Lake Nebagamon, WI · standard
ZIP Code 54849
Douglas County, Wisconsin - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,967
- 8/sq mi Low-density area
- $80,714
- Median income Near-median income area
- $261,000
- Median home value Near-median home value
- 34.5%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Lake Nebagamon pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 37%
- household income, US ZIPs
- Top 40%
- home value, US ZIPs
- 8
- people per sq mi
- 91%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 54849 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 54849 (Lake Nebagamon, WI) rose +3.7% from 2023 to 2024. The all-transactions index moved from 252.9 in 2023 to 262.3 in 2024 (2000 = 100).
ZIP code 54849 covers 234.2 square miles in Lake Nebagamon, Douglas County, Wisconsin (a standard USPS delivery area), with a modest 1,967 residents on file, a density of 8 people per square mile, in the Chicago time zone.
ZIP 54849 lands in the middle-income range, with a median household income of $80,714 (3% above the average Wisconsin ZIP), while per-capita income is $43,676. Both reported hardship measures are comparatively low in absolute terms: poverty is 5.4% and unemployment is 2.3%. Median home value is $261,000 (5% above the average Wisconsin ZIP) and median rent is $836; 90.5% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 34.5% of adults hold a bachelor's degree or higher, the median age is 49.1, and the average commute is 37 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Douglas County, so 54849 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 54849
Top 5 sectors by establishment count in Lake Nebagamon, WI
Which industries have the most business establishments in ZIP 54849.
- Construction
Construction
10 establishments
- Accommodation and food services
Accommodation and food services
8 establishments
- Retail trade
Retail trade
5 establishments
- Wholesale trade 3
Wholesale trade
3 establishments
- Transportation and warehousing 3
Transportation and warehousing
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 54849, Lake Nebagamon, WI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,967
Population
234.2
Area (sq mi)
8
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 54849?
49.1
Median Age
51.8%
Male
48.2%
Female
0.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$80,714
Median Household Income
+3% vs state ZIP avg
$43,676
Per Capita Income
5.4%
Poverty Rate
2.3%
Unemployment Rate
37.0 min
Mean Commute Time
How ZIP 54849 ranks among Wisconsin ZIPs
Lake Nebagamon, WI household income vs. every Wisconsin ZIP code
Median household income among 755 reporting Wisconsin ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$80,714 Top 39% higher than 61% of 755 Wisconsin ZIPs
Each bar is a $20K-wide band; taller bars hold more Wisconsin ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,261housing units
1,261
Total Housing Units
830
Occupied Units
431
Vacant Units
2.24
Avg Household Size
Occupancy Type
$261,000
Median Home Value
+5% vs state ZIP avg
$836
Median Rent
1983
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.7%
YoY Change (2024)
262
HPI Index (2000 = 100)
+162%
Total Change Since 2000
Home values in ZIP 54849 have increased 3.7% over the past year (2024). Since 2000, this ZIP has seen +162% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.6% | 162 |
| 2021 | +9.0% | 176 |
| 2022 | +18.2% | 208 |
| 2023 | +21.4% | 253 |
| 2024 | +3.7% | 262 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 42 business establishments in ZIP 54849, employing approximately 202 people with a combined annual payroll of $7,626,000.
42
Businesses
202
Employees
$7.6M
Annual Payroll
6
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 10 | 23.8% |
| Accommodation and food services | 8 | 19.1% |
| Retail trade | 5 | 11.9% |
| Wholesale trade | 3 | 7.1% |
| Transportation and warehousing | 3 | 7.1% |
| Other services (except public administration) | 3 | 7.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 54849 vs 54842 →
ZIP 54849 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 54873
Solon Springs (54873)
2,799 residents
- 54849
Lake Nebagamon (54849)
1,967 residents
- 54864
Poplar (54864)
1,322 residents
- 54842 185
Hawthorne (54842)
185 residents
What this shows Among its immediate neighbors, ZIP 54849 ranks #2 by population - useful context the national average alone can't give.
ZIP 54849 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 54864
Poplar (54864)
$91,250 median income
- 54842
Hawthorne (54842)
$88,750 median income
- 54873
Solon Springs (54873)
$88,359 median income
- 54849
Lake Nebagamon (54849)
$80,714 median income
What this shows By household income, ZIP 54849 ranks #4 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 54849, both outside WI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,967 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Douglas County
Related Areas
Frequently Asked Questions
What county is ZIP code 54849 in?
ZIP code 54849 (Lake Nebagamon) is located in Douglas County, Wisconsin. Douglas County contains multiple ZIP codes, see the full list at /counties/douglas-wi.
What is the population of ZIP code 54849?
ZIP code 54849 in Lake Nebagamon, WI has a population of 1,967 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 54849?
The median household income in ZIP 54849 is $80,714, which is 6% above the national average of $76,288.
What is the average home value in ZIP 54849?
The median home value in ZIP 54849 is $261,000, which is 6% below the national average of $278,155.
What is the demographic makeup of ZIP 54849?
The largest racial group in ZIP 54849 is White at 94.2%. Hispanic or Latino residents make up 1.5% of the population.
How many businesses are in ZIP code 54849?
ZIP code 54849 has 42 business establishments employing approximately 202 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 54849?
The top industries by establishment count in ZIP 54849 are: Construction (10), Accommodation and food services (8), Retail trade (5). There are 6 industry sectors represented in total.
How have home values changed in ZIP code 54849?
According to the FHFA House Price Index, home values in ZIP 54849 increased by 3.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 162%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 54849?
In ZIP code 54849, 56.2% of residents aged 25+ have a high school diploma or higher, and 34.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 54849?
The mean commute time for workers in ZIP code 54849 is 37.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 54849?
In ZIP code 54849, approximately 90.5% of occupied housing units are owner-occupied and 9.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 54849?
The poverty rate in ZIP code 54849 is 5.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 54849's numbers, next.
- See how ZIP 54849 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Lake Nebagamon, WI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.