi Moderate-density area
$101,966
Median income Above-median income area
$367,700
Median home value Above-median home value
34.4%
Bachelor's or higher Above-average bachelor's attainment

National ZIP placement

West Olive pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 18%
household income, US ZIPs
Top 24%
home value, US ZIPs
57
people per sq mi
94%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49460 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 49460 (West Olive, MI) rose +18.4% from 2023 to 2024. The all-transactions index moved from 217.2 in 2023 to 257.0 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 49460 is a mid-sized community (a standard USPS delivery area) in West Olive, Ottawa County, Michigan, home to 8,126 residents across 141.6 square miles, a density of 57 people per square mile, in the Detroit time zone.

ZIP 49460 lands in the middle-income range, with a median household income of $101,966 (39% above the average Michigan ZIP), while per-capita income is $55,645. Both reported hardship measures are comparatively low in absolute terms: poverty is 3.3% and unemployment is 3.8%. Housing is both higher-cost and owner-heavy: median home value is $367,700 (67% above the average Michigan ZIP), while 94.0% of occupied homes are owner-occupied.

A solid share of residents have a four-year degree: 34.4% of adults hold a bachelor's degree or higher, the median age is 39, and the average commute is 22 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Ottawa County, so 49460 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 49460

Top 5 sectors by establishment count in West Olive, MI

Which industries have the most business establishments in ZIP 49460.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49460, West Olive, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

8,126

Population

141.6

Area (sq mi)

57

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49460?

39.0

Median Age

54.6%

Male

45.4%

Female

9.6%

Foreign-Born

White 77.1%
African American 2.5%
Asian 5.8%
American Indian or Alaska Native 1.1%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 8.3%
Hispanic or Latino 9.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$101,966

Median Household Income

+39% vs state ZIP avg

$55,645

Per Capita Income

3.3%

Poverty Rate

3.8%

Unemployment Rate

22.3 min

Mean Commute Time

How ZIP 49460 ranks among Michigan ZIPs

West Olive, MI household income vs. every Michigan ZIP code

Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$101,966 Top 11% higher than 89% of 962 Michigan ZIPs

This ZIP $0 $200K+ every Michigan ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.9%
Bachelor's Degree or Higher 34.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,612

Total Housing Units

3,184

Occupied Units

428

Vacant Units

2.68

Avg Household Size

Occupancy Type

Owner 94.0%
Renter 6.0%

$367,700

Median Home Value

+67% vs state ZIP avg

1997

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+18.4%

YoY Change (2024)

257

HPI Index (2000 = 100)

+157%

Total Change Since 2000

Home values in ZIP 49460 have increased 18.4% over the past year (2024). Since 2000, this ZIP has seen +157% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.0% 161
2021 +9.1% 176
2022 +19.6% 211
2023 +3.0% 217
2024 +18.4% 257

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 132 business establishments in ZIP 49460, employing approximately 1,029 people with a combined annual payroll of $80,123,000.

132

Businesses

1,029

Employees

$80.1M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Construction 37 28.0%
Professional, scientific, and technical services 18 13.6%
Other services (except public administration) 16 12.1%
Wholesale trade 12 9.1%
Accommodation and food services 8 6.1%
Retail trade 7 5.3%
Administrative and support and waste management and remediation services 7 5.3%
Manufacturing 5 3.8%
Health care and social assistance 5 3.8%
Real estate and rental and leasing 4 3.0%
Utilities 3 2.3%
Transportation and warehousing 3 2.3%
Arts, entertainment, and recreation 3 2.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49460 vs 49417 →

ZIP 49460 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49460 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49460 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49460 ranks the highest of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
49417 Grand Haven, MI 29,183 5.4 mi
49424 Holland, MI 44,760 6.5 mi
49464 Zeeland, MI 27,481 9.8 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 49460, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (8,126 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Ottawa County

Frequently Asked Questions

What county is ZIP code 49460 in?

ZIP code 49460 (West Olive) is located in Ottawa County, Michigan. Ottawa County contains multiple ZIP codes, see the full list at /counties/ottawa-mi.

What is the population of ZIP code 49460?

ZIP code 49460 in West Olive, MI has a population of 8,126 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 49460?

The median household income in ZIP 49460 is $101,966, which is 34% above the national average of $76,288.

What is the average home value in ZIP 49460?

The median home value in ZIP 49460 is $367,700, which is 32% above the national average of $278,155.

What is the demographic makeup of ZIP 49460?

The largest racial group in ZIP 49460 is White at 77.1%. Hispanic or Latino residents make up 9.7% of the population.

How many businesses are in ZIP code 49460?

ZIP code 49460 has 132 business establishments employing approximately 1,029 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 49460?

The top industries by establishment count in ZIP 49460 are: Construction (37), Professional, scientific, and technical services (18), Other services (except public administration) (16). There are 13 industry sectors represented in total.

How have home values changed in ZIP code 49460?

According to the FHFA House Price Index, home values in ZIP 49460 increased by 18.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 157%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 49460?

In ZIP code 49460, 63.9% of residents aged 25+ have a high school diploma or higher, and 34.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 49460?

The mean commute time for workers in ZIP code 49460 is 22.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 49460?

In ZIP code 49460, approximately 94.0% of occupied housing units are owner-occupied and 6.0% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 49460?

The poverty rate in ZIP code 49460 is 3.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 49460's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

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What to do with ZIP 49460's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.