PlainZIP

Clear Lake, WI · standard

ZIP Code 54005

Polk County, Wisconsin - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,056
15/sq mi
$87,813
Median income
$274,300
Median home value
18.4%
Bachelor's or higher

The verdict

Clear Lake pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 29%
household income, US ZIPs
Top 38%
home value, US ZIPs
15
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 54005 against every reporting US ZIP.

ZIP code 54005 covers 206.5 square miles in Clear Lake, Polk County, Wisconsin (a standard USPS delivery area), with a modest 3,056 residents on file, a density of 15 people per square mile, in the Chicago time zone.

ZIP 54005 lands in the middle-income range, with a median household income of $87,813 (12% above the Wisconsin average), while per-capita income is $38,981. 7.9% of residents live below the poverty line, and the unemployment rate reads 3.7%. On housing, the median home value is $274,300 (10% above the state average) with median rent at $969 per month, and 80.3% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 18.4% of adults hold a bachelor's degree or higher, the median age is 37.9, and the average commute is 25 minutes. Beyond these figures, 3 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Polk County, letting you compare 54005 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 54005

Top 5 sectors by establishment count in Clear Lake, WI

Which industries have the most business establishments in ZIP 54005.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 54005, Clear Lake, WI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,056

Population

206.5

Area (sq mi)

15

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 54005?

37.9

Median Age

52.3%

Male

47.7%

Female

2.2%

Foreign-Born

White 88.9%
African American 0.3%
Asian 0.1%
American Indian or Alaska Native 1.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.0%
Hispanic or Latino 6.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$87,813

Median Household Income

+12% vs state

$38,981

Per Capita Income

7.9%

Poverty Rate

3.7%

Unemployment Rate

25.4 min

Mean Commute Time

How ZIP 54005 ranks nationally

Clear Lake, WI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$87,813 Top 29% higher than 71% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.2%
Bachelor's Degree or Higher 18.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,345

Total Housing Units

1,217

Occupied Units

128

Vacant Units

2.68

Avg Household Size

Occupancy Type

Owner 80.3%
Renter 19.7%

$274,300

Median Home Value

+10% vs state

$969

Median Rent

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+19.4%

YoY Change (2024)

255

HPI Index (2000 = 100)

+155%

Total Change Since 2000

Home values in ZIP 54005 have increased 19.4% over the past year (2024). Since 2000, this ZIP has seen +155% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.3% 155
2021 +12.4% 174
2022 +21.0% 211
2023 +1.3% 214
2024 +19.4% 255

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 73 business establishments in ZIP 54005, employing approximately 821 people with a combined annual payroll of $46,956,000.

73

Businesses

821

Employees

$47.0M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 14 19.2%
Construction 11 15.1%
Retail trade 8 11.0%
Accommodation and food services 8 11.0%
Manufacturing 5 6.8%
Real estate and rental and leasing 5 6.8%
Health care and social assistance 5 6.8%
Transportation and warehousing 3 4.1%
Finance and insurance 3 4.1%
Professional, scientific, and technical services 3 4.1%
Administrative and support and waste management and remediation services 3 4.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 54005 vs 54007 →

ZIP 54005 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 54005 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 54005 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 54005 ranks the highest of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
54007 Deer Park, WI 1,188 7.0 mi
54004 Clayton, WI 2,317 7.2 mi
54734 Downing, WI 856 11.0 mi

More ZIP Codes in Polk County

54001 standard
Amery, WI
Pop: 8,155
54020 standard
Osceola, WI
Pop: 7,260
54024 standard
Saint Croix Falls, WI
Pop: 4,811
54853 standard
Luck, WI
Pop: 4,009
54837 standard
Frederic, WI
Pop: 3,778
54810 standard
Balsam Lake, WI
Pop: 2,512

Related Areas

Polk County Clear Lake, WI Wisconsin

Frequently Asked Questions

What county is ZIP code 54005 in? ▼
ZIP code 54005 (Clear Lake) is located in Polk County, Wisconsin. Polk County contains multiple ZIP codes, see the full list at /counties/polk-wi.
What is the population of ZIP code 54005? ▼
ZIP code 54005 in Clear Lake, WI has a population of 3,056 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 54005? ▼
The median household income in ZIP 54005 is $87,813, which is 15% above the national average of $76,288.
What is the average home value in ZIP 54005? ▼
The median home value in ZIP 54005 is $274,300, which is 1% below the national average of $278,155.
What is the demographic makeup of ZIP 54005? ▼
The largest racial group in ZIP 54005 is White at 88.9%. Hispanic or Latino residents make up 6.7% of the population.
How many businesses are in ZIP code 54005? ▼
ZIP code 54005 has 73 business establishments employing approximately 821 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 54005? ▼
The top industries by establishment count in ZIP 54005 are: Other services (except public administration) (14), Construction (11), Retail trade (8). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 54005? ▼
According to the FHFA House Price Index, home values in ZIP 54005 increased by 19.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 155%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 54005? ▼
In ZIP code 54005, 59.2% of residents aged 25+ have a high school diploma or higher, and 18.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 54005? ▼
The mean commute time for workers in ZIP code 54005 is 25.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 54005? ▼
In ZIP code 54005, approximately 80.3% of occupied housing units are owner-occupied and 19.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 54005? ▼
The poverty rate in ZIP code 54005 is 7.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.