Crystal Falls, MI · standard

ZIP Code 49920

Iron County, Michigan — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,273
4/sq mi
$63,605
Median income
$129,500
Median home value
23.8%
Bachelor's or higher

The verdict

Crystal Falls pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

36th pct
household income, US ZIPs
20th pct
home value, US ZIPs
4
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49920 against every reporting US ZIP.

ZIP code 49920 is classified by USPS as a standard delivery area and covers roughly 1095.6 square miles in Crystal Falls, Iron County, Michigan. The area is home to 4,273 residents, producing a population density of 4 people per square mile, and falls within the Menominee time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 49920 against Michigan and the nation.

On the economic side, the median household income for ZIP 49920 sits at $63,605 (13% below the Michigan average), while per-capita income is $39,120. The poverty rate stands at 15.0% and the unemployment rate at 6.7%. On housing, the median home value is $129,500 (41% below the state average) with median rent at $918 per month, and 88.6% of occupied units are owner-occupied, a direct signal of whether 49920 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 23.8% of adults hold a bachelor's degree or higher, the median age is 56.3, and the average commute is 22 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Iron County, so you can benchmark 49920 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 49920

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 49920.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 49920, Crystal Falls, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

4,273

Population

1095.6

Area (sq mi)

4

People / sq mi

Menominee

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49920?

56.3

Median Age

52.0%

Male

48.0%

Female

0.8%

Foreign-Born

White 93.7%
African American 0.7%
Asian 0.3%
American Indian or Alaska Native 0.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.2%
Hispanic or Latino 1.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,605

Median Household Income

-13% vs state

$39,120

Per Capita Income

15.0%

Poverty Rate

6.7%

Unemployment Rate

22.4 min

Mean Commute Time

How ZIP 49920 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$63,605 36th percentile higher than 36% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.2%
Bachelor's Degree or Higher 23.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,391

Total Housing Units

2,096

Occupied Units

1,295

Vacant Units

2.00

Avg Household Size

Occupancy Type

Owner 88.6%
Renter 11.4%

$129,500

Median Home Value

-41% vs state

$918

Median Rent

1968

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+21.8%

YoY Change (2024)

225

HPI Index (2000 = 100)

+125%

Total Change Since 2000

Home values in ZIP 49920 have increased 21.8% over the past year (2024). Since 2000, this ZIP has seen +125% cumulative appreciation.

Year Annual Change HPI Index
2020 -5.4% 130
2021 +16.8% 152
2022 +23.1% 187
2023 -1.0% 185
2024 +21.8% 225

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 124 business establishments in ZIP 49920, employing approximately 525 people with a combined annual payroll of $23,001,000.

124

Businesses

525

Employees

$23.0M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Retail trade 23 18.6%
Construction 19 15.3%
Professional, scientific, and technical services 12 9.7%
Accommodation and food services 12 9.7%
Other services (except public administration) 11 8.9%
Finance and insurance 9 7.3%
Health care and social assistance 9 7.3%
Agriculture, forestry, fishing and hunting 6 4.8%
Manufacturing 5 4.0%
Real estate and rental and leasing 5 4.0%
Transportation and warehousing 4 3.2%
Wholesale trade 3 2.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49920 vs 49902 →

ZIP Code City Population Distance
49902 Alpha, MI 145 8.8 mi

More ZIP Codes in Iron County

Frequently Asked Questions

What county is ZIP code 49920 in?
ZIP code 49920 (Crystal Falls) is located in Iron County, Michigan. Iron County contains multiple ZIP codes, see the full list at /counties/iron-mi.
What is the population of ZIP code 49920?
ZIP code 49920 in Crystal Falls, MI has a population of 4,273 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49920?
The median household income in ZIP 49920 is $63,605, which is 17% below the national average of $76,288.
What is the average home value in ZIP 49920?
The median home value in ZIP 49920 is $129,500, which is 53% below the national average of $278,155.
What is the demographic makeup of ZIP 49920?
The largest racial group in ZIP 49920 is White at 93.7%. Hispanic or Latino residents make up 1.8% of the population.
How many businesses are in ZIP code 49920?
ZIP code 49920 has 124 business establishments employing approximately 525 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49920?
The top industries by establishment count in ZIP 49920 are: Retail trade (23), Construction (19), Professional, scientific, and technical services (12). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 49920?
According to the FHFA House Price Index, home values in ZIP 49920 increased by 21.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 125%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49920?
In ZIP code 49920, 61.2% of residents aged 25+ have a high school diploma or higher, and 23.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49920?
The mean commute time for workers in ZIP code 49920 is 22.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49920?
In ZIP code 49920, approximately 88.6% of occupied housing units are owner-occupied and 11.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49920?
The poverty rate in ZIP code 49920 is 15.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Crystal Falls, MI

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