Hardy, IA · standard
ZIP Code 50545
Humboldt County, Iowa - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 205
- 2/sq mi Low-density area
- $31,429
- Median income Below-median income area
- 5.0%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Hardy pairs one of the lowest household incomes in the country, in a rural, homeowner-dominated area.
- 2nd pct
- household income, US ZIPs
- 2
- people per sq mi
- 85%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 50545 against every reporting US ZIP.
ZIP code 50545 is a sparsely populated ZIP (a standard USPS delivery area) in Hardy, Humboldt County, Iowa, home to just 205 residents across 97.6 square miles, a density of 2 people per square mile, in the Chicago time zone.
ZIP 50545 sits on the lower end of the income spectrum: median household income is $31,429 (59% below the average Iowa ZIP), while per-capita income is $28,139. The poverty rate is 22.3%, so the area-level income figures should not be treated as typical household experience. The ACS does not report a median home value for this ZIP, so housing cost context is limited to the available tenure and rent fields.
Formal educational attainment runs low here: just 5.0% of adults hold a bachelor's degree or higher, the median age is 56.6, and the average commute is -. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Humboldt County, so 50545 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 50545, Hardy, IA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
205
Population
97.6
Area (sq mi)
2
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 50545?
56.6
Median Age
41.7%
Male
58.3%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$31,429
Median Household Income
-59% vs state ZIP avg
$28,139
Per Capita Income
22.3%
Poverty Rate
0.0%
Unemployment Rate
How ZIP 50545 ranks among Iowa ZIPs
Hardy, IA household income vs. every Iowa ZIP code
Median household income among 911 reporting Iowa ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$31,429 1st percentile higher than 1% of 911 Iowa ZIPs
Each bar is a $20K-wide band; taller bars hold more Iowa ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
78housing units
78
Total Housing Units
78
Occupied Units
0
Vacant Units
1.78
Avg Household Size
Occupancy Type
1938
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 3 business establishments in ZIP 50545, employing approximately 10 people with a combined annual payroll of $773,000.
3
Businesses
10
Employees
$773K
Annual Payroll
0
Industry Sectors
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 50545 vs 50558 →
ZIP 50545 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 50548
Humboldt (50548)
5,869 residents
- 50542 933
Goldfield (50542)
933 residents
- 50529 837
Dakota City (50529)
837 residents
- 50558 618
Livermore (50558)
618 residents
- 50577 410
Renwick (50577)
410 residents
- 50591 320
Thor (50591)
320 residents
- 50545 205
Hardy (50545)
205 residents
What this shows Among its immediate neighbors, ZIP 50545 ranks #7 by population - useful context the national average alone can't give.
ZIP 50545 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 50548
Humboldt (50548)
$76,214 median income
- 50591
Thor (50591)
$75,000 median income
- 50558
Livermore (50558)
$68,750 median income
- 50529
Dakota City (50529)
$60,417 median income
- 50577
Renwick (50577)
$57,500 median income
- 50542
Goldfield (50542)
$55,000 median income
- 50545
Hardy (50545)
$31,429 median income
What this shows By household income, ZIP 50545 ranks #7 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 50545, both outside IA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Humboldt County
Related Areas
Frequently Asked Questions
What county is ZIP code 50545 in?
ZIP code 50545 (Hardy) is located in Humboldt County, Iowa. Humboldt County contains multiple ZIP codes, see the full list at /counties/humboldt-ia.
What is the population of ZIP code 50545?
ZIP code 50545 in Hardy, IA has a population of 205 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 50545?
The median household income in ZIP 50545 is $31,429, which is 59% below the national average of $76,288.
What is the demographic makeup of ZIP 50545?
The largest racial group in ZIP 50545 is White at 97.8%.
How many businesses are in ZIP code 50545?
ZIP code 50545 has 3 business establishments employing approximately 10 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 50545?
In ZIP code 50545, 62.0% of residents aged 25+ have a high school diploma or higher, and 5.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 50545?
In ZIP code 50545, approximately 84.6% of occupied housing units are owner-occupied and 15.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 50545?
The poverty rate in ZIP code 50545 is 22.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 50545's numbers, next.
- See how ZIP 50545 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Hardy, IA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.