Lake Nebagamon, WI · standard
ZIP Code 54849
Douglas County, Wisconsin — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,967
- 8/sq mi
- $80,714
- Median income
- $261,000
- Median home value
- 34.5%
- Bachelor's or higher
The verdict
Lake Nebagamon pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 37%
- household income, US ZIPs
- Top 40%
- home value, US ZIPs
- 8
- people per sq mi
- 91%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 54849 against every reporting US ZIP.
ZIP code 54849 is classified by USPS as a standard delivery area and covers roughly 234.2 square miles in Lake Nebagamon, Douglas County, Wisconsin. The area is home to 1,967 residents, producing a population density of 8 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 54849 against Wisconsin and the nation.
On the economic side, the median household income for ZIP 54849 sits at $80,714 (3% above the Wisconsin average), while per-capita income is $43,676. The poverty rate stands at 5.4% and the unemployment rate at 2.3%. On housing, the median home value is $261,000 (5% above the state average) with median rent at $836 per month, and 90.5% of occupied units are owner-occupied, a direct signal of whether 54849 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 34.5% of adults hold a bachelor's degree or higher, the median age is 49.1, and the average commute is 37 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Douglas County, so you can benchmark 54849 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 54849
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 54849.
- Construction
Construction
10 establishments
- Accommodation and food services
Accommodation and food services
8 establishments
- Retail trade
Retail trade
5 establishments
- Wholesale trade 3
Wholesale trade
3 establishments
- Transportation and warehousing 3
Transportation and warehousing
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 54849, Lake Nebagamon, WI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
1,967
Population
234.2
Area (sq mi)
8
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 54849?
49.1
Median Age
51.8%
Male
48.2%
Female
0.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$80,714
Median Household Income
+3% vs state
$43,676
Per Capita Income
5.4%
Poverty Rate
2.3%
Unemployment Rate
37.0 min
Mean Commute Time
How ZIP 54849 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$80,714 Top 37% higher than 63% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,261
Total Housing Units
830
Occupied Units
431
Vacant Units
2.24
Avg Household Size
Occupancy Type
$261,000
Median Home Value
+5% vs state
$836
Median Rent
1983
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.7%
YoY Change (2024)
262
HPI Index (2000 = 100)
+162%
Total Change Since 2000
Home values in ZIP 54849 have increased 3.7% over the past year (2024). Since 2000, this ZIP has seen +162% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.6% | 162 |
| 2021 | +9.0% | 176 |
| 2022 | +18.2% | 208 |
| 2023 | +21.4% | 253 |
| 2024 | +3.7% | 262 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 42 business establishments in ZIP 54849, employing approximately 202 people with a combined annual payroll of $7,626,000.
42
Businesses
202
Employees
$7.6M
Annual Payroll
6
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 10 | 23.8% |
| Accommodation and food services | 8 | 19.1% |
| Retail trade | 5 | 11.9% |
| Wholesale trade | 3 | 7.1% |
| Transportation and warehousing | 3 | 7.1% |
| Other services (except public administration) | 3 | 7.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 54849 vs 54842 →
ZIP 54849 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 54873
Solon Springs (54873)
2,799 residents
- 54849
Lake Nebagamon (54849)
1,967 residents
- 54864
Poplar (54864)
1,322 residents
- 54842 185
Hawthorne (54842)
185 residents
What this shows Among its immediate neighbors, ZIP 54849 ranks #2 by population — useful context the national average alone can't give.
ZIP 54849 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 54864
Poplar (54864)
$91,250 median income
- 54842
Hawthorne (54842)
$88,750 median income
- 54873
Solon Springs (54873)
$88,359 median income
- 54849
Lake Nebagamon (54849)
$80,714 median income
What this shows By household income, ZIP 54849 ranks #4 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Douglas County
Related Areas
Frequently Asked Questions
What county is ZIP code 54849 in? ▼
What is the population of ZIP code 54849? ▼
What is the median household income in ZIP 54849? ▼
What is the average home value in ZIP 54849? ▼
What is the demographic makeup of ZIP 54849? ▼
How many businesses are in ZIP code 54849? ▼
What are the main industries in ZIP code 54849? ▼
How have home values changed in ZIP code 54849? ▼
What is the education level in ZIP code 54849? ▼
What is the average commute time in ZIP 54849? ▼
What percentage of residents own vs. rent in ZIP 54849? ▼
What is the poverty rate in ZIP code 54849? ▼
ZIP Code Research Guides
Official Data Resources for Lake Nebagamon, WI
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.