Residential delivery area · Wisconsin

ZIP Code 54853: Luck, WI

ZIP code 54853 uses the postal name Luck, Wisconsin and lies mostly in Polk County (96% of its land) with the rest in Burnett County (Census 2020 ZIP-county file). About 3,500 people live there (Census Bureau, ACS 2020-2024). Median household income is $75,000 (Census Bureau, ACS 2020-2024). By Census place, 2% of its land lies in Luck; 98% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
5national area: Wisconsin, Iowa, Minnesota, Montana, North Dakota and South Dakota
548sectional center: Eau Claire, WI (SCF 547)
53delivery area within it
Town
Luck · its only residential ZIP
County
Polk County (96%); Burnett County (4%)
Census places
Luck
House district
WI-7 119th Congress
Time zone
Central
Land area
88.0 sq mi · 40 people per sq mi

Where is ZIP code 54853?

54853 centers on 45.576°, -92.459° and covers 88.0 square miles of land plus 8.1 of water. It borders 9 ZIP codes: 54858, 54824, 54837, 54810, 54006, 54024, 54826, 54840, 54829.

54006 · Cushing54024 · Saint Croix Falls54810 · Balsam Lake54824 · Centuria54826 · Comstock54829 · Cumberland54837 · Frederic54840 · Grantsburg54858 · Milltown54853 · Luck (this ZIP)5485354840548375482954024548105482654824540065485854006 · Cushing54024 · Saint Croix Falls54810 · Balsam Lake54824 · Centuria54826 · Comstock54829 · Cumberland54837 · Frederic54840 · Grantsburg54858 · Milltown54853 · Luck (this ZIP)5485354840548375482954024548105482654824540065485854006 · Cushing54024 · Saint Croix Falls54810 · Balsam Lake54824 · Centuria54826 · Comstock54829 · Cumberland54837 · Frederic54840 · Grantsburg54858 · Milltown54853 · Luck (this ZIP)54853548405483754829540245481054826548245400654858
Shaded by median household income, in national fifths (ACS 2020-2024); 54853 outlined. Census 2020 ZCTA boundaries.<$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 54853, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 54853 compare with the rest of Polk County?

Rank of 54853 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure54853In Polk CountyIn WI
People (ACS 2020-2024)3,5068th of 20341st of 783
Median household income$75k9th of 18334th of 610
Median home value$245k12th of 17289th of 612

Its median household income is higher than in 55% of U.S. residential ZIP codes, and it is denser than 38% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 54853?

The 2020 Census counted 3,967 people in 54853; the ACS, which samples households over 2020-2024, estimates 3,506. Between the 2010 and 2020 censuses its population fell 1.0% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
3,506
2020 Census count
3,967−1.0% since 2010 (4,009)
Households
1,556
Median age
51.3

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 54853?

Of the 3,506 people the ACS estimates in 54853, 17.1% are under 18 and 29.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (90.4%).

  • Under 1817.1%
  • 18 to 6453.5%
  • 65 and older29.3%
Age of the people of 54853 (ACS 2020-2024, B01001)
  • White, not Hispanic90.4%
  • Other or two or more5.6%
  • Hispanic or Latino3.0%
  • Asian, not Hispanic0.7%
  • Black, not Hispanic0.2%
Race and Hispanic origin in 54853 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 54853 earn?

Median household income is $75,000 (ACS 2020-2024), the 9th highest of the 18 ranked ZIP codes in Polk County. It is not measurably different from 2015-2019 ($68,645 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$75,000
Income per person
$43,005
Below the poverty line
8.8%
Unemployed (of the labor force)
3.3%
Adults 25+ with a bachelor's degree
23.9%
Adjusted gross income per tax return, 2022
$72,3271,860 returns; wages 61% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 54853?

FHFA's house price index for 54853, built from repeat sales and appraisals of the same homes, rose 107% from 2015 to 2025 and rose 63% from 2020 to 2025, and moved +2.1% in 2025.

Median home value (owners' estimate)
$245,100
Median gross rent
$850
Homes owned by their occupants
83.6%
Housing units
2,458
010020030040050019922000201020202025010020030040050019922000201020202025010020030040050019922000201020202025
Index = 100 in 1992, the first year FHFA reports for 54853; 2025: 496.3. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 54853?

89 business establishments had a location in this ZIP code in 2023, 11 more than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction17
  • Retail trade11
  • Accommodation and food services10
  • Other services (except public administration)10
  • Administrative and support and waste management and remediation services8
  • Health care and social assistance8

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 54853?

ZIP codes that share a boundary with 54853, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
54858Milltown1,636$54k3.9 mi
54824Centuria1,950$67k7.5 mi
54837Frederic3,803$71k8.3 mi
54810Balsam Lake2,849$70k8.9 mi
54006Cushing852$70k9.1 mi
54024Saint Croix Falls5,035$75k10.2 mi
54826Comstock922$95k14.7 mi
54840Grantsburg4,775$64k16.5 mi
54829Cumberland5,446$67k18.6 mi
54872Siren2,569$61k13.9 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.