PlainZIP

Oshkosh, WI · standard

ZIP Code 54902

Winnebago County, Wisconsin - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

22,375
246/sq mi
$65,612
Median income
$170,800
Median home value
27.9%
Bachelor's or higher

The verdict

Oshkosh pairs a below-median household income with below-median home values, in a low-density, homeowner-dominated area.

39th pct
household income, US ZIPs
35th pct
home value, US ZIPs
246
people per sq mi
62%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 54902 against every reporting US ZIP.

ZIP code 54902 is a densely settled ZIP (a standard USPS delivery area) in Oshkosh, Winnebago County, Wisconsin, with 22,375 residents across 91.0 square miles, a density of 246 people per square mile, in the Chicago time zone.

ZIP 54902 reports a modest median household income of $65,612 (16% below the Wisconsin average), while per-capita income is $37,130. Local economic indicators show a 15.1% poverty rate alongside 1.6% unemployment. Median home value sits at $170,800 (31% below the state average), median rent at $896 a month, and owner-occupancy at 62.0%.

Educational attainment sits below the national norm: 27.9% of adults hold a bachelor's degree or higher, the median age is 38.9, and the average commute is 18 minutes. To put 54902 in local context, 5 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Winnebago County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 54902

Top 5 sectors by establishment count in Oshkosh, WI

Which industries have the most business establishments in ZIP 54902.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 54902, Oshkosh, WI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

22,375

Population

91.0

Area (sq mi)

246

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 54902?

38.9

Median Age

48.7%

Male

51.3%

Female

3.7%

Foreign-Born

White 82.6%
African American 4.6%
Asian 4.6%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.2%
Hispanic or Latino 4.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$65,612

Median Household Income

-16% vs state

$37,130

Per Capita Income

15.1%

Poverty Rate

1.6%

Unemployment Rate

17.7 min

Mean Commute Time

How ZIP 54902 ranks nationally

Oshkosh, WI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$65,612 39th percentile higher than 39% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.6%
Bachelor's Degree or Higher 27.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,945

Total Housing Units

10,229

Occupied Units

716

Vacant Units

2.15

Avg Household Size

Occupancy Type

Owner 62.0%
Renter 38.0%

$170,800

Median Home Value

-31% vs state

$896

Median Rent

1966

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.3%

YoY Change (2024)

227

HPI Index (2000 = 100)

+127%

Total Change Since 2000

Home values in ZIP 54902 have increased 9.3% over the past year (2024). Since 2000, this ZIP has seen +127% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.2% 146
2021 +11.7% 163
2022 +17.1% 191
2023 +9.0% 208
2024 +9.3% 227

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 523 business establishments in ZIP 54902, employing approximately 9,790 people with a combined annual payroll of $540,368,000.

523

Businesses

9,790

Employees

$540.4M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 72 13.8%
Retail trade 64 12.2%
Health care and social assistance 62 11.8%
Other services (except public administration) 57 10.9%
Manufacturing 38 7.3%
Construction 36 6.9%
Finance and insurance 35 6.7%
Administrative and support and waste management and remediation services 33 6.3%
Professional, scientific, and technical services 31 5.9%
Real estate and rental and leasing 22 4.2%
Transportation and warehousing 19 3.6%
Wholesale trade 17 3.3%
Information 15 2.9%
Arts, entertainment, and recreation 14 2.7%
Educational services 4 0.8%
Management of companies and enterprises 3 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 54902 vs 54979 →

ZIP 54902 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 54902 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 54902 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 54902 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
54979 Van Dyne, WI 1,472 5.6 mi
54901 Oshkosh, WI 37,710 7.9 mi
54985 Winnebago, WI 836 8.8 mi
54904 Oshkosh, WI 20,623 6.5 mi
54932 Eldorado, WI 1,185 9.0 mi

More ZIP Codes in Winnebago County

54956 standard
Neenah, WI
Pop: 42,696
54915 standard
Appleton, WI
Pop: 41,855
54901 standard
Oshkosh, WI
Pop: 37,710
54952 standard
Menasha, WI
Pop: 25,729
54904 standard
Oshkosh, WI
Pop: 20,623
54963 standard
Omro, WI
Pop: 6,917

Related Areas

Winnebago County Oshkosh, WI Wisconsin

Frequently Asked Questions

What county is ZIP code 54902 in? ▼
ZIP code 54902 (Oshkosh) is located in Winnebago County, Wisconsin. Winnebago County contains multiple ZIP codes, see the full list at /counties/winnebago-wi.
What is the population of ZIP code 54902? ▼
ZIP code 54902 in Oshkosh, WI has a population of 22,375 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 54902? ▼
The median household income in ZIP 54902 is $65,612, which is 14% below the national average of $76,288.
What is the average home value in ZIP 54902? ▼
The median home value in ZIP 54902 is $170,800, which is 39% below the national average of $278,155.
What is the demographic makeup of ZIP 54902? ▼
The largest racial group in ZIP 54902 is White at 82.6%. Hispanic or Latino residents make up 4.6% of the population.
How many businesses are in ZIP code 54902? ▼
ZIP code 54902 has 523 business establishments employing approximately 9,790 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 54902? ▼
The top industries by establishment count in ZIP 54902 are: Accommodation and food services (72), Retail trade (64), Health care and social assistance (62). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 54902? ▼
According to the FHFA House Price Index, home values in ZIP 54902 increased by 9.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 127%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 54902? ▼
In ZIP code 54902, 61.6% of residents aged 25+ have a high school diploma or higher, and 27.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 54902? ▼
The mean commute time for workers in ZIP code 54902 is 17.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 54902? ▼
In ZIP code 54902, approximately 62.0% of occupied housing units are owner-occupied and 38.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 54902? ▼
The poverty rate in ZIP code 54902 is 15.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.