Residential delivery area · Wisconsin

ZIP Code 54849: Lake Nebagamon, WI

ZIP code 54849 uses the postal name Lake Nebagamon, Wisconsin and lies entirely in Douglas County (Census 2020 ZIP-county file). About 1,900 people live there (Census Bureau, ACS 2020-2024). Median household income is $80,714 (Census Bureau, ACS 2020-2024). By Census place, 14% of its land lies in Lake Nebagamon; 86% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
5national area: Wisconsin, Iowa, Minnesota, Montana, North Dakota and South Dakota
548sectional center: Eau Claire, WI (SCF 547)
49delivery area within it
Town
Lake Nebagamon · its only residential ZIP
Census places
Lake Nebagamon
Metro area
Duluth, MN-WI
House district
WI-7 119th Congress
Time zone
Central
Land area
86.7 sq mi · 21 people per sq mi

Where is ZIP code 54849?

54849 centers on 46.482°, -91.717° and covers 86.7 square miles of land plus 3.5 of water. It borders 5 ZIP codes: 54842, 54820, 54864, 54873, 54854.

54820 · Brule54842 · Hawthorne54854 · Maple54864 · Poplar54873 · Solon Springs54849 · Lake Nebagamon (this ZIP)54849548735482054854548645484254820 · Brule54842 · Hawthorne54854 · Maple54864 · Poplar54873 · Solon Springs54849 · Lake Nebagamon (this ZIP)54849548735482054854548645484254820 · Brule54842 · Hawthorne54854 · Maple54864 · Poplar54873 · Solon Springs54849 · Lake Nebagamon (this ZIP)5484954873548205485454864
Shaded by median household income, in national fifths (ACS 2020-2024); 54849 outlined. Census 2020 ZCTA boundaries.<$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 54849, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 54849 compare with the rest of Douglas County?

Rank of 54849 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure54849In Douglas CountyIn WI
People (ACS 2020-2024)1,8576th of 12500th of 783
Median household income$81k4th of 8264th of 610
Median home value$261k2nd of 8243rd of 612

Its median household income is higher than in 63% of U.S. residential ZIP codes, and it is denser than 27% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 54849?

The 2020 Census counted 1,967 people in 54849; the ACS, which samples households over 2020-2024, estimates 1,857. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.

People, ACS 2020-2024
1,857
2020 Census count
1,967
Households
830
Median age
49.1

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 54849?

Of the 1,857 people the ACS estimates in 54849, 21.1% are under 18 and 22.1% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (94.2%).

  • Under 1821.1%
  • 18 to 6456.9%
  • 65 and older22.1%
Age of the people of 54849 (ACS 2020-2024, B01001)
  • White, not Hispanic94.2%
  • Other or two or more4.3%
  • Hispanic or Latino1.5%
  • Asian, not Hispanic0.1%
  • Black, not Hispanic0.0%
Race and Hispanic origin in 54849 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 54849 earn?

Median household income is $80,714 (ACS 2020-2024), the 4th highest of the 8 ranked ZIP codes in Douglas County.

Median household income
$80,714±$13,520
Income per person
$43,676
Below the poverty line
5.4%
Unemployed (of the labor force)
2.3%
Adults 25+ with a bachelor's degree
34.5%
Adjusted gross income per tax return, 2022
$94,1301,020 returns; wages 60% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 54849?

FHFA's house price index for 54849, built from repeat sales and appraisals of the same homes, rose 102% from 2015 to 2025 and rose 71% from 2020 to 2025, and moved +5.6% in 2025.

Median home value (owners' estimate)
$261,000
Median gross rent
$836
Homes owned by their occupants
90.5%
Housing units
1,261
010020030040019962000201020202025010020030040019962000201020202025010020030040019962000201020202025
Index = 100 in 1996, the first year FHFA reports for 54849; 2025: 407.8. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 54849?

42 business establishments had a location in this ZIP code in 2023, 7 more than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction10
  • Accommodation and food services8
  • Retail trade5
  • Wholesale trade3
  • Transportation and warehousing3
  • Other services (except public administration)3

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 54849?

ZIP codes that share a boundary with 54849, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
54842Hawthorne267$89k7.4 mi
54820Brule707$85k9.0 mi
54864Poplar1,590$91k9.2 mi
54873Solon Springs3,056$88k9.4 mi
54854Maple960$88k11.9 mi
54874South Range3,690$89k12.2 mi (near)
54847Iron River2,607$69k16.5 mi (near)
54838Gordon1,404$74k16.5 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.