PlainZIP

Lake Tomahawk, WI · standard

ZIP Code 54539

Oneida County, Wisconsin - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,383
11/sq mi
$62,841
Median income
$282,200
Median home value
31.0%
Bachelor's or higher

The verdict

Lake Tomahawk pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

34th pct
household income, US ZIPs
Top 36%
home value, US ZIPs
11
people per sq mi
90%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 54539 against every reporting US ZIP.

ZIP code 54539 is a sparsely populated ZIP (a standard USPS delivery area) in Lake Tomahawk, Oneida County, Wisconsin, home to just 1,383 residents across 126.9 square miles, a density of 11 people per square mile, in the Chicago time zone.

ZIP 54539 reports a modest median household income of $62,841 (20% below the Wisconsin average), while per-capita income is $41,013. The poverty rate stands at 7.7% and the unemployment rate at 1.8%. On housing, the median home value is $282,200 (13% above the state average) with median rent at $834 per month, and 90.3% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 31.0% of adults hold a bachelor's degree or higher, the median age is 56.7, and the average commute is -. A geography-based comparison follows: 3 ZIP codes within about 10 miles of 54539, plus 6 more within Oneida County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 54539

Top 5 sectors by establishment count in Lake Tomahawk, WI

Which industries have the most business establishments in ZIP 54539.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 54539, Lake Tomahawk, WI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,383

Population

126.9

Area (sq mi)

11

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 54539?

56.7

Median Age

53.1%

Male

46.9%

Female

2.8%

Foreign-Born

White 93.8%
African American 1.6%
Asian 0.2%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.1%
Hispanic or Latino 0.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$62,841

Median Household Income

-20% vs state

$41,013

Per Capita Income

7.7%

Poverty Rate

1.8%

Unemployment Rate

How ZIP 54539 ranks nationally

Lake Tomahawk, WI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$62,841 34th percentile higher than 34% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.6%
Bachelor's Degree or Higher 31.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,033

Total Housing Units

599

Occupied Units

1,434

Vacant Units

2.07

Avg Household Size

Occupancy Type

Owner 90.3%
Renter 9.7%

$282,200

Median Home Value

+13% vs state

$834

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+21.3%

YoY Change (2022)

224

HPI Index (2000 = 100)

+124%

Total Change Since 2000

Home values in ZIP 54539 have increased 21.3% over the past year (2022). Since 2000, this ZIP has seen +124% cumulative appreciation.

Year Annual Change HPI Index
2018 +4.4% 151
2019 +7.8% 162
2020 -0.5% 162
2021 +14.1% 185
2022 +21.3% 224

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 25 business establishments in ZIP 54539, employing approximately 101 people with a combined annual payroll of $3,734,000.

25

Businesses

101

Employees

$3.7M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Construction 9 36.0%
Accommodation and food services 6 24.0%
Retail trade 4 16.0%
Health care and social assistance 3 12.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 54539 vs 54558 →

ZIP 54539 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 54539 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 54539 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 54539 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
54558 Saint Germain, WI 2,177 8.8 mi
54529 Harshaw, WI 1,133 9.9 mi
54568 Woodruff, WI 5,198 11.0 mi

More ZIP Codes in Oneida County

54501 standard
Rhinelander, WI
Pop: 20,019
54548 standard
Minocqua, WI
Pop: 4,626
54562 standard
Three Lakes, WI
Pop: 1,948
54531 standard
Hazelhurst, WI
Pop: 1,454
54529 standard
Harshaw, WI
Pop: 1,133
54463 standard
Pelican Lake, WI
Pop: 684

Related Areas

Oneida County Lake Tomahawk, WI Wisconsin

Frequently Asked Questions

What county is ZIP code 54539 in? ▼
ZIP code 54539 (Lake Tomahawk) is located in Oneida County, Wisconsin. Oneida County contains multiple ZIP codes, see the full list at /counties/oneida-wi.
What is the population of ZIP code 54539? ▼
ZIP code 54539 in Lake Tomahawk, WI has a population of 1,383 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 54539? ▼
The median household income in ZIP 54539 is $62,841, which is 18% below the national average of $76,288.
What is the average home value in ZIP 54539? ▼
The median home value in ZIP 54539 is $282,200, which is 1% above the national average of $278,155.
What is the demographic makeup of ZIP 54539? ▼
The largest racial group in ZIP 54539 is White at 93.8%. Hispanic or Latino residents make up 0.9% of the population.
How many businesses are in ZIP code 54539? ▼
ZIP code 54539 has 25 business establishments employing approximately 101 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 54539? ▼
The top industries by establishment count in ZIP 54539 are: Construction (9), Accommodation and food services (6), Retail trade (4). There are 4 industry sectors represented in total.
How have home values changed in ZIP code 54539? ▼
According to the FHFA House Price Index, home values in ZIP 54539 increased by 21.3% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 124%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 54539? ▼
In ZIP code 54539, 65.6% of residents aged 25+ have a high school diploma or higher, and 31.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 54539? ▼
In ZIP code 54539, approximately 90.3% of occupied housing units are owner-occupied and 9.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 54539? ▼
The poverty rate in ZIP code 54539 is 7.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.