PlainZIP

Hardy, IA · standard

ZIP Code 50545

Humboldt County, Iowa - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

205
2/sq mi
$31,429
Median income
5.0%
Bachelor's or higher

The verdict

Hardy pairs one of the lowest household incomes in the country, in a rural, homeowner-dominated area.

2th pct
household income, US ZIPs
2
people per sq mi
85%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 50545 against every reporting US ZIP.

ZIP code 50545 is a sparsely populated ZIP (a standard USPS delivery area) in Hardy, Humboldt County, Iowa, home to just 205 residents across 97.6 square miles, a density of 2 people per square mile, in the Chicago time zone.

ZIP 50545 sits on the lower end of the income spectrum: median household income is $31,429 (59% below the Iowa average), while per-capita income is $28,139. Poverty here runs at 22.3%, with unemployment measured at 0.0%. Housing costs here run - for a typical home value, with rent averaging - a month; 84.6% of homes are owner-occupied.

Formal educational attainment runs low here: just 5.0% of adults hold a bachelor's degree or higher, the median age is 56.6, and the average commute is -. To put 50545 in local context, 6 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Humboldt County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 50545, Hardy, IA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

205

Population

97.6

Area (sq mi)

2

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 50545?

56.6

Median Age

41.7%

Male

58.3%

Female

0.0%

Foreign-Born

White 97.8%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.2%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$31,429

Median Household Income

-59% vs state

$28,139

Per Capita Income

22.3%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 50545 ranks nationally

Hardy, IA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$31,429 2nd percentile higher than 2% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.0%
Bachelor's Degree or Higher 5.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

78

Total Housing Units

78

Occupied Units

0

Vacant Units

1.78

Avg Household Size

Occupancy Type

Owner 84.6%
Renter 15.4%

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 3 business establishments in ZIP 50545, employing approximately 10 people with a combined annual payroll of $773,000.

3

Businesses

10

Employees

$773K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 50545 vs 50558 →

ZIP 50545 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 50545 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 50545 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 50545 ranks #7 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
50558 Livermore, IA 618 6.0 mi
50591 Thor, IA 320 8.6 mi
50542 Goldfield, IA 933 7.1 mi
50577 Renwick, IA 410 6.7 mi
50529 Dakota City, IA 837 8.1 mi
50548 Humboldt, IA 5,869 9.4 mi

More ZIP Codes in Humboldt County

50548 standard
Humboldt, IA
Pop: 5,869
50541 standard
Gilmore City, IA
Pop: 872
50529 standard
Dakota City, IA
Pop: 837
50519 standard
Bode, IA
Pop: 624
50558 standard
Livermore, IA
Pop: 618
50577 standard
Renwick, IA
Pop: 410

Related Areas

Humboldt County Hardy, IA Iowa

Frequently Asked Questions

What county is ZIP code 50545 in? ▼
ZIP code 50545 (Hardy) is located in Humboldt County, Iowa. Humboldt County contains multiple ZIP codes, see the full list at /counties/humboldt-ia.
What is the population of ZIP code 50545? ▼
ZIP code 50545 in Hardy, IA has a population of 205 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 50545? ▼
The median household income in ZIP 50545 is $31,429, which is 59% below the national average of $76,288.
What is the demographic makeup of ZIP 50545? ▼
The largest racial group in ZIP 50545 is White at 97.8%.
How many businesses are in ZIP code 50545? ▼
ZIP code 50545 has 3 business establishments employing approximately 10 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 50545? ▼
In ZIP code 50545, 62.0% of residents aged 25+ have a high school diploma or higher, and 5.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 50545? ▼
In ZIP code 50545, approximately 84.6% of occupied housing units are owner-occupied and 15.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 50545? ▼
The poverty rate in ZIP code 50545 is 22.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.