PlainZIP

Saint Germain, WI · standard

ZIP Code 54558

Vilas County, Wisconsin — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,177
20/sq mi
$59,718
Median income
$261,000
Median home value
24.6%
Bachelor's or higher

The verdict

Saint Germain pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

29th pct
household income, US ZIPs
Top 40%
home value, US ZIPs
20
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 54558 against every reporting US ZIP.

ZIP code 54558 is classified by USPS as a standard delivery area and covers roughly 110.5 square miles in Saint Germain, Vilas County, Wisconsin. The area is home to 2,177 residents, producing a population density of 20 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 54558 against Wisconsin and the nation.

On the economic side, the median household income for ZIP 54558 sits at $59,718 (24% below the Wisconsin average), while per-capita income is $37,868. The poverty rate stands at 10.5% and the unemployment rate at 5.6%. On housing, the median home value is $261,000 (5% above the state average) with median rent at $897 per month, and 80.2% of occupied units are owner-occupied, a direct signal of whether 54558 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 24.6% of adults hold a bachelor's degree or higher, the median age is 58.1, and the average commute is —. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Vilas County, so you can benchmark 54558 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 54558

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 54558.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 54558, Saint Germain, WI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,177

Population

110.5

Area (sq mi)

20

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 54558?

58.1

Median Age

54.6%

Male

45.4%

Female

1.1%

Foreign-Born

White 94.7%
African American 0.6%
Asian 0.4%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.4%
Hispanic or Latino 2.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$59,718

Median Household Income

-24% vs state

$37,868

Per Capita Income

10.5%

Poverty Rate

5.6%

Unemployment Rate

How ZIP 54558 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$59,718 29th percentile higher than 29% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.5%
Bachelor's Degree or Higher 24.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,696

Total Housing Units

1,252

Occupied Units

1,444

Vacant Units

1.81

Avg Household Size

Occupancy Type

Owner 80.2%
Renter 19.8%

$261,000

Median Home Value

+5% vs state

$897

Median Rent

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-5.7%

YoY Change (2024)

232

HPI Index (2000 = 100)

+132%

Total Change Since 2000

Home values in ZIP 54558 have decreased 5.7% over the past year (2024). Since 2000, this ZIP has seen +132% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.9% 149
2021 +10.2% 164
2022 +15.1% 189
2023 +30.1% 246
2024 -5.7% 232

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 113 business establishments in ZIP 54558, employing approximately 557 people with a combined annual payroll of $21,970,000.

113

Businesses

557

Employees

$22.0M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 37 32.7%
Construction 16 14.2%
Retail trade 15 13.3%
Real estate and rental and leasing 11 9.7%
Other services (except public administration) 10 8.8%
Administrative and support and waste management and remediation services 7 6.2%
Arts, entertainment, and recreation 5 4.4%
Manufacturing 3 2.6%
Professional, scientific, and technical services 3 2.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 54558 vs 54560 →

ZIP 54558 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 54558 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 54558 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 54558 ranks #3 of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
54560 Sayner, WI 589 6.7 mi
54539 Lake Tomahawk, WI 1,383 8.8 mi

More ZIP Codes in Vilas County

54521 standard
Eagle River, WI
Pop: 7,509
54568 standard
Woodruff, WI
Pop: 5,198
54538 standard
Lac Du Flambeau, WI
Pop: 3,137
54519 standard
Conover, WI
Pop: 1,231
54554 standard
Phelps, WI
Pop: 1,120
54540 standard
Land O Lakes, WI
Pop: 947

Related Areas

Vilas County Saint Germain, WI Wisconsin

Frequently Asked Questions

What county is ZIP code 54558 in? ▼
ZIP code 54558 (Saint Germain) is located in Vilas County, Wisconsin. Vilas County contains multiple ZIP codes, see the full list at /counties/vilas-wi.
What is the population of ZIP code 54558? ▼
ZIP code 54558 in Saint Germain, WI has a population of 2,177 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 54558? ▼
The median household income in ZIP 54558 is $59,718, which is 22% below the national average of $76,288.
What is the average home value in ZIP 54558? ▼
The median home value in ZIP 54558 is $261,000, which is 6% below the national average of $278,155.
What is the demographic makeup of ZIP 54558? ▼
The largest racial group in ZIP 54558 is White at 94.7%. Hispanic or Latino residents make up 2.0% of the population.
How many businesses are in ZIP code 54558? ▼
ZIP code 54558 has 113 business establishments employing approximately 557 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 54558? ▼
The top industries by establishment count in ZIP 54558 are: Accommodation and food services (37), Construction (16), Retail trade (15). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 54558? ▼
According to the FHFA House Price Index, home values in ZIP 54558 decreased by 5.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 132%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 54558? ▼
In ZIP code 54558, 57.5% of residents aged 25+ have a high school diploma or higher, and 24.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 54558? ▼
In ZIP code 54558, approximately 80.2% of occupied housing units are owner-occupied and 19.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 54558? ▼
The poverty rate in ZIP code 54558 is 10.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Saint Germain, WI

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.