Hardy, IA · standard
ZIP Code 50545
Humboldt County, Iowa — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 205
- 2/sq mi
- $31,429
- Median income
- 5.0%
- Bachelor's or higher
The verdict
Hardy pairs one of the lowest household incomes in the country, in a rural, homeowner-dominated area.
- 2th pct
- household income, US ZIPs
- 2
- people per sq mi
- 85%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 50545 against every reporting US ZIP.
ZIP code 50545 is classified by USPS as a standard delivery area and covers roughly 97.6 square miles in Hardy, Humboldt County, Iowa. The area is home to 205 residents, producing a population density of 2 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 50545 against Iowa and the nation.
On the economic side, the median household income for ZIP 50545 sits at $31,429 (59% below the Iowa average), while per-capita income is $28,139. The poverty rate stands at 22.3% and the unemployment rate at 0.0%. On housing, the median home value is — with median rent at — per month, and 84.6% of occupied units are owner-occupied, a direct signal of whether 50545 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 5.0% of adults hold a bachelor's degree or higher, the median age is 56.6, and the average commute is —. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Humboldt County, so you can benchmark 50545 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 50545, Hardy, IA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
205
Population
97.6
Area (sq mi)
2
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 50545?
56.6
Median Age
41.7%
Male
58.3%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$31,429
Median Household Income
-59% vs state
$28,139
Per Capita Income
22.3%
Poverty Rate
0.0%
Unemployment Rate
How ZIP 50545 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$31,429 2nd percentile higher than 2% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
78
Total Housing Units
78
Occupied Units
0
Vacant Units
1.78
Avg Household Size
Occupancy Type
1938
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 3 business establishments in ZIP 50545, employing approximately 10 people with a combined annual payroll of $773,000.
3
Businesses
10
Employees
$773K
Annual Payroll
0
Industry Sectors
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 50545 vs 50558 →
ZIP 50545 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 50548
Humboldt (50548)
5,869 residents
- 50542 933
Goldfield (50542)
933 residents
- 50529 837
Dakota City (50529)
837 residents
- 50558 618
Livermore (50558)
618 residents
- 50577 410
Renwick (50577)
410 residents
- 50591 320
Thor (50591)
320 residents
- 50545 205
Hardy (50545)
205 residents
What this shows Among its immediate neighbors, ZIP 50545 ranks #7 by population — useful context the national average alone can't give.
ZIP 50545 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 50548
Humboldt (50548)
$76,214 median income
- 50591
Thor (50591)
$75,000 median income
- 50558
Livermore (50558)
$68,750 median income
- 50529
Dakota City (50529)
$60,417 median income
- 50577
Renwick (50577)
$57,500 median income
- 50542
Goldfield (50542)
$55,000 median income
- 50545
Hardy (50545)
$31,429 median income
What this shows By household income, ZIP 50545 ranks #7 of 7 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Humboldt County
Related Areas
Frequently Asked Questions
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ZIP Code Research Guides
Official Data Resources for Hardy, IA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.