Amherst, WI · standard
ZIP Code 54406
Portage County, Wisconsin — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,469
- 20/sq mi
- $77,533
- Median income
- $284,800
- Median home value
- 31.5%
- Bachelor's or higher
The verdict
Amherst pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 41%
- household income, US ZIPs
- Top 36%
- home value, US ZIPs
- 20
- people per sq mi
- 85%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 54406 against every reporting US ZIP.
ZIP code 54406 is classified by USPS as a standard delivery area and covers roughly 173.5 square miles in Amherst, Portage County, Wisconsin. The area is home to 3,469 residents, producing a population density of 20 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 54406 against Wisconsin and the nation.
On the economic side, the median household income for ZIP 54406 sits at $77,533 (1% below the Wisconsin average), while per-capita income is $43,310. The poverty rate stands at 4.6% and the unemployment rate at 0.8%. On housing, the median home value is $284,800 (14% above the state average) with median rent at $919 per month, and 85.0% of occupied units are owner-occupied, a direct signal of whether 54406 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 31.5% of adults hold a bachelor's degree or higher, the median age is 48.5, and the average commute is 26 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Portage County, so you can benchmark 54406 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 54406
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 54406.
- Construction
Construction
19 establishments
- Other services (except public administration)
Other services (except public administration)
12 establishments
- Retail trade
Retail trade
10 establishments
- Transportation and warehousing
Transportation and warehousing
9 establishments
- Health care and social assistance
Health care and social assistance
8 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 54406, Amherst, WI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
3,469
Population
173.5
Area (sq mi)
20
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 54406?
48.5
Median Age
52.5%
Male
47.5%
Female
0.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$77,533
Median Household Income
-1% vs state
$43,310
Per Capita Income
4.6%
Poverty Rate
0.8%
Unemployment Rate
25.5 min
Mean Commute Time
How ZIP 54406 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$77,533 Top 41% higher than 59% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,821
Total Housing Units
1,737
Occupied Units
84
Vacant Units
2.33
Avg Household Size
Occupancy Type
$284,800
Median Home Value
+14% vs state
$919
Median Rent
1977
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.3%
YoY Change (2024)
233
HPI Index (2000 = 100)
+133%
Total Change Since 2000
Home values in ZIP 54406 have increased 8.3% over the past year (2024). Since 2000, this ZIP has seen +133% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.3% | 155 |
| 2021 | +7.9% | 167 |
| 2022 | +6.6% | 178 |
| 2023 | +20.6% | 215 |
| 2024 | +8.3% | 233 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 85 business establishments in ZIP 54406, employing approximately 1,202 people with a combined annual payroll of $54,820,000.
85
Businesses
1,202
Employees
$54.8M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 19 | 22.4% |
| Other services (except public administration) | 12 | 14.1% |
| Retail trade | 10 | 11.8% |
| Transportation and warehousing | 9 | 10.6% |
| Health care and social assistance | 8 | 9.4% |
| Professional, scientific, and technical services | 6 | 7.1% |
| Accommodation and food services | 6 | 7.1% |
| Wholesale trade | 5 | 5.9% |
| Manufacturing | 4 | 4.7% |
| Finance and insurance | 3 | 3.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 54406 vs 54458 →
ZIP 54406 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 54406
Amherst (54406)
3,469 residents
- 54909
Almond (54909)
2,181 residents
- 54407
Amherst Junction (54407)
1,515 residents
- 54977 1,337
Scandinavia (54977)
1,337 residents
- 54458 124
Nelsonville (54458)
124 residents
What this shows Among its immediate neighbors, ZIP 54406 ranks the most populous — useful context the national average alone can't give.
ZIP 54406 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 54407
Amherst Junction (54407)
$101,563 median income
- 54977
Scandinavia (54977)
$81,328 median income
- 54909
Almond (54909)
$80,417 median income
- 54406
Amherst (54406)
$77,533 median income
- 54458
Nelsonville (54458)
$57,917 median income
What this shows By household income, ZIP 54406 ranks #4 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Portage County
Related Areas
Frequently Asked Questions
What county is ZIP code 54406 in? ▼
What is the population of ZIP code 54406? ▼
What is the median household income in ZIP 54406? ▼
What is the average home value in ZIP 54406? ▼
What is the demographic makeup of ZIP 54406? ▼
How many businesses are in ZIP code 54406? ▼
What are the main industries in ZIP code 54406? ▼
How have home values changed in ZIP code 54406? ▼
What is the education level in ZIP code 54406? ▼
What is the average commute time in ZIP 54406? ▼
What percentage of residents own vs. rent in ZIP 54406? ▼
What is the poverty rate in ZIP code 54406? ▼
ZIP Code Research Guides
Official Data Resources for Amherst, WI
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.