Oshkosh, WI · standard
ZIP Code 54902
Winnebago County, Wisconsin — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 22,375
- 246/sq mi
- $65,612
- Median income
- $170,800
- Median home value
- 27.9%
- Bachelor's or higher
The verdict
Oshkosh pairs a below-median household income with below-median home values, in a low-density, homeowner-dominated area.
- 39th pct
- household income, US ZIPs
- 35th pct
- home value, US ZIPs
- 246
- people per sq mi
- 62%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 54902 against every reporting US ZIP.
ZIP code 54902 is classified by USPS as a standard delivery area and covers roughly 91.0 square miles in Oshkosh, Winnebago County, Wisconsin. The area is home to 22,375 residents, producing a population density of 246 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 54902 against Wisconsin and the nation.
On the economic side, the median household income for ZIP 54902 sits at $65,612 (16% below the Wisconsin average), while per-capita income is $37,130. The poverty rate stands at 15.1% and the unemployment rate at 1.6%. On housing, the median home value is $170,800 (31% below the state average) with median rent at $896 per month, and 62.0% of occupied units are owner-occupied, a direct signal of whether 54902 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 27.9% of adults hold a bachelor's degree or higher, the median age is 38.9, and the average commute is 18 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Winnebago County, so you can benchmark 54902 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 54902
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 54902.
- Accommodation and food services
Accommodation and food services
72 establishments
- Retail trade
Retail trade
64 establishments
- Health care and social assistance
Health care and social assistance
62 establishments
- Other services (except public administration)
Other services (except public administration)
57 establishments
- Manufacturing
Manufacturing
38 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 54902, Oshkosh, WI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
22,375
Population
91.0
Area (sq mi)
246
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 54902?
38.9
Median Age
48.7%
Male
51.3%
Female
3.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$65,612
Median Household Income
-16% vs state
$37,130
Per Capita Income
15.1%
Poverty Rate
1.6%
Unemployment Rate
17.7 min
Mean Commute Time
How ZIP 54902 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$65,612 39th percentile higher than 39% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
10,945
Total Housing Units
10,229
Occupied Units
716
Vacant Units
2.15
Avg Household Size
Occupancy Type
$170,800
Median Home Value
-31% vs state
$896
Median Rent
1966
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+9.3%
YoY Change (2024)
227
HPI Index (2000 = 100)
+127%
Total Change Since 2000
Home values in ZIP 54902 have increased 9.3% over the past year (2024). Since 2000, this ZIP has seen +127% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.2% | 146 |
| 2021 | +11.7% | 163 |
| 2022 | +17.1% | 191 |
| 2023 | +9.0% | 208 |
| 2024 | +9.3% | 227 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 523 business establishments in ZIP 54902, employing approximately 9,790 people with a combined annual payroll of $540,368,000.
523
Businesses
9,790
Employees
$540.4M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 72 | 13.8% |
| Retail trade | 64 | 12.2% |
| Health care and social assistance | 62 | 11.8% |
| Other services (except public administration) | 57 | 10.9% |
| Manufacturing | 38 | 7.3% |
| Construction | 36 | 6.9% |
| Finance and insurance | 35 | 6.7% |
| Administrative and support and waste management and remediation services | 33 | 6.3% |
| Professional, scientific, and technical services | 31 | 5.9% |
| Real estate and rental and leasing | 22 | 4.2% |
| Transportation and warehousing | 19 | 3.6% |
| Wholesale trade | 17 | 3.3% |
| Information | 15 | 2.9% |
| Arts, entertainment, and recreation | 14 | 2.7% |
| Educational services | 4 | 0.8% |
| Management of companies and enterprises | 3 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 54902 vs 54979 →
ZIP 54902 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 54901
Oshkosh (54901)
37,710 residents
- 54902
Oshkosh (54902)
22,375 residents
- 54904
Oshkosh (54904)
20,623 residents
- 54979 1,472
Van Dyne (54979)
1,472 residents
- 54932 1,185
Eldorado (54932)
1,185 residents
- 54985 836
Winnebago (54985)
836 residents
What this shows Among its immediate neighbors, ZIP 54902 ranks #2 by population — useful context the national average alone can't give.
ZIP 54902 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 54932
Eldorado (54932)
$110,125 median income
- 54979
Van Dyne (54979)
$109,868 median income
- 54904
Oshkosh (54904)
$93,341 median income
- 54902
Oshkosh (54902)
$65,612 median income
- 54901
Oshkosh (54901)
$61,794 median income
What this shows By household income, ZIP 54902 ranks #4 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Winnebago County
Related Areas
Frequently Asked Questions
What county is ZIP code 54902 in? ▼
What is the population of ZIP code 54902? ▼
What is the median household income in ZIP 54902? ▼
What is the average home value in ZIP 54902? ▼
What is the demographic makeup of ZIP 54902? ▼
How many businesses are in ZIP code 54902? ▼
What are the main industries in ZIP code 54902? ▼
How have home values changed in ZIP code 54902? ▼
What is the education level in ZIP code 54902? ▼
What is the average commute time in ZIP 54902? ▼
What percentage of residents own vs. rent in ZIP 54902? ▼
What is the poverty rate in ZIP code 54902? ▼
ZIP Code Research Guides
Official Data Resources for Oshkosh, WI
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.