PlainZIP

Loyal, WI · standard

ZIP Code 54446

Clark County, Wisconsin - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,123
16/sq mi
$74,342
Median income
$159,600
Median home value
13.2%
Bachelor's or higher

The verdict

Loyal pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 46%
household income, US ZIPs
29th pct
home value, US ZIPs
16
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 54446 against every reporting US ZIP.

ZIP code 54446 covers 197.7 square miles in Loyal, Clark County, Wisconsin (a standard USPS delivery area), with a modest 3,123 residents on file, a density of 16 people per square mile, in the Chicago time zone.

ZIP 54446 lands in the middle-income range, with a median household income of $74,342 (5% below the Wisconsin average), while per-capita income is $29,210. Poverty here runs at 13.3%, with unemployment measured at 4.1%. Housing costs here run $159,600 for a typical home value (36% below the state average), with rent averaging $870 a month; 78.8% of homes are owner-occupied.

Formal educational attainment runs low here: just 13.2% of adults hold a bachelor's degree or higher, the median age is 30.5, and the average commute is 23 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Clark County, so you can benchmark 54446 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 54446

Top 5 sectors by establishment count in Loyal, WI

Which industries have the most business establishments in ZIP 54446.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 54446, Loyal, WI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,123

Population

197.7

Area (sq mi)

16

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 54446?

30.5

Median Age

49.6%

Male

50.4%

Female

0.5%

Foreign-Born

White 96.9%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.9%
Hispanic or Latino 0.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$74,342

Median Household Income

-5% vs state

$29,210

Per Capita Income

13.3%

Poverty Rate

4.1%

Unemployment Rate

23.0 min

Mean Commute Time

How ZIP 54446 ranks nationally

Loyal, WI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$74,342 Top 46% higher than 54% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.3%
Bachelor's Degree or Higher 13.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,247

Total Housing Units

1,192

Occupied Units

55

Vacant Units

2.94

Avg Household Size

Occupancy Type

Owner 78.8%
Renter 21.2%

$159,600

Median Home Value

-36% vs state

$870

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 68 business establishments in ZIP 54446, employing approximately 477 people with a combined annual payroll of $24,217,000.

68

Businesses

477

Employees

$24.2M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Construction 12 17.6%
Retail trade 12 17.6%
Other services (except public administration) 9 13.2%
Transportation and warehousing 6 8.8%
Accommodation and food services 6 8.8%
Manufacturing 5 7.3%
Wholesale trade 5 7.3%
Health care and social assistance 4 5.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 54446 vs 54488 →

ZIP 54446 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 54446 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 54446 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 54446 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
54488 Unity, WI 1,262 9.2 mi
54420 Chili, WI 1,307 11.3 mi

More ZIP Codes in Clark County

54456 standard
Neillsville, WI
Pop: 6,085
54771 standard
Thorp, WI
Pop: 4,286
54421 standard
Colby, WI
Pop: 3,455
54437 standard
Greenwood, WI
Pop: 3,077
54405 standard
Abbotsford, WI
Pop: 3,032
54460 standard
Owen, WI
Pop: 2,746

Related Areas

Clark County Loyal, WI Wisconsin

Frequently Asked Questions

What county is ZIP code 54446 in? ▼
ZIP code 54446 (Loyal) is located in Clark County, Wisconsin. Clark County contains multiple ZIP codes, see the full list at /counties/clark-wi.
What is the population of ZIP code 54446? ▼
ZIP code 54446 in Loyal, WI has a population of 3,123 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 54446? ▼
The median household income in ZIP 54446 is $74,342, which is 3% below the national average of $76,288.
What is the average home value in ZIP 54446? ▼
The median home value in ZIP 54446 is $159,600, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 54446? ▼
The largest racial group in ZIP 54446 is White at 96.9%. Hispanic or Latino residents make up 0.5% of the population.
How many businesses are in ZIP code 54446? ▼
ZIP code 54446 has 68 business establishments employing approximately 477 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 54446? ▼
The top industries by establishment count in ZIP 54446 are: Construction (12), Retail trade (12), Other services (except public administration) (9). There are 8 industry sectors represented in total.
What is the education level in ZIP code 54446? ▼
In ZIP code 54446, 54.3% of residents aged 25+ have a high school diploma or higher, and 13.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 54446? ▼
The mean commute time for workers in ZIP code 54446 is 23.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 54446? ▼
In ZIP code 54446, approximately 78.8% of occupied housing units are owner-occupied and 21.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 54446? ▼
The poverty rate in ZIP code 54446 is 13.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.