Residential delivery area · Wisconsin

ZIP Code 54889: Turtle Lake, WI

ZIP code 54889 uses the postal name Turtle Lake, Wisconsin and lies mostly in Polk County (55% of its land) with the rest in Barron County (Census 2020 ZIP-county file). About 2,800 people live there (Census Bureau, ACS 2020-2024). Median household income is $77,143 (Census Bureau, ACS 2020-2024). By Census place, 4% of its land lies in Turtle Lake; 96% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
5national area: Wisconsin, Iowa, Minnesota, Montana, North Dakota and South Dakota
548sectional center: Eau Claire, WI (SCF 547)
89delivery area within it
Town
Turtle Lake · its only residential ZIP
County
Polk County (55%); Barron County (45%)
Census places
Turtle Lake
House district
WI-7 119th Congress
Time zone
Central
Land area
73.5 sq mi · 39 people per sq mi

Where is ZIP code 54889?

54889 centers on 45.415°, -92.170° and covers 73.5 square miles of land plus 3.5 of water. It borders 5 ZIP codes: 54826, 54805, 54004, 54810, 54001.

54001 · Amery54004 · Clayton54805 · Almena54810 · Balsam Lake54826 · Comstock54889 · Turtle Lake (this ZIP)54889540015400454810548265480554001 · Amery54004 · Clayton54805 · Almena54810 · Balsam Lake54826 · Comstock54889 · Turtle Lake (this ZIP)54889540015400454810548265480554001 · Amery54004 · Clayton54805 · Almena54810 · Balsam Lake54826 · Comstock54889 · Turtle Lake (this ZIP)548895400154004548105482654805
Shaded by median household income, in national fifths (ACS 2020-2024); 54889 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 54889, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 54889 compare with the rest of Polk County?

Rank of 54889 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure54889In Polk CountyIn WI
People (ACS 2020-2024)2,83711th of 20389th of 783
Median household income$77k7th of 18310th of 610
Median home value$257k9th of 17252nd of 612

Its median household income is higher than in 58% of U.S. residential ZIP codes, and it is denser than 37% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 54889?

The 2020 Census counted 2,800 people in 54889; the ACS, which samples households over 2020-2024, estimates 2,837. Between the 2010 and 2020 censuses its population grew 2.1% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
2,837
2020 Census count
2,800+2.1% since 2010 (2,742)
Households
1,320
Median age
49.9

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 54889?

Of the 2,837 people the ACS estimates in 54889, 18.2% are under 18 and 28.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (94.0%).

  • Under 1818.2%
  • 18 to 6453.6%
  • 65 and older28.2%
Age of the people of 54889 (ACS 2020-2024, B01001)
  • White, not Hispanic94.0%
  • Other or two or more4.0%
  • Hispanic or Latino1.7%
  • Asian, not Hispanic0.4%
  • Black, not Hispanic0.0%
Race and Hispanic origin in 54889 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 54889 earn?

Median household income is $77,143 (ACS 2020-2024), the 7th highest of the 18 ranked ZIP codes in Polk County. It rose from $64,748 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.

Median household income
$77,143±$9,457
Income per person
$45,345
Below the poverty line
6.9%
Unemployed (of the labor force)
1.7%
Adults 25+ with a bachelor's degree
25.7%
Adjusted gross income per tax return, 2022
$64,0601,440 returns; wages 68% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 54889?

FHFA's house price index for 54889, built from repeat sales and appraisals of the same homes, rose 82% from 2015 to 2025 and rose 54% from 2020 to 2025, and moved −6.3% in 2025.

Median home value (owners' estimate)
$257,100
Median gross rent
$846
Homes owned by their occupants
80.2%
Housing units
1,822
0 100 200 300 1998201020202025 0 100 200 300 1998201020202025 0 100 200 300 1998201020202025
Index = 100 in 1998, the first year FHFA reports for 54889; 2025: 293.4. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 54889?

76 business establishments had a location in this ZIP code in 2023, 4 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).

  • Retail trade13
  • Accommodation and food services12
  • Other services (except public administration)9
  • Construction8
  • Transportation and warehousing7
  • Manufacturing6

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 54889?

ZIP codes that share a boundary with 54889, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
54826Comstock922$95k5.6 mi
54805Almena1,520$60k7.1 mi
54004Clayton2,192$68k8.1 mi
54810Balsam Lake2,849$70k11.0 mi
54001Amery7,906$80k11.9 mi
54829Cumberland5,446$67k11.4 mi (near)
54005Clear Lake3,264$88k13.2 mi (near)
54762Prairie Farm1,232$63k13.8 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.