Waterford, WI · standard

ZIP Code 53185

Racine County, Wisconsin — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

18,551
156/sq mi
$103,225
Median income
$384,600
Median home value
33.5%
Bachelor's or higher

The verdict

Waterford pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 17%
household income, US ZIPs
Top 22%
home value, US ZIPs
156
people per sq mi
83%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 53185 against every reporting US ZIP.

ZIP code 53185 is classified by USPS as a standard delivery area and covers roughly 119.0 square miles in Waterford, Racine County, Wisconsin. The area is home to 18,551 residents, producing a population density of 156 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 53185 against Wisconsin and the nation.

On the economic side, the median household income for ZIP 53185 sits at $103,225 (32% above the Wisconsin average), while per-capita income is $52,260. The poverty rate stands at 4.4% and the unemployment rate at 3.1%. On housing, the median home value is $384,600 (55% above the state average) with median rent at $1,212 per month, and 82.9% of occupied units are owner-occupied, a direct signal of whether 53185 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 33.5% of adults hold a bachelor's degree or higher, the median age is 48.9, and the average commute is 29 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Racine County, so you can benchmark 53185 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 53185

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 53185.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 53185, Waterford, WI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

18,551

Population

119.0

Area (sq mi)

156

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 53185?

48.9

Median Age

51.2%

Male

48.8%

Female

2.0%

Foreign-Born

White 91.5%
African American 0.5%
Asian 1.0%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.6%
Hispanic or Latino 3.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$103,225

Median Household Income

+32% vs state

$52,260

Per Capita Income

4.4%

Poverty Rate

3.1%

Unemployment Rate

28.5 min

Mean Commute Time

How ZIP 53185 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$103,225 Top 17% higher than 83% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.9%
Bachelor's Degree or Higher 33.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,211

Total Housing Units

7,759

Occupied Units

452

Vacant Units

2.39

Avg Household Size

Occupancy Type

Owner 82.9%
Renter 17.1%

$384,600

Median Home Value

+55% vs state

$1,212

Median Rent

1989

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.7%

YoY Change (2024)

226

HPI Index (2000 = 100)

+126%

Total Change Since 2000

Home values in ZIP 53185 have increased 3.7% over the past year (2024). Since 2000, this ZIP has seen +126% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.5% 162
2021 +9.3% 177
2022 +14.4% 202
2023 +8.0% 218
2024 +3.7% 226

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 367 business establishments in ZIP 53185, employing approximately 3,443 people with a combined annual payroll of $161,997,000.

367

Businesses

3,443

Employees

$162.0M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 66 18.0%
Retail trade 44 12.0%
Health care and social assistance 44 12.0%
Professional, scientific, and technical services 39 10.6%
Accommodation and food services 35 9.5%
Other services (except public administration) 29 7.9%
Finance and insurance 20 5.5%
Transportation and warehousing 18 4.9%
Manufacturing 14 3.8%
Wholesale trade 14 3.8%
Administrative and support and waste management and remediation services 14 3.8%
Real estate and rental and leasing 10 2.7%
Educational services 6 1.6%
Arts, entertainment, and recreation 6 1.6%
Information 5 1.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 53185 vs 53167 →

ZIP 53185 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 53185 ranks #4 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 53185 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 53185 ranks #4 of 8 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
53167 Rochester, WI 399 4.0 mi
53103 Big Bend, WI 3,724 6.1 mi
53150 Muskego, WI 24,850 7.1 mi
53139 Kansasville, WI 2,802 8.5 mi
53105 Burlington, WI 29,225 10.0 mi
53149 Mukwonago, WI 19,057 9.3 mi
53130 Hales Corners, WI 7,755 12.5 mi

More ZIP Codes in Racine County

Frequently Asked Questions

What county is ZIP code 53185 in?
ZIP code 53185 (Waterford) is located in Racine County, Wisconsin. Racine County contains multiple ZIP codes, see the full list at /counties/racine-wi.
What is the population of ZIP code 53185?
ZIP code 53185 in Waterford, WI has a population of 18,551 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 53185?
The median household income in ZIP 53185 is $103,225, which is 35% above the national average of $76,288.
What is the average home value in ZIP 53185?
The median home value in ZIP 53185 is $384,600, which is 38% above the national average of $278,155.
What is the demographic makeup of ZIP 53185?
The largest racial group in ZIP 53185 is White at 91.5%. Hispanic or Latino residents make up 3.6% of the population.
How many businesses are in ZIP code 53185?
ZIP code 53185 has 367 business establishments employing approximately 3,443 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 53185?
The top industries by establishment count in ZIP 53185 are: Construction (66), Retail trade (44), Health care and social assistance (44). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 53185?
According to the FHFA House Price Index, home values in ZIP 53185 increased by 3.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 126%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 53185?
In ZIP code 53185, 63.9% of residents aged 25+ have a high school diploma or higher, and 33.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 53185?
The mean commute time for workers in ZIP code 53185 is 28.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 53185?
In ZIP code 53185, approximately 82.9% of occupied housing units are owner-occupied and 17.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 53185?
The poverty rate in ZIP code 53185 is 4.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Waterford, WI

Verify and explore additional data for this area using these official government sources.