Clear Lake, WI · standard
ZIP Code 54005
Polk County, Wisconsin — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,056
- 15/sq mi
- $87,813
- Median income
- $274,300
- Median home value
- 18.4%
- Bachelor's or higher
The verdict
Clear Lake pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 29%
- household income, US ZIPs
- Top 38%
- home value, US ZIPs
- 15
- people per sq mi
- 80%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 54005 against every reporting US ZIP.
ZIP code 54005 is classified by USPS as a standard delivery area and covers roughly 206.5 square miles in Clear Lake, Polk County, Wisconsin. The area is home to 3,056 residents, producing a population density of 15 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 54005 against Wisconsin and the nation.
On the economic side, the median household income for ZIP 54005 sits at $87,813 (12% above the Wisconsin average), while per-capita income is $38,981. The poverty rate stands at 7.9% and the unemployment rate at 3.7%. On housing, the median home value is $274,300 (10% above the state average) with median rent at $969 per month, and 80.3% of occupied units are owner-occupied, a direct signal of whether 54005 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 18.4% of adults hold a bachelor's degree or higher, the median age is 37.9, and the average commute is 25 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Polk County, so you can benchmark 54005 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 54005
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 54005.
- Other services (except public administration)
Other services (except public administration)
14 establishments
- Construction
Construction
11 establishments
- Retail trade
Retail trade
8 establishments
- Accommodation and food services
Accommodation and food services
8 establishments
- Manufacturing 5
Manufacturing
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 54005, Clear Lake, WI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
3,056
Population
206.5
Area (sq mi)
15
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 54005?
37.9
Median Age
52.3%
Male
47.7%
Female
2.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$87,813
Median Household Income
+12% vs state
$38,981
Per Capita Income
7.9%
Poverty Rate
3.7%
Unemployment Rate
25.4 min
Mean Commute Time
How ZIP 54005 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$87,813 Top 29% higher than 71% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,345
Total Housing Units
1,217
Occupied Units
128
Vacant Units
2.68
Avg Household Size
Occupancy Type
$274,300
Median Home Value
+10% vs state
$969
Median Rent
1980
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+19.4%
YoY Change (2024)
255
HPI Index (2000 = 100)
+155%
Total Change Since 2000
Home values in ZIP 54005 have increased 19.4% over the past year (2024). Since 2000, this ZIP has seen +155% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -0.3% | 155 |
| 2021 | +12.4% | 174 |
| 2022 | +21.0% | 211 |
| 2023 | +1.3% | 214 |
| 2024 | +19.4% | 255 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 73 business establishments in ZIP 54005, employing approximately 821 people with a combined annual payroll of $46,956,000.
73
Businesses
821
Employees
$47.0M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Other services (except public administration) | 14 | 19.2% |
| Construction | 11 | 15.1% |
| Retail trade | 8 | 11.0% |
| Accommodation and food services | 8 | 11.0% |
| Manufacturing | 5 | 6.8% |
| Real estate and rental and leasing | 5 | 6.8% |
| Health care and social assistance | 5 | 6.8% |
| Transportation and warehousing | 3 | 4.1% |
| Finance and insurance | 3 | 4.1% |
| Professional, scientific, and technical services | 3 | 4.1% |
| Administrative and support and waste management and remediation services | 3 | 4.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 54005 vs 54007 →
ZIP 54005 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 54005
Clear Lake (54005)
3,056 residents
- 54004
Clayton (54004)
2,317 residents
- 54007 1,188
Deer Park (54007)
1,188 residents
- 54734 856
Downing (54734)
856 residents
What this shows Among its immediate neighbors, ZIP 54005 ranks the most populous — useful context the national average alone can't give.
ZIP 54005 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 54005
Clear Lake (54005)
$87,813 median income
- 54007
Deer Park (54007)
$85,398 median income
- 54734
Downing (54734)
$71,500 median income
- 54004
Clayton (54004)
$68,182 median income
What this shows By household income, ZIP 54005 ranks the highest of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Polk County
Related Areas
Frequently Asked Questions
What county is ZIP code 54005 in? ▼
What is the population of ZIP code 54005? ▼
What is the median household income in ZIP 54005? ▼
What is the average home value in ZIP 54005? ▼
What is the demographic makeup of ZIP 54005? ▼
How many businesses are in ZIP code 54005? ▼
What are the main industries in ZIP code 54005? ▼
How have home values changed in ZIP code 54005? ▼
What is the education level in ZIP code 54005? ▼
What is the average commute time in ZIP 54005? ▼
What percentage of residents own vs. rent in ZIP 54005? ▼
What is the poverty rate in ZIP code 54005? ▼
ZIP Code Research Guides
Official Data Resources for Clear Lake, WI
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.