Two Rivers, WI · standard

ZIP Code 54241

Manitowoc County, Wisconsin — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

14,884
87/sq mi
$61,014
Median income
$156,300
Median home value
21.3%
Bachelor's or higher

The verdict

Two Rivers pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

31th pct
household income, US ZIPs
28th pct
home value, US ZIPs
87
people per sq mi
78%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 54241 against every reporting US ZIP.

ZIP code 54241 is classified by USPS as a standard delivery area and covers roughly 172.1 square miles in Two Rivers, Manitowoc County, Wisconsin. The area is home to 14,884 residents, producing a population density of 87 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 54241 against Wisconsin and the nation.

On the economic side, the median household income for ZIP 54241 sits at $61,014 (22% below the Wisconsin average), while per-capita income is $35,090. The poverty rate stands at 10.5% and the unemployment rate at 1.8%. On housing, the median home value is $156,300 (37% below the state average) with median rent at $784 per month, and 77.7% of occupied units are owner-occupied, a direct signal of whether 54241 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 21.3% of adults hold a bachelor's degree or higher, the median age is 45, and the average commute is 21 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Manitowoc County, so you can benchmark 54241 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 54241

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 54241.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 54241, Two Rivers, WI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

14,884

Population

172.1

Area (sq mi)

87

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 54241?

45.0

Median Age

49.4%

Male

50.6%

Female

1.8%

Foreign-Born

White 87.2%
African American 0.3%
Asian 0.9%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.6%
Two or More Ethnicities 8.8%
Hispanic or Latino 5.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,014

Median Household Income

-22% vs state

$35,090

Per Capita Income

10.5%

Poverty Rate

1.8%

Unemployment Rate

21.4 min

Mean Commute Time

How ZIP 54241 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$61,014 31st percentile higher than 31% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.4%
Bachelor's Degree or Higher 21.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,953

Total Housing Units

6,314

Occupied Units

639

Vacant Units

2.22

Avg Household Size

Occupancy Type

Owner 77.7%
Renter 22.3%

$156,300

Median Home Value

-37% vs state

$784

Median Rent

1961

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.3%

YoY Change (2024)

213

HPI Index (2000 = 100)

+113%

Total Change Since 2000

Home values in ZIP 54241 have increased 5.3% over the past year (2024). Since 2000, this ZIP has seen +113% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.0% 125
2021 +10.3% 138
2022 +21.2% 167
2023 +20.9% 202
2024 +5.3% 213

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 254 business establishments in ZIP 54241, employing approximately 3,739 people with a combined annual payroll of $227,042,000.

254

Businesses

3,739

Employees

$227.0M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 33 13.0%
Accommodation and food services 33 13.0%
Retail trade 32 12.6%
Manufacturing 25 9.8%
Other services (except public administration) 23 9.1%
Construction 18 7.1%
Finance and insurance 15 5.9%
Professional, scientific, and technical services 11 4.3%
Administrative and support and waste management and remediation services 11 4.3%
Transportation and warehousing 10 3.9%
Utilities 9 3.5%
Arts, entertainment, and recreation 8 3.1%
Real estate and rental and leasing 7 2.8%
Wholesale trade 5 2.0%
Information 5 2.0%
Management of companies and enterprises 4 1.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 54241 vs 54228 →

ZIP 54241 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 54241 ranks #2 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 54241 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 54241 ranks #4 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
54228 Mishicot, WI 2,682 4.8 mi
54214 Francis Creek, WI 334 5.9 mi
54220 Manitowoc, WI 40,220 10.6 mi

More ZIP Codes in Manitowoc County

Frequently Asked Questions

What county is ZIP code 54241 in?
ZIP code 54241 (Two Rivers) is located in Manitowoc County, Wisconsin. Manitowoc County contains multiple ZIP codes, see the full list at /counties/manitowoc-wi.
What is the population of ZIP code 54241?
ZIP code 54241 in Two Rivers, WI has a population of 14,884 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 54241?
The median household income in ZIP 54241 is $61,014, which is 20% below the national average of $76,288.
What is the average home value in ZIP 54241?
The median home value in ZIP 54241 is $156,300, which is 44% below the national average of $278,155.
What is the demographic makeup of ZIP 54241?
The largest racial group in ZIP 54241 is White at 87.2%. Hispanic or Latino residents make up 5.5% of the population.
How many businesses are in ZIP code 54241?
ZIP code 54241 has 254 business establishments employing approximately 3,739 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 54241?
The top industries by establishment count in ZIP 54241 are: Health care and social assistance (33), Accommodation and food services (33), Retail trade (32). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 54241?
According to the FHFA House Price Index, home values in ZIP 54241 increased by 5.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 113%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 54241?
In ZIP code 54241, 57.4% of residents aged 25+ have a high school diploma or higher, and 21.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 54241?
The mean commute time for workers in ZIP code 54241 is 21.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 54241?
In ZIP code 54241, approximately 77.7% of occupied housing units are owner-occupied and 22.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 54241?
The poverty rate in ZIP code 54241 is 10.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Two Rivers, WI

Verify and explore additional data for this area using these official government sources.