Balsam Lake, WI · standard
ZIP Code 54810
Polk County, Wisconsin — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,512
- 21/sq mi
- $69,917
- Median income
- $271,600
- Median home value
- 21.0%
- Bachelor's or higher
The verdict
Balsam Lake pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 46th pct
- household income, US ZIPs
- Top 38%
- home value, US ZIPs
- 21
- people per sq mi
- 85%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 54810 against every reporting US ZIP.
ZIP code 54810 is classified by USPS as a standard delivery area and covers roughly 117.4 square miles in Balsam Lake, Polk County, Wisconsin. The area is home to 2,512 residents, producing a population density of 21 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 54810 against Wisconsin and the nation.
On the economic side, the median household income for ZIP 54810 sits at $69,917 (11% below the Wisconsin average), while per-capita income is $40,035. The poverty rate stands at 7.3% and the unemployment rate at 4.6%. On housing, the median home value is $271,600 (9% above the state average) with median rent at $1,003 per month, and 85.0% of occupied units are owner-occupied, a direct signal of whether 54810 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 21.0% of adults hold a bachelor's degree or higher, the median age is 47.2, and the average commute is 33 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Polk County, so you can benchmark 54810 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 54810
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 54810.
- Accommodation and food services
Accommodation and food services
15 establishments
- Construction
Construction
9 establishments
- Retail trade
Retail trade
9 establishments
- Transportation and warehousing 4
Transportation and warehousing
4 establishments
- Real estate and rental and leasing 4
Real estate and rental and leasing
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 54810, Balsam Lake, WI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
2,512
Population
117.4
Area (sq mi)
21
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 54810?
47.2
Median Age
51.0%
Male
49.0%
Female
1.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$69,917
Median Household Income
-11% vs state
$40,035
Per Capita Income
7.3%
Poverty Rate
4.6%
Unemployment Rate
32.5 min
Mean Commute Time
How ZIP 54810 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$69,917 46th percentile higher than 46% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
2,182
Total Housing Units
1,222
Occupied Units
960
Vacant Units
2.29
Avg Household Size
Occupancy Type
$271,600
Median Home Value
+9% vs state
$1,003
Median Rent
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+1.1%
YoY Change (2024)
289
HPI Index (2000 = 100)
+189%
Total Change Since 2000
Home values in ZIP 54810 have increased 1.1% over the past year (2024). Since 2000, this ZIP has seen +189% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.0% | 180 |
| 2021 | +11.1% | 200 |
| 2022 | +23.1% | 247 |
| 2023 | +15.8% | 286 |
| 2024 | +1.1% | 289 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 64 business establishments in ZIP 54810, employing approximately 459 people with a combined annual payroll of $15,564,000.
64
Businesses
459
Employees
$15.6M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 15 | 23.4% |
| Construction | 9 | 14.1% |
| Retail trade | 9 | 14.1% |
| Transportation and warehousing | 4 | 6.3% |
| Real estate and rental and leasing | 4 | 6.3% |
| Professional, scientific, and technical services | 4 | 6.3% |
| Health care and social assistance | 4 | 6.3% |
| Other services (except public administration) | 4 | 6.3% |
| Administrative and support and waste management and remediation services | 3 | 4.7% |
| Arts, entertainment, and recreation | 3 | 4.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 54810 vs 54001 →
ZIP 54810 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 54001
Amery (54001)
8,155 residents
- 54853
Luck (54853)
4,009 residents
- 54810 2,512
Balsam Lake (54810)
2,512 residents
- 54858 1,518
Milltown (54858)
1,518 residents
What this shows Among its immediate neighbors, ZIP 54810 ranks #3 by population — useful context the national average alone can't give.
ZIP 54810 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 54001
Amery (54001)
$80,344 median income
- 54853
Luck (54853)
$75,000 median income
- 54810
Balsam Lake (54810)
$69,917 median income
- 54858
Milltown (54858)
$53,901 median income
What this shows By household income, ZIP 54810 ranks #3 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Polk County
Related Areas
Frequently Asked Questions
What county is ZIP code 54810 in? ▼
What is the population of ZIP code 54810? ▼
What is the median household income in ZIP 54810? ▼
What is the average home value in ZIP 54810? ▼
What is the demographic makeup of ZIP 54810? ▼
How many businesses are in ZIP code 54810? ▼
What are the main industries in ZIP code 54810? ▼
How have home values changed in ZIP code 54810? ▼
What is the education level in ZIP code 54810? ▼
What is the average commute time in ZIP 54810? ▼
What percentage of residents own vs. rent in ZIP 54810? ▼
What is the poverty rate in ZIP code 54810? ▼
ZIP Code Research Guides
Official Data Resources for Balsam Lake, WI
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.