Manitowoc, WI · standard
ZIP Code 54220
Manitowoc County, Wisconsin — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 40,220
- 157/sq mi
- $66,035
- Median income
- $176,300
- Median home value
- 24.6%
- Bachelor's or higher
The verdict
Manitowoc pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 40th pct
- household income, US ZIPs
- 37th pct
- home value, US ZIPs
- 157
- people per sq mi
- 72%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 54220 against every reporting US ZIP.
ZIP code 54220 is classified by USPS as a standard delivery area and covers roughly 255.7 square miles in Manitowoc, Manitowoc County, Wisconsin. The area is home to 40,220 residents, producing a population density of 157 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 54220 against Wisconsin and the nation.
On the economic side, the median household income for ZIP 54220 sits at $66,035 (15% below the Wisconsin average), while per-capita income is $37,576. The poverty rate stands at 11.5% and the unemployment rate at 3.3%. On housing, the median home value is $176,300 (29% below the state average) with median rent at $810 per month, and 71.5% of occupied units are owner-occupied, a direct signal of whether 54220 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 24.6% of adults hold a bachelor's degree or higher, the median age is 44.2, and the average commute is 19 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Manitowoc County, so you can benchmark 54220 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 54220
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 54220.
- Retail trade
Retail trade
135 establishments
- Health care and social assistance
Health care and social assistance
124 establishments
- Accommodation and food services
Accommodation and food services
102 establishments
- Manufacturing
Manufacturing
89 establishments
- Other services (except public administration)
Other services (except public administration)
81 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 54220, Manitowoc, WI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
40,220
Population
255.7
Area (sq mi)
157
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 54220?
44.2
Median Age
49.8%
Male
50.2%
Female
3.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$66,035
Median Household Income
-15% vs state
$37,576
Per Capita Income
11.5%
Poverty Rate
3.3%
Unemployment Rate
18.6 min
Mean Commute Time
How ZIP 54220 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$66,035 40th percentile higher than 40% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
19,259
Total Housing Units
17,670
Occupied Units
1,589
Vacant Units
2.25
Avg Household Size
Occupancy Type
$176,300
Median Home Value
-29% vs state
$810
Median Rent
1962
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.0%
YoY Change (2024)
214
HPI Index (2000 = 100)
+114%
Total Change Since 2000
Home values in ZIP 54220 have increased 8.0% over the past year (2024). Since 2000, this ZIP has seen +114% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.5% | 128 |
| 2021 | +11.4% | 143 |
| 2022 | +15.2% | 164 |
| 2023 | +20.8% | 198 |
| 2024 | +8.0% | 214 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 919 business establishments in ZIP 54220, employing approximately 17,686 people with a combined annual payroll of $806,807,000.
919
Businesses
17,686
Employees
$806.8M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 135 | 14.7% |
| Health care and social assistance | 124 | 13.5% |
| Accommodation and food services | 102 | 11.1% |
| Manufacturing | 89 | 9.7% |
| Other services (except public administration) | 81 | 8.8% |
| Construction | 71 | 7.7% |
| Finance and insurance | 59 | 6.4% |
| Professional, scientific, and technical services | 58 | 6.3% |
| Transportation and warehousing | 41 | 4.5% |
| Administrative and support and waste management and remediation services | 41 | 4.5% |
| Wholesale trade | 33 | 3.6% |
| Real estate and rental and leasing | 31 | 3.4% |
| Arts, entertainment, and recreation | 21 | 2.3% |
| Information | 15 | 1.6% |
| Management of companies and enterprises | 8 | 0.9% |
| Educational services | 8 | 0.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 54220 vs 54214 →
ZIP 54220 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 54220
Manitowoc (54220)
40,220 residents
- 54241 14,884
Two Rivers (54241)
14,884 residents
- 54247 2,339
Whitelaw (54247)
2,339 residents
- 53063 1,552
Newton (53063)
1,552 residents
- 54214 334
Francis Creek (54214)
334 residents
What this shows Among its immediate neighbors, ZIP 54220 ranks the most populous — useful context the national average alone can't give.
ZIP 54220 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 53063
Newton (53063)
$100,000 median income
- 54214
Francis Creek (54214)
$87,500 median income
- 54247
Whitelaw (54247)
$78,417 median income
- 54220
Manitowoc (54220)
$66,035 median income
- 54241
Two Rivers (54241)
$61,014 median income
What this shows By household income, ZIP 54220 ranks #4 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Manitowoc County
Related Areas
Frequently Asked Questions
What county is ZIP code 54220 in? ▼
What is the population of ZIP code 54220? ▼
What is the median household income in ZIP 54220? ▼
What is the average home value in ZIP 54220? ▼
What is the demographic makeup of ZIP 54220? ▼
How many businesses are in ZIP code 54220? ▼
What are the main industries in ZIP code 54220? ▼
How have home values changed in ZIP code 54220? ▼
What is the education level in ZIP code 54220? ▼
What is the average commute time in ZIP 54220? ▼
What percentage of residents own vs. rent in ZIP 54220? ▼
What is the poverty rate in ZIP code 54220? ▼
ZIP Code Research Guides
Official Data Resources for Manitowoc, WI
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.