Loyal, WI · standard
ZIP Code 54446
Clark County, Wisconsin — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,123
- 16/sq mi
- $74,342
- Median income
- $159,600
- Median home value
- 13.2%
- Bachelor's or higher
The verdict
Loyal pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 46%
- household income, US ZIPs
- 29th pct
- home value, US ZIPs
- 16
- people per sq mi
- 79%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 54446 against every reporting US ZIP.
ZIP code 54446 is classified by USPS as a standard delivery area and covers roughly 197.7 square miles in Loyal, Clark County, Wisconsin. The area is home to 3,123 residents, producing a population density of 16 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 54446 against Wisconsin and the nation.
On the economic side, the median household income for ZIP 54446 sits at $74,342 (5% below the Wisconsin average), while per-capita income is $29,210. The poverty rate stands at 13.3% and the unemployment rate at 4.1%. On housing, the median home value is $159,600 (36% below the state average) with median rent at $870 per month, and 78.8% of occupied units are owner-occupied, a direct signal of whether 54446 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 13.2% of adults hold a bachelor's degree or higher, the median age is 30.5, and the average commute is 23 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Clark County, so you can benchmark 54446 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 54446
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 54446.
- Construction
Construction
12 establishments
- Retail trade
Retail trade
12 establishments
- Other services (except public administration)
Other services (except public administration)
9 establishments
- Transportation and warehousing
Transportation and warehousing
6 establishments
- Accommodation and food services
Accommodation and food services
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 54446, Loyal, WI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
3,123
Population
197.7
Area (sq mi)
16
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 54446?
30.5
Median Age
49.6%
Male
50.4%
Female
0.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$74,342
Median Household Income
-5% vs state
$29,210
Per Capita Income
13.3%
Poverty Rate
4.1%
Unemployment Rate
23.0 min
Mean Commute Time
How ZIP 54446 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$74,342 Top 46% higher than 54% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,247
Total Housing Units
1,192
Occupied Units
55
Vacant Units
2.94
Avg Household Size
Occupancy Type
$159,600
Median Home Value
-36% vs state
$870
Median Rent
1971
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 68 business establishments in ZIP 54446, employing approximately 477 people with a combined annual payroll of $24,217,000.
68
Businesses
477
Employees
$24.2M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 12 | 17.6% |
| Retail trade | 12 | 17.6% |
| Other services (except public administration) | 9 | 13.2% |
| Transportation and warehousing | 6 | 8.8% |
| Accommodation and food services | 6 | 8.8% |
| Manufacturing | 5 | 7.3% |
| Wholesale trade | 5 | 7.3% |
| Health care and social assistance | 4 | 5.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 54446 vs 54488 →
ZIP 54446 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 54446
Loyal (54446)
3,123 residents
- 54420
Chili (54420)
1,307 residents
- 54488
Unity (54488)
1,262 residents
What this shows Among its immediate neighbors, ZIP 54446 ranks the most populous — useful context the national average alone can't give.
ZIP 54446 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 54420
Chili (54420)
$79,899 median income
- 54446
Loyal (54446)
$74,342 median income
- 54488
Unity (54488)
$63,571 median income
What this shows By household income, ZIP 54446 ranks #2 of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Clark County
Related Areas
Frequently Asked Questions
What county is ZIP code 54446 in? ▼
What is the population of ZIP code 54446? ▼
What is the median household income in ZIP 54446? ▼
What is the average home value in ZIP 54446? ▼
What is the demographic makeup of ZIP 54446? ▼
How many businesses are in ZIP code 54446? ▼
What are the main industries in ZIP code 54446? ▼
What is the education level in ZIP code 54446? ▼
What is the average commute time in ZIP 54446? ▼
What percentage of residents own vs. rent in ZIP 54446? ▼
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ZIP Code Research Guides
Official Data Resources for Loyal, WI
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.