Humboldt, IA · standard

ZIP Code 50548

Humboldt County, Iowa — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,869
18/sq mi
$76,214
Median income
$188,200
Median home value
25.6%
Bachelor's or higher

The verdict

Humboldt pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 43%
household income, US ZIPs
40th pct
home value, US ZIPs
18
people per sq mi
72%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 50548 against every reporting US ZIP.

ZIP code 50548 is classified by USPS as a standard delivery area and covers roughly 320.7 square miles in Humboldt, Humboldt County, Iowa. The area is home to 5,869 residents, producing a population density of 18 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 50548 against Iowa and the nation.

On the economic side, the median household income for ZIP 50548 sits at $76,214 (0% below the Iowa average), while per-capita income is $43,040. The poverty rate stands at 14.1% and the unemployment rate at 6.6%. On housing, the median home value is $188,200 (7% above the state average) with median rent at $741 per month, and 72.4% of occupied units are owner-occupied, a direct signal of whether 50548 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 25.6% of adults hold a bachelor's degree or higher, the median age is 40, and the average commute is . We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Humboldt County, so you can benchmark 50548 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 50548

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 50548.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 50548, Humboldt, IA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

5,869

Population

320.7

Area (sq mi)

18

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 50548?

40.0

Median Age

47.4%

Male

52.6%

Female

4.1%

Foreign-Born

White 91.8%
African American 0.3%
Asian 1.5%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.0%
Hispanic or Latino 5.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$76,214

Median Household Income

-0% vs state

$43,040

Per Capita Income

14.1%

Poverty Rate

6.6%

Unemployment Rate

How ZIP 50548 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$76,214 Top 43% higher than 57% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.6%
Bachelor's Degree or Higher 25.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,530

Total Housing Units

2,408

Occupied Units

122

Vacant Units

2.32

Avg Household Size

Occupancy Type

Owner 72.4%
Renter 27.6%

$188,200

Median Home Value

+7% vs state

$741

Median Rent

1969

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-6.4%

YoY Change (2024)

192

HPI Index (2000 = 100)

+92%

Total Change Since 2000

Home values in ZIP 50548 have decreased 6.4% over the past year (2024). Since 2000, this ZIP has seen +92% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.0% 151
2021 +9.6% 165
2022 +18.0% 195
2023 +5.4% 205
2024 -6.4% 192

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 223 business establishments in ZIP 50548, employing approximately 2,672 people with a combined annual payroll of $135,048,000.

223

Businesses

2,672

Employees

$135.0M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 28 12.6%
Construction 21 9.4%
Finance and insurance 21 9.4%
Manufacturing 19 8.5%
Health care and social assistance 19 8.5%
Transportation and warehousing 18 8.1%
Other services (except public administration) 18 8.1%
Wholesale trade 17 7.6%
Professional, scientific, and technical services 16 7.2%
Accommodation and food services 14 6.3%
Administrative and support and waste management and remediation services 10 4.5%
Agriculture, forestry, fishing and hunting 5 2.2%
Information 5 2.2%
Real estate and rental and leasing 4 1.8%
Utilities 3 1.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 50548 vs 50529 →

ZIP 50548 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 50548 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 50548 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 50548 ranks #3 of 7 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
50529 Dakota City, IA 837 1.4 mi
50582 Rutland, IA 234 6.7 mi
50516 Badger, IA 719 7.8 mi
50558 Livermore, IA 618 10.5 mi
50545 Hardy, IA 205 9.4 mi
50524 Clare, IA 521 10.2 mi

More ZIP Codes in Humboldt County

Frequently Asked Questions

What county is ZIP code 50548 in?
ZIP code 50548 (Humboldt) is located in Humboldt County, Iowa. Humboldt County contains multiple ZIP codes, see the full list at /counties/humboldt-ia.
What is the population of ZIP code 50548?
ZIP code 50548 in Humboldt, IA has a population of 5,869 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 50548?
The median household income in ZIP 50548 is $76,214, which is 0% below the national average of $76,288.
What is the average home value in ZIP 50548?
The median home value in ZIP 50548 is $188,200, which is 32% below the national average of $278,155.
What is the demographic makeup of ZIP 50548?
The largest racial group in ZIP 50548 is White at 91.8%. Hispanic or Latino residents make up 5.6% of the population.
How many businesses are in ZIP code 50548?
ZIP code 50548 has 223 business establishments employing approximately 2,672 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 50548?
The top industries by establishment count in ZIP 50548 are: Retail trade (28), Construction (21), Finance and insurance (21). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 50548?
According to the FHFA House Price Index, home values in ZIP 50548 decreased by 6.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 92%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 50548?
In ZIP code 50548, 57.6% of residents aged 25+ have a high school diploma or higher, and 25.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 50548?
In ZIP code 50548, approximately 72.4% of occupied housing units are owner-occupied and 27.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 50548?
The poverty rate in ZIP code 50548 is 14.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Humboldt, IA

Verify and explore additional data for this area using these official government sources.