Loyal, WI · standard
ZIP Code 54446
Clark County, Wisconsin - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,123
- 16/sq mi Moderate-density area
- $74,342
- Median income Near-median income area
- $159,600
- Median home value Below-median home value
- 13.2%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Loyal pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 46%
- household income, US ZIPs
- 29th pct
- home value, US ZIPs
- 16
- people per sq mi
- 79%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 54446 against every reporting US ZIP.
ZIP code 54446 covers 197.7 square miles in Loyal, Clark County, Wisconsin (a standard USPS delivery area), with a modest 3,123 residents on file, a density of 16 people per square mile, in the Chicago time zone.
ZIP 54446 lands in the middle-income range, with a median household income of $74,342 (5% below the average Wisconsin ZIP), while per-capita income is $29,210. The poverty rate is 13.3%, with unemployment at 4.1%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $159,600 (36% below the average Wisconsin ZIP), and median rent is $870; owner occupancy is 78.8%.
Formal educational attainment runs low here: just 13.2% of adults hold a bachelor's degree or higher, the median age is 30.5, and the average commute is 23 minutes. The page also surfaces 2 ZIP codes within roughly 10 miles and 6 more in Clark County, so 54446 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 54446
Top 5 sectors by establishment count in Loyal, WI
Which industries have the most business establishments in ZIP 54446.
- Construction
Construction
12 establishments
- Retail trade
Retail trade
12 establishments
- Other services (except public administration)
Other services (except public administration)
9 establishments
- Transportation and warehousing
Transportation and warehousing
6 establishments
- Accommodation and food services
Accommodation and food services
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 54446, Loyal, WI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,123
Population
197.7
Area (sq mi)
16
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 54446?
30.5
Median Age
49.6%
Male
50.4%
Female
0.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$74,342
Median Household Income
-5% vs state ZIP avg
$29,210
Per Capita Income
13.3%
Poverty Rate
4.1%
Unemployment Rate
23.0 min
Mean Commute Time
How ZIP 54446 ranks among Wisconsin ZIPs
Loyal, WI household income vs. every Wisconsin ZIP code
Median household income among 755 reporting Wisconsin ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$74,342 48th percentile higher than 48% of 755 Wisconsin ZIPs
Each bar is a $20K-wide band; taller bars hold more Wisconsin ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,247housing units
1,247
Total Housing Units
1,192
Occupied Units
55
Vacant Units
2.94
Avg Household Size
Occupancy Type
$159,600
Median Home Value
-36% vs state ZIP avg
$870
Median Rent
1971
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 68 business establishments in ZIP 54446, employing approximately 477 people with a combined annual payroll of $24,217,000.
68
Businesses
477
Employees
$24.2M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 12 | 17.6% |
| Retail trade | 12 | 17.6% |
| Other services (except public administration) | 9 | 13.2% |
| Transportation and warehousing | 6 | 8.8% |
| Accommodation and food services | 6 | 8.8% |
| Manufacturing | 5 | 7.3% |
| Wholesale trade | 5 | 7.3% |
| Health care and social assistance | 4 | 5.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 54446 vs 54488 →
ZIP 54446 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 54446
Loyal (54446)
3,123 residents
- 54420
Chili (54420)
1,307 residents
- 54488
Unity (54488)
1,262 residents
What this shows Among its immediate neighbors, ZIP 54446 ranks the most populous - useful context the national average alone can't give.
ZIP 54446 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 54420
Chili (54420)
$79,899 median income
- 54446
Loyal (54446)
$74,342 median income
- 54488
Unity (54488)
$63,571 median income
What this shows By household income, ZIP 54446 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 54446, both outside WI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,123 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Clark County
Related Areas
Frequently Asked Questions
What county is ZIP code 54446 in?
ZIP code 54446 (Loyal) is located in Clark County, Wisconsin. Clark County contains multiple ZIP codes, see the full list at /counties/clark-wi.
What is the population of ZIP code 54446?
ZIP code 54446 in Loyal, WI has a population of 3,123 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 54446?
The median household income in ZIP 54446 is $74,342, which is 3% below the national average of $76,288.
What is the average home value in ZIP 54446?
The median home value in ZIP 54446 is $159,600, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 54446?
The largest racial group in ZIP 54446 is White at 96.9%. Hispanic or Latino residents make up 0.5% of the population.
How many businesses are in ZIP code 54446?
ZIP code 54446 has 68 business establishments employing approximately 477 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 54446?
The top industries by establishment count in ZIP 54446 are: Construction (12), Retail trade (12), Other services (except public administration) (9). There are 8 industry sectors represented in total.
What is the education level in ZIP code 54446?
In ZIP code 54446, 54.3% of residents aged 25+ have a high school diploma or higher, and 13.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 54446?
The mean commute time for workers in ZIP code 54446 is 23.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 54446?
In ZIP code 54446, approximately 78.8% of occupied housing units are owner-occupied and 21.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 54446?
The poverty rate in ZIP code 54446 is 13.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 54446's numbers, next.
- See how ZIP 54446 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Loyal, WI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.