Clear Lake, WI · standard
ZIP Code 54005
Polk County, Wisconsin - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,056
- 15/sq mi Moderate-density area
- $87,813
- Median income Above-median income area
- $274,300
- Median home value Near-median home value
- 18.4%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Clear Lake pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 29%
- household income, US ZIPs
- Top 38%
- home value, US ZIPs
- 15
- people per sq mi
- 80%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 54005 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 54005 (Clear Lake, WI) rose +19.4% from 2023 to 2024. The all-transactions index moved from 213.7 in 2023 to 255.3 in 2024 (2000 = 100).
ZIP code 54005 covers 206.5 square miles in Clear Lake, Polk County, Wisconsin (a standard USPS delivery area), with a modest 3,056 residents on file, a density of 15 people per square mile, in the Chicago time zone.
ZIP 54005 lands in the middle-income range, with a median household income of $87,813 (12% above the average Wisconsin ZIP), while per-capita income is $38,981. Both reported hardship measures are comparatively low in absolute terms: poverty is 7.9% and unemployment is 3.7%. Median home value is $274,300 (10% above the average Wisconsin ZIP) and median rent is $969; 80.3% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 18.4% of adults hold a bachelor's degree or higher, the median age is 37.9, and the average commute is 25 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Polk County, so 54005 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 54005
Top 5 sectors by establishment count in Clear Lake, WI
Which industries have the most business establishments in ZIP 54005.
- Other services (except public administration)
Other services (except public administration)
14 establishments
- Construction
Construction
11 establishments
- Retail trade
Retail trade
8 establishments
- Accommodation and food services
Accommodation and food services
8 establishments
- Manufacturing 5
Manufacturing
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 54005, Clear Lake, WI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,056
Population
206.5
Area (sq mi)
15
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 54005?
37.9
Median Age
52.3%
Male
47.7%
Female
2.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$87,813
Median Household Income
+12% vs state ZIP avg
$38,981
Per Capita Income
7.9%
Poverty Rate
3.7%
Unemployment Rate
25.4 min
Mean Commute Time
How ZIP 54005 ranks among Wisconsin ZIPs
Clear Lake, WI household income vs. every Wisconsin ZIP code
Median household income among 755 reporting Wisconsin ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$87,813 Top 27% higher than 73% of 755 Wisconsin ZIPs
Each bar is a $20K-wide band; taller bars hold more Wisconsin ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,345housing units
1,345
Total Housing Units
1,217
Occupied Units
128
Vacant Units
2.68
Avg Household Size
Occupancy Type
$274,300
Median Home Value
+10% vs state ZIP avg
$969
Median Rent
1980
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+19.4%
YoY Change (2024)
255
HPI Index (2000 = 100)
+155%
Total Change Since 2000
Home values in ZIP 54005 have increased 19.4% over the past year (2024). Since 2000, this ZIP has seen +155% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -0.3% | 155 |
| 2021 | +12.4% | 174 |
| 2022 | +21.0% | 211 |
| 2023 | +1.3% | 214 |
| 2024 | +19.4% | 255 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 73 business establishments in ZIP 54005, employing approximately 821 people with a combined annual payroll of $46,956,000.
73
Businesses
821
Employees
$47.0M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Other services (except public administration) | 14 | 19.2% |
| Construction | 11 | 15.1% |
| Retail trade | 8 | 11.0% |
| Accommodation and food services | 8 | 11.0% |
| Manufacturing | 5 | 6.8% |
| Real estate and rental and leasing | 5 | 6.8% |
| Health care and social assistance | 5 | 6.8% |
| Transportation and warehousing | 3 | 4.1% |
| Finance and insurance | 3 | 4.1% |
| Professional, scientific, and technical services | 3 | 4.1% |
| Administrative and support and waste management and remediation services | 3 | 4.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 54005 vs 54007 →
ZIP 54005 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 54005
Clear Lake (54005)
3,056 residents
- 54004
Clayton (54004)
2,317 residents
- 54007 1,188
Deer Park (54007)
1,188 residents
- 54734 856
Downing (54734)
856 residents
What this shows Among its immediate neighbors, ZIP 54005 ranks the most populous - useful context the national average alone can't give.
ZIP 54005 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 54005
Clear Lake (54005)
$87,813 median income
- 54007
Deer Park (54007)
$85,398 median income
- 54734
Downing (54734)
$71,500 median income
- 54004
Clayton (54004)
$68,182 median income
What this shows By household income, ZIP 54005 ranks the highest of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 54005, both outside WI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,056 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Polk County
Related Areas
Frequently Asked Questions
What county is ZIP code 54005 in?
ZIP code 54005 (Clear Lake) is located in Polk County, Wisconsin. Polk County contains multiple ZIP codes, see the full list at /counties/polk-wi.
What is the population of ZIP code 54005?
ZIP code 54005 in Clear Lake, WI has a population of 3,056 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 54005?
The median household income in ZIP 54005 is $87,813, which is 15% above the national average of $76,288.
What is the average home value in ZIP 54005?
The median home value in ZIP 54005 is $274,300, which is 1% below the national average of $278,155.
What is the demographic makeup of ZIP 54005?
The largest racial group in ZIP 54005 is White at 88.9%. Hispanic or Latino residents make up 6.7% of the population.
How many businesses are in ZIP code 54005?
ZIP code 54005 has 73 business establishments employing approximately 821 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 54005?
The top industries by establishment count in ZIP 54005 are: Other services (except public administration) (14), Construction (11), Retail trade (8). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 54005?
According to the FHFA House Price Index, home values in ZIP 54005 increased by 19.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 155%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 54005?
In ZIP code 54005, 59.2% of residents aged 25+ have a high school diploma or higher, and 18.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 54005?
The mean commute time for workers in ZIP code 54005 is 25.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 54005?
In ZIP code 54005, approximately 80.3% of occupied housing units are owner-occupied and 19.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 54005?
The poverty rate in ZIP code 54005 is 7.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 54005's numbers, next.
- See how ZIP 54005 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Clear Lake, WI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.