Residential delivery area · Wisconsin
ZIP Code 54540: Land O Lakes, WI
ZIP code 54540 uses the postal name Land O Lakes, Wisconsin and lies entirely in Vilas County (Census 2020 ZIP-county file). About 970 people live there (Census Bureau, ACS 2020-2024). Median household income is $68,654 (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.
- ACS2020-24
- Census2020
- FHFA2022
- ZBP2023
- IRS2022
- Town
- Land O Lakes · its only residential ZIP
- County
- Vilas County
- House district
- WI-7 119th Congress
- State
- Wisconsin
- Time zone
- Central
- Land area
- 79.9 sq mi · 12 people per sq mi
Where is ZIP code 54540?
54540 centers on 46.155°, -89.373° and covers 79.9 square miles of land plus 14.2 of water. It borders 7 ZIP codes: 54561, 54519, 49969, 54512, 54554, 54557, 49947.
The map draws ZIP code areas only. For the streets inside 54540, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 54540 compare with the rest of Vilas County?
| Measure | 54540 | In Vilas County | In WI |
|---|---|---|---|
| People (ACS 2020-2024) | 971 | 10th of 13 | 635th of 783 |
| Median household income | $69k | not ranked | not ranked |
| Median home value | $276k | not ranked | not ranked |
54540's income and home value are not ranked: it has fewer than 1,000 residents (971). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 19% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 54540?
The 2020 Census counted 1,048 people in 54540; the ACS, which samples households over 2020-2024, estimates 971. Between the 2010 and 2020 censuses its population grew 10.7% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 971±171 (90% margin)
- 2020 Census count
- 1,048+10.7% since 2010 (947)
- Households
- 468
- Median age
- 61.5
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 54540?
Of the 971 people the ACS estimates in 54540, 9.7% are under 18 and 37.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (92.5%).
- Under 189.7%
- 18 to 6452.8%
- 65 and older37.5%
- White, not Hispanic92.5%
- Other or two or more5.1%
- Hispanic or Latino2.4%
- Black, not Hispanic0.0%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 54540 earn?
Median household income is $68,654 (ACS 2020-2024). It rose from $53,772 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $68,654±$10,634
- Income per person
- $38,854
- Below the poverty line
- 3.3%
- Unemployed (of the labor force)
- 3.9%
- Adults 25+ with a bachelor's degree
- 33.5%
- Adjusted gross income per tax return, 2022
- $81,665630 returns; wages 37% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 54540?
- Median home value (owners' estimate)
- $276,400
- Median gross rent
- $608
- Homes owned by their occupants
- 90.0%
- Housing units
- 1,486
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 54540?
61 business establishments had a location in this ZIP code in 2023, 9 fewer than in 2018; the most are in accommodation and food services (ZIP Code Business Patterns).
- Accommodation and food services12
- Retail trade11
- Construction10
- Arts, entertainment, and recreation7
- Other services (except public administration)6
- Administrative and support and waste management and remediation services5
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 54540?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 54561 | Star Lake | 55 | – | 6.5 mi |
| 54519 | Conover | 1,309 | $60k | 8.7 mi |
| 49969 | Watersmeet, MI | 1,000 | $67k | 10.2 mi |
| 54512 | Boulder Junction | 1,461 | $75k | 14.4 mi |
| 54554 | Phelps | 1,148 | $64k | 16.2 mi |
| 54557 | Presque Isle | 1,042 | $74k | 18.4 mi |
| 49947 | Marenisco, MI | 673 | $49k | 21.0 mi |
| 54560 | Sayner | 561 | $62k | 11.9 mi (near) |
| 54558 | Saint Germain | 2,262 | $60k | 17.0 mi (near) |
| 54521 | Eagle River | 8,551 | $74k | 17.4 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.